There is another perk from PB Mutual: free personal accident for NAV above 5k, the more you save there, the more your folks will get.

http://www.publicmutual.com.my/prs/PRSProd...nceTakaful.aspx

Just a note; PA is usually darn cheap to buy on your own. So, it is basically nothing to shout about.

Xuzen

Any last minute Hwang prs agent here? Pm me pls. Want to invest for 2016.

Curious. Why you want to buy another fund instead of sticking to the two?

If good, why change or add more?

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This post has been edited by cappuccino vs latte: Sep 30 2024, 11:42 PM

YTD = 4%....
much better than some of my funds.

but if minus 3% SC......then


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initial charge 3% issit mean d 1st purchase or everytime need top up will b charge 3%?

every buy.

AmPRS Dynamic Sukuk seems to provide stable return with low risk, with cumulative returns 15% since inception (25/11/2013).

What do you guys think?

with the same FSM rating....


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you have Asia pac, Kgf....try Reits also using PRS...

yes, that is true,...other than the Sales charges, there are many more charges too...most of it canNOT be felt by the investor as it had been reflected in the daily NAVs.
cannot feel it does not mean they are not there....in bad or good times,..they are there

Investment Guide: Beware Of These Investment Costs And Charges
http://litefm.com.my/Mobile/Features/Lifes...nvestment-Costs

d other charges r quite reasonable n norm. for prs, b4 this already been announce there is no sales charges. but some do dat also..........

the Govt got announce PRS no sales charges-meh?

this official site did not mention no sales charges....
Fees/charges
For fees and charges on switching and transfer, please refer to the Providers page of this website under Fees and Charges. Transferor Providers’ fees (which include transfer fees and redemption charge, where applicable) will need to be deducted from sub-account A of the Transferor Fund(s). For transfer from one or more funds, Transferor Providers’ transfer fees must be apportioned equally depending on the number of funds. For example, if there are transfer request from two funds, the transfer fee of RM50 is to be charged RM25 for each fund.

http://www.ppa.my/prs/about-prs/prs-scheme-features/

i mean d initial feees. where 1 member says it will b charge everytime buy prs funds. d other fees r clear cut

Fsm my offer 0% sc on prs funds purchases....it got a lists of funds there....PM prs funds is at 3%....can buy from pm

This post has been edited by T231H: Dec 26 2016, 05:20 AM

Well, it seems with a higher risk, CIMB Islamic Prs Plus Asia Pacific Ex Japan Equity Class C trumps other fund, cumulative returns of 21.33% over 4 years

Most likely due to appreciating USD?

This post has been edited by wan_109: Dec 26 2016, 08:56 PM

Depreciating of MYR against APAC currency

there is a better horse from the same stable....which is better than your mentioned CIMB Islamic Prs Plus Asia Pacific Ex Japan Equity
est > 35% since Nov 2013

This post has been edited by T231H: Dec 27 2016, 01:03 AM


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