Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
7 Pages « < 2 3 4 5 6 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

views
     
fruitie
post Nov 17 2011, 12:00 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(gerrardling @ Nov 17 2011, 11:57 AM)
if their income is over 2k and CL assigned to them is less than their 2X of their income, it is nothing wrong here
*
laugh.gif That's a good one! tongue.gif
I want higher CL only... About 3x my income but knowing Maybank is "stingy", I guess I gotta live with it. tongue.gif
Still OK la, more than enough for my usage. biggrin.gif
fruitie
post Nov 17 2011, 12:06 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(skylee18 @ Nov 17 2011, 12:02 PM)
Its wrong already,

1st : The requirement stated must be above 30k annual
2nd: Ya, the salary is above 2k but the CL is already 2.5x from the income already.

Conclusion : Bank loosen their policy and consumer over spent, then bank are very happy sucking the interest ^^
*
That's what we encourage here. smile.gif
Most of us here pay in full and on time. laugh.gif
fruitie
post Nov 17 2011, 02:22 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(skylee18 @ Nov 17 2011, 12:11 PM)
If everyone have discipline like you then surely nice, but too sad I had seen lots of people getting credit card so easily but end up not afford to pay back then INTEREST become their best pal already ^^
*
Not only me, in fact most of us here. smile.gif
Credit card is supposed to ease your life and not making it more miserable. laugh.gif
Gotta plan your financial wisely, buy what you can afford. smile.gif
fruitie
post Nov 18 2011, 08:48 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(digilife @ Nov 18 2011, 08:44 AM)
thanks for the advice, i should ask her to apply a fresh card than supp mine thumbup.gif

btw, regarding the maximum rm50/mth cashback, how it actually works? only on weekends? we seldom shop on weekends to avoid the queue at pymt counters and traffic jams/searching for carparks  tongue.gif
*
Yes, only on weekends on any purchase that swiped by AmEx.
That means RM 1,000 will allow you to have RM 50 rebate and RM 50 is the cap set by Maybank every month.
fruitie
post Nov 18 2011, 09:05 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(digilife @ Nov 18 2011, 08:55 AM)
wat if i only use Amex on weekdays and MB2C Master on weekdays or weekends?

thanks
*
As per answer above by David83.

May I suggest you to read post 2? A lot of useful information was compiled which may clear your doubts. smile.gif
fruitie
post Nov 19 2011, 12:50 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

I think you need to at least bring along 2 months latest payslips. smile.gif
fruitie
post Nov 19 2011, 06:37 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(ck23 @ Nov 19 2011, 05:32 PM)
Can petrol station swipe out cash for us ?

I had an experience. One night, me and my friend had dinner at a cafe near to a petrol station. When I paid the bill, I gave em my MBB2 AMEX. The waitress didn't say anything when I handed over my AMEX. Soon, she came back and I signed. She gave me a customer's copy and without the receipt that I first glanced.

When i back home, the customer's merchant copy is from CALTEX (the petrol station nearby). That's why I am asking, can Petrol station helps you to swipe for cash?

If yes, we can swipe to the cap of cash back RM50 at the end of the month.

Here is what I think... I guess the store cashier is helping the restaurant. My bill was less than RM100. The cashier can change cash payment to credit card payment.

Btw, it's not legit to do so right?
*
This will not balance their account.
Plus obviously it is illegal.

QUOTE(echoesian @ Nov 19 2011, 06:08 PM)
Can Groupon accept AMEX?
*
No.
fruitie
post Nov 23 2011, 01:23 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(unknownhuman @ Nov 23 2011, 01:03 PM)
Hey guys, I'm wondering does MBB accept applications from fresh grads with 5 months pay slip ? My salary does fulfill the requirements but I only have been working for 5 months.

Also, I get my payslip via email in PDF format, should I get a company chop on it or smth prior to applying ?

And, does anyone know if the MBB Centre in 1U and KLCC is open on weekends and public holidays (Coming Monday)

Thanks guys !
*
Why not? As long as you fulfill the requirements, then should be no issue. smile.gif

I got my CIMB DA during my 4th month employment by putting in 3 months latest salary.
fruitie
post Nov 23 2011, 04:16 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(@lowyat @ Nov 23 2011, 04:12 PM)
hi guys,

just a quick question here. i have got the 2 cards with 2 supplementary cards as well. then only i found out that i have to pay the gov tax for both the supplementary cards (amex & master). the single gov tax is only for principal holder.

just wonder if it's possible to cancel one of the supplementary cards and keep only 1?

thanks
*
I believe no, it comes in a package - 2 cards.

