PPA will credit the RM500 into your PRS fund(s) after the cut-off date of end June and December every year from 2014 to 2018.
https://www.fundsupermart.com.my/main/resea...tive-RM500-4558

not sure if your 30/6 contribution can make it to the end June date line.....
heard it from past forummers some time back is that, the incentive $$ would be credited in 4 months after the date line

some people said public mutual has 3% sales charges while some other fund houses did not charge sales charges.
if you don't mind about the 3%SC...then forget about this post.

Performance are based on past performance.....so cannot tell so much but can  just assume...
Sales charges will make a fund handicap by that %.
Btw...to sone people the tax rebate can also easily cover the performance variance for a few years

Stay far away from anything related with public mutual. Their performance is subpar. If you want to make your money work,  best advise to pick a fund that can perform.
Better to have a fund which can perform rather than a fund which have a history of not performing at all.