Both. Fsm lousy cannot get any statement from fund house directly. No help with FSM.

Call customer service of fund house and get them to send the statement to me via email directly. Make use of unlimited free phone calls from my hotlink. Was on phone for like 20 minutes.

This post has been edited by Ramjade: May 16 2021, 11:56 AM

Full name, IC number.

If you want to DCA it's RM250/month. Your choice. For me I wait for market sales and then dump one shot RM3k inside and be done with it.

This post has been edited by Ramjade: May 16 2021, 01:51 PM

He buy using FSM. There's a feature in FSM where you can park money inside a MMF call RHB Money market fund 2. This RHB MMF2 can be used to buy funds directly.

There no double account. Everything is under FSM.

Save effort, save in cost. No 3% service charge Vs using banks/agents.

Only thing is to call fund house every year to provided yearly statement.

Afdin hwang aiiman growth.

Conservative is lousy in this days and age where interest rate at to k bottom.

Actually not true. Some REIT I owned almost 100% capital appreciation with 10-15%p.a in dividend.

Then again it's REIT. Not REIT unit trust.

If you haven't buy yes. If you already buy no need. Just hodl.
Now massive dumping of China shares. Fear and blood is on the street.

Which one? I never even follow cause it's long term for me.

Affin hwang aiiman also not bad. It beats principal.

I only hold one fund which is principal.

Use EPF to invest into unit trust approved by EPF. That's what I did. Took out icitra and isinar and 2x my money.

Low can go lower.

Yes.

https://www.ft.com/content/15635175-4060-40...45-e9d5d9886b13

There are better unit trust out there than what's available on PRS. For me I out max RM3k/year and invest the rest on my own.
I go prs for two thing
1) tax rebate
2) double digit PRS returns.

Once no more tax return, I won't bother with PRS as mentioned above there are stuff out there which can give better returns than PRS.

Check your phone. They will send you statement link via SMS.

PRS is free for the first year only.
Each year as long as you put in money you will be charged rm8.00.
No way around it.
One way is keep buying new PRS every year which is stupid some some majority of PRS is giving you less than EPF return.

Just cough up the rm8.00. It's only rm8.00/year.

You can call and ask them email you all one shot. I called before cause lhdn asked me for all my claims.

PPA I don't think they accept. LHDN said they want the official one form say Public mutual, cimb principal (from fund house). After j give them the official one from the fund house, then they tell me their fault. I don't owe govt anything.
I asked them if I cannot give statement from fund house how? Then you pay back what you claimed. Bloody hell.

I send them FSM statement. Totally rejected.

That means you choose the wrong fund. Mine is easily making 10%p.a. Of course buying when market is red helps a lot. That's why I love red markets.

Just switch to the any of the funds below and you will see better returns on your investment. Now is good the as China is still red.

Funds I recommend. Pick one.
principal prs Asia Pacific
Affin Hwang PRS growth

This post has been edited by Ramjade: Apr 19 2022, 09:47 AM