QUOTE(MilesAndMore @ Nov 8 2011, 06:10 PM)
In which part did i encourage him to accumulate debt ? I was merely answering his question which i said very clearly that he can either pay the minimum amount, more than the minimum amount or in full. He was looking for an answer you did not give him the correct answer.
i answer correct what, need to pay 100%

ok nvm ~
QUOTE(digilife @ Nov 8 2011, 06:12 PM)
so this Amex is different from the American Express card?
Amex can pay the mininum 5% or rm50 which ever is higher and the AE is a full payment charge card? why do ppl still wan the AE where u can just pay the minimum 5% on the Amex?

amex credit card got credit limit. amex charge card come with no spending limit.
why pay min 5% then pay extra finance charges? just pay full

QUOTE(digilife @ Nov 8 2011, 06:47 PM)
actually i seldom use this MB 2card combo of Amex and the Visa, i got these both cards was because i own another MB card and some marketing guys call me to ask me to take these 2 cards which promised free annual fee waiver.
i usually would settle my cards on 100% usage so as not to let the banks charge me exhorbitant interest of 13~18% per annum.
actually, the mb2 card ARE free for life. no need a promise

and since u pay full statement balanace, then just use ur amex everyday ~
QUOTE(donpapachino @ Nov 9 2011, 07:30 AM)
but swipe ur mastercard only during weekdays & amex during weekends. unless u already maxed out the rm50 rebate.
swipe amex everyday la. 5x tp. master/visa only 1 tp

this:
QUOTE(ronnie @ Nov 9 2011, 07:47 AM)
You should swipe your Maybankard2 AMEX all the time (for 5X TP), unless the merchant doesn't accept AMEX.
QUOTE(hiansitt @ Nov 9 2011, 09:14 AM)
if we can pay bill, pay almost anything we spend, why we can't pay loan? XD
so that integrated and i no need to travel for so many bank ma..

if there is a way?? (can earn TP as well

)
u cannot pay debt with debt. if u want to earn tp, go swipe full amount of ur car price then when bill come, pay full