I duno if this is reliable, my father who bought education investment XXXXX ended in lost. Speaking honestly, how reliable is this?

policy needless to say is must fulfill, but what's the point after 20 years you get back close to the initial investment sum

I invested in manulife PRS which is quite bad
2017  3,539.40
2018  2,991.52
2019  2,992.00
2020  2,492.00
Total  12,014.92
Fund level  12,879.98

Can i invest additional PRS from FSM ?

Manulife PRS - Growth Fund

Nope, not shariah.

In fact, at the same time we have also invested quite a lot with this manulife agent in UT.
4 yrs + i have never seen a profit P&L .
and he now parking all our fund in Money Market....

I'll wait for Oct dividend from Manulife money market, and just dump and switch to FSM managed profile.

About PRS, i was told by him... If we sell and withdraw the PRS, we can longer buy .. bullshit or what.

Any recommendation of good performing PRS?

Investment amount : RM11000
Consolidated current value : RM13213.00
Profit/loss: RM2213.00 (+20.12%)

How to interpret this?

Yearly average 20.12 %?

why principal asia pacific PRS and not the ex japan equity one?

looking to throw RM 3k for tax relief before end of nov for investment till retirement, wonder which funds should I get

Yeah the ex japan equity fund form Principal.

May I know where do I find the comprehensive list for the eligible funds? I'm basing the selection off the PPA website:
https://www.ppa.my/prs-providers/list-of-scheme-funds/

try this    include Public 

http://gllt.morningstar.com/e6qvxuu98r/fun...B&tab=ShortTerm

sort by 6 months return and it's on the top hahaha
I'm still thinking which fund I should buy as I'm still clueless which fund is eligible under the PRS..

Assuming 2017 I invested until 2020 early march , this range of profit considered good? Divide by 4?

saw the FSMONE if you invest digitally and will get RM40 TNG.
Plus Tax rebate.

Should be a good deal. What do you think?

From this table generated from FSMONE.
I can't see any Principal PRS from class A.
First I still thought I can buy with < 1.75% or even 0% sales charge  via FSMONE, but actually not applicable. 

Because of I already have Class A, so plan to top up 3k for this year tax relief.

I have no idea any new fund to buy and don't think we can get low NAV like March the time.

Current plan:
1. Buy any fund from Affin Hwang, Kenanga, and Principal PRS.
2. Buy via FSMOne Mobile WEB because it does not required any forms and 0% sales charges.
3. Get Touch N Go E-wallet RM40.

Or
1. Switch to other PRS(maybe Principal PRS class C) for my current Principal Class A.
    -Not sure switch fund can be done via FSM or not.
2. Top up 3k to Principal Class C for this year tax relief.
3. Get Touch N Go E-wallet RM40.

Hi semua!

*Private Pension Administrator Malaysia (PPA)* sedang mengadakan soal selidik untuk mendapatkan pendapat anda berkenaan simpanan dan perancangan persaraan dalam norma baru. Oleh itu, kami meminta kerjasama anda untuk mengisi borang soal selidik ini di

https://www.ppa.my/prslive/borang-soal-seli...rusan-kewangan/
*Nota:* Sebarang maklumat yang dikemukakan adalah *SULIT* dan hanya digunakan untuk tujuan kajian ini sahaja.

*Terima kasih*

Shared by my UTC.

No worries, !@#$%^. Please share your experience of Principal PRS Pre-Retirement Withdrawals, during June, so that I can understand the previous withdrawal procedure.
For sure, I will send e-mail to service@principal.com.my, to know about the current withdrawal procedure.
Steps for Principal PRS Pre-Retirement Withdrawals?

1) At first, in early June, you first sent an e-mail to service@principal.com.my.

2) Then, Principal Customer Service Executive sent the withdrawal form to you, via e-mail.

3) You filled up the withdrawal form and sent the withdrawal form, to service@principal.com.my.

4) Answer the telephone call-back from Principal Customer Service Executive for verification, on the same day the withdrawal form was submitted.

5) Withdrawal was processed, based on NAV which was dated one day later after the verification call by Principal Customer Service Executive.
!@#$%^, did I get the steps correct? Please correct me, if I miss out anything.
Principal's FAQ regarding PRS Pre-Retirement Withdrawals is vaguely written.
https://www.principal.com.my/en/faq-taking-...out-tax-penalty
Principal will require more working time to process the withdrawal, since the withdrawal forms are manually sent by Principal investors.
Even for berated Public Mutual, Public Mutual investors can apply for PRS Pre-Retirement Withdrawals in https://www.publicmutualonline.com.my. Just insert the withdrawal amount in the website, and authenticate the withdrawal with TAC sent to handphone, and withdrawal is completed. No manual form needs to be filled by investors, so Public Mutual do not need to manually process the withdrawal forms.