Just top up 3k CIMB Principal PRS Plus Ex Japan Equity...
I still believe this fund can grow despite last month a big drop on the NAV...
Just get the 1k and tax relief first.. haha

Just top up 1 fund per year lah. Other no top up funds, no charge one.
Y need to top up multiple funds every year?

Is yr PRS in public mutual making money?
I just invest in 6 month for PRS in public mutual. And today still making lose....WTF??

my affin PRS growth fund has so far give me 5% return with less than 1 year invest time. first time lucky for me. i guess there is still some making money.

I just want to sign up for tax deduction and stop once there's no tax relief anymore.

If put in 3k then govern top up 1k, I will get relief for 3k as well ?

Can I make it for this financial year if I open an account next week?

Which bank would you recommend ?

so far, the tax relief is until 2021 (please correct me if i'm wrong). so you can make full use of it.

only the 3k you put is subject to relief, not the 1k from gomen

still plenty of time, just gotta make sure you put it in by the end of this year and should be eligible.

which bank? which fund? do your own homework and make your own decision as to which one you wanna invest in.

I go through most public mutual fund including PRS, and I found that most public mutual fund drop a lot....
That why I make lost in these 2 week... (If not, I already make 2% profit)...

Is yr fund drop among these 2 week?

Yes.

Still can. Take about 1-2 week for account opening.

Which bank is the best? Avoid banks as they will charge you 3%. Use FSM MY or eUT Malaysia Most PRS funds suck. You should not be thinking just for tax deduction. You should think about
1) tax dedeuction
2) able to beat EPF

This post has been edited by Ramjade: Dec 5 2017, 05:20 PM

what i see on the graph is actually moving up

Dear sifu,

I am thinking to buy prs from public mutual. Any advice and recommendation?

Thanks in advanced.

some people said public mutual has 3% sales charges while some other fund houses did not charge sales charges.
if you don't mind about the 3%SC...then forget about this post.

I don't mind the 3% sales charge because the tax rebate can cover it easily.

I am more concern with the performance of their fund.

Performance are based on past performance.....so cannot tell so much but can just assume...
Sales charges will make a fund handicap by that %.
Btw...to sone people the tax rebate can also easily cover the performance variance for a few years

Stay far away from anything related with public mutual. Their performance is subpar. If you want to make your money work, best advise to pick a fund that can perform.

Better to have a fund which can perform rather than a fund which have a history of not performing at all.

I just wanna park some money for long term growth.
Thats why i wanna ask if anyone here have experience with their prs.

Thanks for your input

Topped up for Affin PRS Moderate today.

Thinking to add my cimb prs seeing that asia funds aee in the red.

Will do that early next year if situation allows.

I think the drop is big enough for me yet.