Hahaha need to cash already after this

If there is any fraud case, totally doomed day.

No need to worry.
Foreign transaction disabled.
Online/CNP transaction disabled.
Contactless limit: RM 0

I see need to disable so many things.

I enable it only when I need to use it. (Foreign/CNP/Online)
For contactless, I set limit RM500.

Like GX and Bigpay and TNG debit card, can freeze and unfreeze the card, very convenient. Maybank debit card - can block but need to call to unblock, very troublesome.

For credit cards, can't really set foreign transaction limit, contactless limit, online transaction limit, can't freeze and unfreeze the credit card.

So which one safer? Debit card.

Also it is cheaper to use debit card for foreign transactions.

But credit cards if there are any fraud, can file for dispute. Of course credit card is also more convenient and has more benefits (cash back, airmiles etc).

You don't have to keep a lot of money in CASA (for debit card). Like GX, Boost, Aeon Bank, you can keep the money in Savings Jar (or traditional banks: FD / MMF). I give debit card to my kids to use it at school, shopping, dining etc.

Foreign transaction
Cashback and rewards > 2%, I use credit card. Otherwise I prefer Debit card, except big amount transaction (more convenient to use credit card, eg Visa application, accomodations)

This post has been edited by ClarenceT: Dec 18 2024, 03:18 PM

Yes, exactly big amount - go to credit card.
Debit cards are useful for kids, my sister does the same for my niece too. Yes, no need to keep a lot, I agree on this because my CASA doesn't have much too.

2024 Nov

19-12-2024 MISC CR 80.00

this for nov spend? gg i no get wtf

Yes Nov. Got ter-forget to spend or not?

got spend, post time nov 2nd, what is your transaction post time?

haha my posting is Nov 3.

Did mine on 1Nov24 00:08, posted 3Nov24, got the cb.

gg time to email cs

Posted date is not important. Transaction date is "011124".

03-11-2024 PB DEBIT CARD DR MASC5xxxxxxxxxxxxxxxx LAZADA MYS011124 SELANGOR 0000800.00

P/S: transaction time: around 6am.

This post has been edited by ClarenceT: Dec 19 2024, 02:03 PM

i see...just check back, all the month is backdated but only this month no get

Shopee/Airpay/ShopeePay - must be after 8am for all PB CC/DC !

This post has been edited by ClarenceT: Dec 19 2024, 02:26 PM

previously all the month i get

2024 Nov

20-12-2024 MISC CR 40.00