As pointed out by hye once again, it depends on when the merchant processes the transaction. You think people in Australia work on Weekends?

Come on lah, the tuition fees in Australia is definitely more than RM30K and you want to earn RM50 from it? As to which card to use, it depends, you want to pay more upfront and redeem for point later or pay less upfront and earn less points.

Which card to use? Maybank Visa Infinite click below to read my latest article.

http://creditcardsmalaysia.blogspot.com/20...ybank-visa.html

and also click here to read my article on Credit Card for Education Bills

Having said above, make sure you double check if the school charges any surcharge fee (especially if they uses a 3rd party service), if yes, it would be cheaper if you just buy a bank draft.

haha, no lah, he is not pissed off but doing what he has been entrusted to do, which is point to you in the right direction in a direct manner. Nowadays the members here not so "bad" already ( I guessed many of us gave up repeating to newbies to do a search), few years back, you ask a question which has been discussed before, you be flamed left right center. Bro, you got to understand also, if everyone like you just post without doing a search first, then all the threads here will have more pages.

Anyway, added your question to FAQ at post#2 so next time someone else ask the same question I can flamed him left right center for not doing a search and for being lazy by not even reading the 1st page, hahaha

To ALL: I did a transaction in SG today with my MBB VI and received SMS from MBB after half hour or so.

This post has been edited by Gen-X: Jan 4 2012, 11:27 PM

Bro, tell you what, since you want the points, go swipe RM1K and see if you get the 5% cash back on weekends with the online payment and then post the outcome at the thread hye started to benefit all. And from then on, you and me can know the right answer once and for all. The remaining RM1K swipe with the Visa or MC to compare.

This post has been edited by Gen-X: Jan 5 2012, 09:33 AM

Supp card is not taken into consideration for Principal card application.

What dilemma - either you qualify or you don't


yah, you are so right.


Did you get the cash rebate? Please post here.



This post has been edited by Gen-X: Jan 5 2012, 09:51 PM

it does? I read the pdf and also happen to have me Charge Card statement and nothing stated on the 0.5%

Anyway guys, I have posted here at Post#156 that MBB charged me 1.25% more compared to Visa International's rate.

As usual, you are right

idoblu was replying to your statement on AMEX Charge Card, and behind the AMEX Gold Charge Card statement only mentioned 2.5%.

I just checked my last AMEX Gold Credit Card statement (dated August 2011), it states

"Foreign Charges coverted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank"

And you know what - Above statement IS ALSO stated in my Maybankard Statements. You guys all go read behind your MBB2 Cards statement and you'll see the same.

BUT, here is the shocking thing, behind my separate MBB VI, it states the following:

"Foreign charges applies a conversion factor of 2.5% to the converted amount and charges that is made in a foreign currency other than US Dollars will be first converted into US Dollars before being converted into Ringgit Malaysia" WTF


Will execute your command, but is will be sometime again before I go overseas again. I will try to swipe with the followings cards on the same day:

MBB 2 AMEX
MBB 2 Visa
MBB Plat MC and
MBB VI



This post has been edited by Gen-X: Jan 7 2012, 01:27 PM

Too bad all my overseas transactions have been with the MBB VI for the past month else sure provide you the info.

Bro, you got to wait months for me to give you any feedback.

To ALL: What zenquix needs is just your past 1 month overseas transactions of your MBB 2 AMEX or MBB 2 Visa/MC, may it be face to face or online. With the data provided from all of us, he can then tabulate out for us the difference between MBB2 AMEX and MBB 2 Visa/MC and or other credit cards.

Card Type:
Transaction Date:
Posting Date:
Exchange Rate (USD/RM):

ixole and jchong, you guys just did some transactions right, please share the details.

This post has been edited by Gen-X: Jan 8 2012, 02:47 AM

Consider yourself lucky. How come MBB CS managed to call you? Did the toy store inform them?

saw your latest post on MBB MC and MBB 2 AMEX overseas conversion rates, info should be of use great use to zenquix.

Must say a BIG Thank You to you for sharing the transactions for the benefit of others.

It can be observed that with MBB2 AMEX, we are paying about 3% more for the conversion. From your own point of view and with 5X TP with AMEX, which card woild you go with.

aiyah, I really blur forgot yours is AUD.

This post has been edited by Gen-X: Jan 8 2012, 02:45 PM

Bro, yah, last time I compared MBB 2 AMEX to MBB 2 Visa based on info provided by members here, I also noted that AMEX do earn us more (not even considering the 5% cash back) but concluded it also means we have to pay more upfront and we only "gain" when we do redemption of treats points.

Anyway, great job by you, posted your table in Post#2.

We will know once zenquix complete his part

This post has been edited by Gen-X: Jan 8 2012, 10:37 PM

it is as bad as PC Fair

Sorry Bro, not a single transaction in November with USD with any cards.

Update on MBB VI overseas transactions -

1. I called CS and was told there are no fees aasociated with overseas transacations, I told her I know there are admin fees imposed and it is stated 2.5% behind the monthly statement. After checking she called me back to inform once again there is no overseas charges for transactions. She claimed she has checked with the relevant department and even with Visa International I told her once gain, it is stated 2.5% behind my statement, ask here go check why.

2. A reader at my blog pointed out to me that MBB VI T&C (that came with the MBB VI welcome kit) stated Admin Fee at 1%. And, after checking it, it is indeed stated that the Admin fee is 1% under Clause 13.

And from two of my transactions which I have previously posted in regards to overseas transactions with my MBB Visa Infinite, the overseas admin fee works out to be approximately 1.25% and with MBB VI 5X TP, it is still very worthwhile.

Anyway, it is great that zenquix is generating a comparison between various credit cards with the data provided from you guys

This post has been edited by Gen-X: Jan 12 2012, 06:20 AM

Please read 1st Page FAQ before posting next time. The rebate is credited in the first few days of the month and NOT weekly lah

wah, you must be really desperate for post counts. Noted you posted similar kind of non informative posts all over LYN Forum within a span of less than 12 hours.

Mid last year, wanted the words Plat too, so asked for a replacement and it was FOC And I think, it was zenquix too that first said he got a replacement, so I followed him. Yah, mine also in capitals.

You won't understand unless you a card collector, hahaha

It's tol free, just call

Based on what has been posted earlier, Yes, it is for the MAEX card but not Visa or MC.

Odd, DiGi had 0% with AMEX card sometime back. Maybe the 0% EzyPay is not a permanent "benefit" but promotions offered be merchant on selected products.

I used my MBB 2 AMEX at 1U Jusco yesterday.