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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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erry-
post Oct 22 2011, 01:01 AM

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QUOTE(zenquix @ Oct 21 2011, 11:20 PM)
Apple Store MY does not accept Amex
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sure? coz if look at American Express® EzyPay merchants, got Machines there?

source: http://www.maybank2u.com.my/WebBank/digiEzp041011_mchant.pdf
erry-
post Oct 22 2011, 01:21 AM

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oh ok apple store, not apple machines notworthy.gif
erry-
post Oct 24 2011, 01:09 PM

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QUOTE(this.ia.a.ball @ Oct 24 2011, 01:06 PM)
so in terms of availability of stores there's no much difference?

mastercard more benefit/gimmicks/freebies?
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yes no diff. just their promo
erry-
post Oct 25 2011, 12:35 AM

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QUOTE(eddievh @ Oct 6 2011, 02:55 PM)
1 of treat points redeem item called Caltex star card Rm50. Can this card use to fill up petrol? I plan to redeem this item.
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yes can use for petrol and also caltex star mart.

http://www.caltex.com/my/products-and-services/StarCash/

erry-
post Oct 25 2011, 02:25 PM

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talking about points. last friday i went to maybank pudu, luckily got carrefour voucher (coz last time went there its out of stock) rclxm9.gif

redeem rm10x5 (2,000x5) is cheaper than rm50x1 (11,000) laugh.gif


Added on October 25, 2011, 2:27 pmbut baskin robbin single scoop voucher no longer offering, even still shows at maybankardnet website - source

This post has been edited by erry-: Oct 25 2011, 02:27 PM
erry-
post Oct 25 2011, 03:16 PM

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QUOTE(cute_boboi @ Oct 25 2011, 03:04 PM)
I'm planning go 1U to redeem Jusco RM100 = 20,000 TP soon.

How about Baskin Robbin junior two scoops voucher ? Still available ?  hmm.gif  I redeemed a few during MBB TP Fair at MV around July/Aug. Not yet finish use, expiring Dec 2012.
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no 2 scoops shows at the website under Maybank One-Stop Centrr category.

maybe only available during tp fair.

erry-
post Oct 25 2011, 03:27 PM

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QUOTE(lotus_man @ Oct 25 2011, 03:19 PM)
hi guys,
i recently got a salary increment bringing my total salary to >5000. It started this month.
Wondering if I can upgrade to platinum by showing this month's payslip or I hav to show 3 months payslip?
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2 months payslip is better. but then, not sure u can get upgrade. coz upgrade is usually offer by bank.

1 way is u can apply for plat card. need to pay for another gst. do note that the cashback is shared. still rm50, not rm100.
once got plat, u can cancel ur gold ~

why upgrade? me myself not using any plat features at all laugh.gif

erry-
post Oct 25 2011, 03:45 PM

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depends on bank. but not sure for maybank.

coz 2 years ago my hsbc gold and da gold (now both plat already, free upgrade) have higher cl than my maybank plat ~ this time is normal plat, not maybankard 2 plat, and maybank only give me not even 2x salary. but nvm about cl coz that time the normal plat is not so much benefit laugh.gif

add maybankard 2 plat, the cl is still same, share with my 'old' plat.

erry-
post Oct 26 2011, 08:14 AM

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QUOTE(CP88 @ Oct 26 2011, 02:33 AM)
Thats equivalent to RM18k. You do spend a lot.  biggrin.gif
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err.... some people here can spend that amount within a week only sweat.gif

no matter how much u spend, just pay full amount on due date notworthy.gif

erry-
post Oct 26 2011, 12:53 PM

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QUOTE(Gen-X @ Oct 26 2011, 10:18 AM)
Yah, big hassle for me since I have 8 accounts with them which also makes the statement hard to read. For supp cards yes,

Somehow MBB Cheque Deposit Machine is not so friendly compared to other banks' machine e.g. CIMB can key in up to 5 different account for a single cheque.

No MBB won't adjust the payment automatically for Principal Accounts. Recently I accidentally paid to the wrong account (as I said, damn confusing MBB Paper Statement  having 8 accounts incl 4 supps) and after 2 days had to call CS to manuallt transfer the funds to the correct account.
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pay with maybank2u lah. easy ~

go fast cash deposit money into maybank acc.

then choose each card, click Pay Now at Statement balance smile.gif

erry-
post Oct 26 2011, 11:04 PM

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QUOTE(MilesAndMore @ Oct 26 2011, 08:33 PM)
I charged RM3.75 to my MBB2 AMEX at Jaya Jusco Mid-Valley last Saturday. A bit extreme may be but i just don't care because i want my 5xTP + 5% discount   sweat.gif
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my lowest amex swipe is rm1.40 @ tesco whistling.gif

jusco also usually below rm2. just for drink (can/bottle) brows.gif


Added on October 26, 2011, 11:06 pmrm2.20 @ kenny on sunday

rm2.10 just yesterday @ pizza hut

(both amount is after deduct vouchers - redeemed tp @ maybank pudu) rclxm9.gif

This post has been edited by erry-: Oct 26 2011, 11:06 PM
erry-
post Oct 27 2011, 04:24 PM

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QUOTE(kurtkantoi @ Oct 27 2011, 03:39 PM)
I always pump my motorcycle petrol using Amex. Its the best credit card so far. The only drawback is the credit limit is too low (2k). This due to sharing the limit with Visa Al-Ikhwan that I have bigger limit. But I cant stop Al-Ikhwan since I have installment with courts and onking for another 1 year and half. Do I need to wait for 1 year before ask for credit limit increament or wait for their offer?
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if i'm not mistaken, maybank ikhwan islamic and maybank is consider as different bank. so the cl is not shared. correct me if i'm wrong notworthy.gif

btw u can ask for cl increase using this form - http://www.maybank2u.com.my/WebBank/inclimit_100210.pdf

erry-
post Oct 28 2011, 01:04 AM

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QUOTE(TongCN @ Oct 27 2011, 10:04 PM)
Good to hear. So I will just have to try my luck whether they allow me to overlimit it?

