My best friend has this and she feels totally worth for it.
She was robbed last August and with just a call she managed to cancel all her CC plus her Aussie CC.
Something which she thinks worth to pay.
I don't have that by the way...

Why don't your fax or email your application form? Faster than normal post...

That's the requirement by Maybank.
Some even requires 3 months payslip.
Nevertheless, they called and offered me this card hence I wasn't asked for any documents.

By default it should come with MasterCard and only upon request, they will give you VISA.
Still, they will make mistake like my case. Asked for VISA, gave me MasterCard, second time only correct.
Both VISA and MasterCard are the same but I can see MasterCard has more promotions than VISA.

This post has been edited by fruitie: Nov 9 2011, 12:35 AM

Er, can we actually pay loan with credit card?

No la, we can't pay loan with credit card.
Unless I'm wrong la.

This post has been edited by fruitie: Nov 9 2011, 09:17 AM

As someone suggested that get a Starbucks card on weekends, so can get RM 5 off.

I'll add, then use that and buy a tumbler. Every time go to Starbucks with the tumbler, can get RM 2.00 discount. Tahan your caffeine addict until weekends, get another 5% discount.

The beauty of AmEx.

By the way, I might be going to the Starbucks tomorrow and hopefully I'll get the Starbucks card also.

Haha. The cashier did ask for J-Card from me for discounts but I don't have a J-Card.

OK, if the merchant accepts AmEx and it processes during weekends, then you can get the 5% rebate.
5xTP is 24/7, not only limited to weekends.

Beyond our reach.

Er, there are still so many other shops that accept AmEx. Don't tell me you eat Nando's everyday?
Refer to this thread for reference: https://forum.lowyat.net/topic/2035710 Places which accept AmEx.

I might just apply one J Card for the sake of Starbucks. It seems to be the perfect friend for my AmEx. Spend at Starbucks during weekends, 15% + 5xTP. Wonderful!

I might just get a tumbler and get another RM 2 off but the only thing that holds me back is that a Starbucks' tumbler doesn't come cheap.

The J Card 10% off thingy is gonna last for a long period or just temporary? I remembered I was asked by the cashier if I have a J Card back in August.

Exactly! I can swipe during weekdays too and get 10% off and on top of that 5xTP with my AmEx. Earlier, I was a little cheapskate and purposely wait till weekends to get 5% off from AmEx. Now I can even get 15%.

Talking about that, my TP...
My biggest purchase was a DELL laptop and it gave me around 13k of TP, then Maybank gave me free 10k TP. Plus other purchases, it was about 26k TP.
Earlier, I have already deducted 10k TP for my VISA GST and I only left with around 16k TP.
I checked my TP last night, it went up to 22k. The problem is I hardly swipe my AmEx.
Last month I didn't swipe anything and this month only got 500 TP.
6k TP is about RM 1.2k which I didn't that swipe much if I recall correctly.
Most of the places I go don't accept AmEx, hence I use my VISA most of the time. VISA I already have more than 4k TP.
Any way that I can check my TP transaction?

This post has been edited by fruitie: Nov 13 2011, 12:09 PM

Alright, my card statement is sent back to hometown and I always forget to check out my letters.
Will do then, thanks.

OK, will do it now.

I'm not sure. Hardly check out my hard copy letters. I know CIMB still sends my DA statement every month.

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Added on November 13, 2011, 2:15 pmI can only see latest 3 months?
I just noticed, rupa-rupanya before my 10k TP deducted I already got 30k TP.

This post has been edited by fruitie: Nov 13 2011, 02:15 PM

Sat/Sun must use AmEx to get 5%. Mon-Fri, if can also use for 5xTP.
Of course if the merchant accepts AmEx la.

Yes, I did that before.
My merchant is in the US, so I pandai2 planned according to the US time zone.

I only used once and on Saturday's night 10.30 p.m. like that.

Ya and I got the 5% rebate.

If your annual salary has fulfilled their requirements, I don't see the reason why they will reject your card. Unless, you are not a good debt payer.

Well, just prepare 3 months latest payslip and go to KLCC or 1U card centre to apply, if nothing happens you will get in 1 hour.

Can go anywhere, since the system is supposedly synced. Still, the easiest way is you can call to their customer service. I hardly walk into any bank these days, call CS or check out through online.

I guess you missed out a point. I was merely answering this part of your question.
"If apply there in future any problem do i need go back there or can go other maybank branch?"

Yes, of course you will need to apply through branch. I think you can submit through fax or email?
If they call you to offer you, then you don't need any documents. The drawback is the waiting time, I went through before.