i can only stare and drool...

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Added on December 30, 2011, 11:26 amyou not like me la, you rich investor, I poor slave...

This post has been edited by katijar: Dec 30 2011, 11:26 AM

its ok. sure 1 day u will can efford it. no worries. maybe u ady have so many property leh..

I can't deny that the applicant might be the contribution factors to the low MA but from the reason I gather in LYN the major contributing factor was the price and title(I might be wrong just my assumption from the feedback here), my point of view is y it takes so much time for our loan to approve? UOA which launch later than us already sign s&p with most of them getting the MA expected. Again I was just curious..........

If they say the factor contributing to the 80% is due to the price of property exceeded valuation, then nearby Seringin Residence (SeeHoy Chan), Le Yuan (UOA) & Art-E (Nusmestro) shouldn't be able to get 90% loan too, but that they did.

When UOA launched LeYuan they already had their panel EF banks confirmed unlike Leafz where everything is still depending on approval from bank. We just received the mail of all the confirmed EF bank just yesterday?

This post has been edited by etseleste: Dec 30 2011, 11:35 AM

i think price is not the problems. normally bank will do the value inspection of this project to make sure its not over market value then only get in as end financier. Among of so many bank, OCBC is very careful on the EF of the project. OCBC js be EF at last day only. so all bro here, u can submit to OCBC too. The title maybe is the problems, coz this project is the commercial title, some bank really js treat as commercial property and giving lower margin.

Maybe another 1 more issue is the banker problem. if ur income or saving not strong, then underwritter of the bank will cut down ur margin or reject it. Most of the banker will hide it, and just tell u cap full or title issue.

Actually can you enlighten us what is price per sqft for the property you mention above? Anyone price at 500per sqft?

Yes, I also received the panel banker list, but again I hope the developer to show me the supporting document, but not talk only like last time the SA tell me got 14 over bank in the list, but when I ask which bank have successful case only a few are mention

Haha the last time I keh poh went to Seringin, the 2000 sq ft unit works out to be 500 psf.

UOA first block after discount is at 460-470psf +/- for 1400sf. Seringin second block is 480psf for 1500sf. Art-e is around 450psf +/- if I'm not mistaken. Can't really recall Art-e price after the property fair.

I also heard a rumour from my friend yesterday who is estate agent that the LEafz has two title for its land. One is Freehold and another is Leasehold. Dunno how true or not cos she told me the apartment nearby behind Leafz has two title, where the living area is FH and the kitchen area is LH.

咁嘟嗒？

I heard that case before... It's possible...
Good luck..

Did you ask the SA about this issue, I was never notice this before, so I think should clarify with them immediately

which condo is this?
de tropicana?

Well... It is possible as because I heard Taman Desa also have such case but not sure if this is true or not. You better get clarify with the SA before you commit into it.

2000sqft of Seringin workout to be 460PSF only. Not yet 500PSF

Maybe the one which I calculate is on the higher floor. Anyway I was more impressed with the interior design than the basic unit. LOL.

taman desa where got la. majority freehold unless abadi

This post has been edited by airline: Dec 30 2011, 12:23 PM

The highest you go, the cheaper it will be. I think it is lower you are talking about. Average PSF is not 500 yet. So far in Puchong, only Duet Residence is around 500PSF

This post has been edited by mmighty: Dec 30 2011, 12:24 PM

So why we are so late to sign the SPA. coz they giving time to us apply the loan.

I am not sure, but heard a friend who stayed there more than 20 years told me and ask me want to buy or not.... It's not the whole taman, but some house where is gnam gnam in the border of freehold and leasehold land.
I am also half believe only.. May be you can check out if that is true or not.. Cheers..

previously, i'm banker too. I got do this kind of case too. but that is commercial property.