But I always pay full amount of the CC Statement on due date laugh.gif
Or will they call me before reject?
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u can, actually, pay before due date, to increase ur cl back.

u can even swipe rm3k, then open m2u via smartphone/laptop/tablet, and pay immediately the money smile.gif


Added on October 28, 2011, 1:12 am
QUOTE(WintersuN @ Oct 27 2011, 10:17 PM)
wanna ask if the treat points is worth 2 use? wat can exchange wif the treat points?

cos i think if not so worth then i wont get the maybank card la since need use amex and on weekend only worth for the petrol

better get uob always got 5%
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if u concentrate on petrol only, then yes go for uob.

while for amex, ANYTHING on weekend will get 5%, not just petrol, plus the 5x points.

me myself, i usually redeem on-the-spot for better rates, and redeem dining + shopping voucher (nandos, kenny, kfc/pizza, carrefour, parkson, sogo) ~

This post has been edited by erry-: Oct 28 2011, 01:12 AM
erry-
post Oct 29 2011, 11:42 AM

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QUOTE(kezman @ Oct 29 2011, 10:30 AM)
is it safe to make payment over the phone using CC?
i always read people said can use amex if pay over phone, but......i dunno...
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it is safe, with at least this 2 conditions:

1. u make the call, example to dell, etiqa
2. dont give the security num. usually dell, etiqa jusk ask front num and expiry date.

notworthy.gif

erry-
post Oct 31 2011, 06:53 AM

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QUOTE(ubuntu @ Oct 31 2011, 01:17 AM)
Guys, I had performed a future credit cards payment via M2U, but the status shown is accepted, is it normal?
I notice that it was deducted from my saving account, but the credit card's bill is not updated.
Also, there is no "print" receipt button in the M2U transaction history...
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dont worry icon_rolleyes.gif

usually it will takes up to 3-5 days to have the payment recorded in history transaction.

as long as ur payment is not later than due date, then all will be ok notworthy.gif

erry-
post Nov 1 2011, 03:31 PM

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QUOTE(ubuntu @ Oct 31 2011, 12:27 PM)
Thanks Erry, hopefully they could update their system as efficient as Citibank/OCBC.
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welcome. i dont have citi or ocbc so no idea.

(even i have hsbc but dont have their onl svc. just pay at cdm and wait for next statement)

QUOTE(charymsylyn @ Oct 31 2011, 09:14 PM)
M2U CC future payments are done in the afternoon/evening of the date selected (assuming there is enough to cover the payment). When done, payment will show up immediately under Savings & Current accounts (recent transactions). Credit cards (transaction history) will only update the next day as the system is updated after midnight.
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my payment appears at credit card's history transaction usually after 3 days. but the posting date then will be same as transaction date. haha


Added on November 1, 2011, 3:38 pm
QUOTE(David83 @ Nov 1 2011, 12:22 AM)
But you cannot avoid it since we have limited choices for low cost airlines.

If you want to avoid the convenience fee, then use Fund Transfer method direct from your saving/current account.  cry.gif
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lazy to copy paste from other thread:

buy flights using m2u, then add-on with amex to get 5x points and no fee - details here laugh.gif

This post has been edited by erry-: Nov 1 2011, 03:38 PM
erry-
post Nov 2 2011, 02:29 PM

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no matter u can max ur cashback or not, remember, PAY FULL STATEMENT BALANCE before or on due date ~
erry-
post Nov 6 2011, 11:51 PM

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QUOTE(echoesian @ Nov 6 2011, 09:18 PM)
Does Maxis online payment accept AMEX ??
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NO.

QUOTE(echoesian @ Nov 6 2011, 9:19 PM)
Does TM accept AMEX via TMOnline payment?
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NO.

QUOTE(echoesian @ Nov 6 2011, 10:03 PM)
5% cash back is not entitled for online transactions?
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5% is for all including online. but the transaction date must be on saturday or sunday only.

QUOTE(DjK @ Nov 6 2011, 11:40 PM)
submitted an application form at MidValley's Maybank...hopes to hear from them soon...the guy said 10weeks processing~~
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why not go to klcc? u can get ur card within 1 hour + rm10 starbucks voucher sweat.gif

QUOTE(echoesian @ Nov 6 2011, 11:40 PM)
Do we get the 5X TP + 5% cash back for balance transfer?
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NO.



erry-
post Nov 7 2011, 12:46 AM

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QUOTE(echoesian @ Nov 6 2011, 11:58 PM)
But some merchants don't process the payment immediately on the transacted day.
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thats why i stated MUST BE.

more info @ this thread - Plan Your Cash Rebates

erry-
post Nov 8 2011, 01:08 AM

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QUOTE(eric84cool @ Nov 8 2011, 12:58 AM)
Hi guys, understood that AMEX does charge higher admin fee when using the card for oversea transaction, may I know if I doing online transaction through international website like AGODA.com, Ebay, amazon...using AMEX card, would the charge difference from VISA/MASTER??
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yes, different (read: higher) than visa/master sweat.gif

for agoda, u can get 6% off with visa/master. refer here - http://www.agoda.com.my/promotion/maybankard.html smile.gif


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