This post has been edited by fruitie: Nov 23 2011, 04:17 PM
fruitie
post Nov 27 2011, 07:02 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(snigapoe @ Nov 27 2011, 08:25 AM)
you need to make request from them
but they still tend to send the wrong one as master
*
laugh.gif Yeah, don't bother to waste the time. tongue.gif
I learnt my lesson in a hard way. laugh.gif
fruitie
post Nov 28 2011, 12:05 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(echoesian @ Nov 27 2011, 09:15 PM)
Why can't use paypal with AMEX to pay for Groupon?
*
It doesn't accept RM, only USD (so far I have tried). smile.gif
fruitie
post Nov 28 2011, 11:10 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(echoesian @ Nov 28 2011, 10:10 AM)
How do you change to USD? If we were to use this tactic, wouldn't it will be more costly considering the conversion rate?
*
You can't, basically I only shop for overseas stuffs. smile.gif
Groupon, I'll use my VISA. smile.gif
fruitie
post Nov 28 2011, 11:22 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(eric84cool @ Nov 28 2011, 11:17 AM)
if using AMEX to purchase oversea stuffs via online, wouldn't AMEX fee costs more higher than VISA? blink.gif
*
I will do that during weekend via PayPal and I can get 5% rebate plus 5xTP.
I think that's more worth than using VISA. smile.gif
fruitie
post Nov 28 2011, 11:52 AM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(eric84cool @ Nov 28 2011, 11:44 AM)
using Paypal to purchase and Paypal charge into your AMEX?? hmm.gif need to figure out some calculation whether is it worth? anyways, do you know how much does AMEX and VISA charges for oversea transaction? is it 1.5% for AMEX and 0.5% for VISA, please correct me if I'm wrong about it..thx!
*
2.5% I heard for AmEx.
But if you do it during weekend, I think it is still worth for it.
I'm pretty bad when it comes to calculation, good luck! icon_rolleyes.gif
fruitie
post Dec 1 2011, 06:04 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(1love @ Dec 1 2011, 05:55 PM)
What about a supplementary card? Cause I'm a student now and I do have another part time job. Please advise.
*
Supplementary card of course can. smile.gif Minimum age is 18, but who is gonna be your principal card?
I got mine when I was 18, sister gave it to me.
fruitie
post Dec 1 2011, 06:10 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(1love @ Dec 1 2011, 06:08 PM)
must be family member?
*
Anyone...
fruitie
post Dec 1 2011, 09:28 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(zenquix @ Dec 1 2011, 06:19 PM)
But which outsider will take all the risk of giving you a supp card without knowing you?
*
That's right.
But my anyone = BF and GF
laugh.gif

QUOTE(1love @ Dec 1 2011, 06:46 PM)
anyone please?  sad.gif
*
1.6k salary is not going to make any good here. hmm.gif
Why don't wait a while till your salary is good enough?
CC is to ease your life not to burden up your life. smile.gif

QUOTE(cakarsakti @ Dec 1 2011, 09:25 PM)
just got sms... application has been approved... so i check maybank2u.. cc link amex and mc already there..

i wonder, let's say cl is 4k for amex and mc..

is the amount shared or both got 4k CL each?

tq
*
Combined.
fruitie
post Dec 2 2011, 01:58 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(shalzkasbsp @ Dec 2 2011, 01:54 PM)
so i can use the mastercard for the flexi payment? any other hidden charges?
*
Yes, you can. No more other charges unless stated.
fruitie
post Dec 2 2011, 03:03 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

QUOTE(roger roger @ Dec 2 2011, 02:59 PM)
any mbb2 cc patron here wins any gift or lucky draw before?
*
Few, some won iPad 2, some won LED TV. smile.gif
fruitie
post Dec 2 2011, 11:38 PM

Rise and Shine
Group Icon
Staff
72,790 posts

Joined: Sep 2005
From: KUL

Just remember that cash rebate has been credited yesterday, quickly went and checked before Maybank is down for its daily 1 hour maintenance. RM 14.14. laugh.gif Still better than none, I didn't get any rebate for months already. sweat.gif

7 Pages « < 2 3 4 5 6 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0499sec    0.42    7 queries    GZIP Disabled
Time is now: 1st December 2025 - 10:40 PM