What kind of advices?
Either top up or buy a new fund?

Yes but only can buy PRS funds from that 3 specific PRS providers: Affin Hwang, Kenanga and Principal

This post has been edited by GrumpyNooby: Dec 4 2020, 04:42 PM

You're right as long as you have FSM account.

Yes, aka buying units into the PRS fund.

Consistent or not?

Here're the indicators that you can refer for your reference:


Fund link: https://www.fsmone.com.my/funds/tools/facts...c=global-search

(1) There's a cut-off date. Check with respective platform or PRS provider
(2) Fund recommendation please read pages back. Have been asked many many times.

Based on last year experience, I remembered it was somewhen in January.

Principal PRS Plus Asia Pacific Ex Japan Equity - Class C hit ATH with NAV at 1.2540

Can. Make a transfer and pay a transfer fee of RM 25 (I think).

Nobody can see the future.
It depends on what you aim for.
If tax relief is not your priority, you can opt to forego contribution for this year and try to aim for lower NAV next year.

Upon the successful completion of this online transaction, your contributions will be forwarded to your Provider(s) for their onward processing at the next cycle. You will receive a separate acknowledgement from your Provider(s) once they have created the units in the relevant fund(s) for your benefit. Please contact us if you wish to know the status of your top-up transactions. Our contact details can be found HERE

Have you received statement from the PRS provider?
Otherwise contact PPA: AskPPA@ppa.my

Have you performed the First Time Login?
https://www.prsmember.my/first-time-login/

If still failed to do this, contact PPA CS.

Maybe your PPA account is not created yet.
Do contact PPA to check the status of your PPA account.

If you have maxed out tax relief for EPF via normal salary deduction by your employer, this self contribution won't be beneficial from the perspective of tax saving as EPF tax relief is meant for both channels (via salary contribution, via additional self contribution and via voluntary self contribution for self-employed).

Not just banking right?
Gaming, betting, alcohol, cigarettes ...

But it aeems like not the case for PBBANK ticker.

Your buy order will tell the settlement (completion) date.



This post has been edited by GrumpyNooby: Dec 10 2020, 09:51 PM

I'm working while entertaining this forum but still lose to a reporter.

Switch is within same PRS provider.
Transfer is inter-PRS providers.

myPPA app is currently down!



Regarding your PPA account, how many days it has lapsed?
If more than few working days, you should contact PPA CS.

Otherwise try to do First Time Login at: https://www.prsmember.my/first-time-login/
User ID is PPA<NRIC number>