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 Debit Card V3

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MGM
post Nov 11 2011, 02:03 PM

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QUOTE(MilesAndMore @ Nov 10 2011, 08:59 PM)
It's Air Asia Savers Account. Yeah, i am paying RM8/pa for the ATM card which is fine with me because the interest rate for this account is 1.60% + free RM5/month if my average monthly balance is no less than RM5,000 with no over the counter transaction.

This Air Asia Savers Account was my primary daily transaction account until Maybank came up with this M2U Savers account a few months ago. I usually keep around RM5,100 in my Air Asia Savers Account and the rest of my money in M2U Savers account which gives me 2.10% interest  rclxms.gif
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M&M do you know that CIMB has a CA called Money Multiplier with 2.5% int with features like:
High Daily Interest - Daily interest will be paid on entire daily balances provided the balance exceeds RM10,000 on any given day. Interest will be accrued on the entire balance at the published rate, compounded monthly.

3 FREE withdrawals a month (subsequent withdrawals would be charged RM5).
Withdrawal flexibility - withdrawal / debit can be made through cheques, ATM or over the internet. Customers will be issued ATM card and cheque book.

No monthly maintenance fee.


http://www.cimbbank.com.my/index.php?ch=cb...&tpt=cimb_bank#
MGM
post Aug 4 2012, 10:30 AM

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Read that CIMB debit card cannot be used for online transaction.
What about its debit card issued with Airasia Savings acc, can that be used to purchase airasia tickets online?
MGM
post Mar 25 2018, 03:28 AM

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QUOTE(ClarenceT @ Mar 21 2018, 02:11 PM)
It is a Prepaid card.

If I top up RM1,000 using Maybank FCB VS, I will get RM20 rebate from Maybank.
Then I withdraw RM1,000 at a local ATM, I will be charged RM6(.36?)
Then use the money to pay Maybank.
I hope it will work! Too good to be true.
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There is no charges for card to card transfer. I suppose the 'card' refers to BIGPAY prepaid MasterCard ONLY and not other prepaid cards.
MGM
post Mar 29 2018, 08:27 AM

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QUOTE(SzeMeng76 @ Mar 28 2018, 05:26 PM)
Just out today.
You may check yours now.  biggrin.gif
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QUOTE(rapple @ Mar 29 2018, 07:45 AM)
Feb 2018 30% Gov. transaction cash back is in.
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When was the last transaction's date?

This post has been edited by MGM: Mar 29 2018, 08:29 AM
MGM
post Mar 29 2018, 09:01 AM

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QUOTE(rapple @ Mar 29 2018, 08:39 AM)
Max out on 28th Feb due to only 3 transaction (20% Cash Back).
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Wow transaction on the last day of the month qualified. rclxms.gif Will try for April then.
MGM
post Apr 1 2018, 02:50 PM

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QUOTE(Julius698 @ Apr 1 2018, 01:53 PM)
I'm currently a 17 years old, will turn 18 this June. I'll be doing Diploma in the months of July. Looking to create a saving account that give alots of benefits for a student like me that's furthering his studies until Degree. What banks & card you guys recommend? (Prefeferably for a long term before getting set with a job that I like & work part time here and there while studying)
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Are u a bumi or non bumi? Source and how much the money u have?
MGM
post Apr 1 2018, 11:53 PM

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QUOTE(ClarenceT @ Mar 15 2018, 04:22 PM)
The merchant category code 6012, also known as the MCC code, is related to payments taken for financial institutions, primarily those merchants that deal with loan payments or other credit-related activities.
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Is MCC6012 quasi cash considered as cash advance?
If so it will not qualify for those promo that exclude cash advance?
MGM
post Apr 8 2018, 10:07 AM

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QUOTE(rapple @ Mar 29 2018, 07:45 AM)
Feb 2018 30% Gov. transaction cash back is in.
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QUOTE(SzeMeng76 @ Mar 29 2018, 09:09 AM)
April is last month jor. U must try then biggrin.gif
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QUOTE(rapple @ Mar 30 2018, 10:52 AM)
I've just tried paying the income tax through BYR Hasil with PB Debit card but comes with a 0.8% surcharge. Hmm, thought they shouldn't charge any surcharge on debit cards payment. Anyway I'll still pay twice next month to get the gov. cash back.

The balance of the tax balance, will pay through FCB cc in May to get the 10% cash back.

Cheers.
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Paid RoadTax, SyarikatAirJohor and IndahWater bills by 4-April and just realised that April is the month where people can pay income tax using PBB debit card to get CB for Govt payment, quota should be finished pretty fast right?
So I decided to delay renewing my passport and wait for the next similar promo as PBB normally has 2 such promos per year.

And also will use FCB to load BigPay in May & August to get the 10% cash back.


MGM
post Apr 8 2018, 02:43 PM

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QUOTE(ClarenceT @ Apr 8 2018, 01:40 PM)
Can top up Lazada wallet if you want.
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Didn't know Lazada has wallet, or r u referring to gift card?
MGM
post Apr 8 2018, 02:43 PM

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QUOTE(ClarenceT @ Apr 8 2018, 01:40 PM)
Can top up Lazada wallet if you want.
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Didn't know Lazada has wallet, or r u referring to gift card?
MGM
post Apr 19 2018, 12:34 AM

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Found this on the net:
Most issuers consider the purchasing or loading value onto a gift card or other prepaid card as a “cash equivalent” transaction that is subject to the cash advance fee and interest rate.

Anyone has been charged by any creditcard for reloading BIGPAY or Lazada ewallet?
MGM
post Apr 20 2018, 09:25 PM

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QUOTE(cybpsych @ Apr 20 2018, 09:10 PM)
PB Privileges @ LAZADA Birthday 2018 [ PBB | T&Cs ]

user posted image
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Hope can use for PGC.
MGM
post Apr 24 2018, 10:11 AM

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QUOTE(kit2 @ Apr 24 2018, 09:27 AM)
why didn't you say this earlier? smile.gif
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He is the one that provide lots of info in various prepaid/debit card threads. May be u missed.
MGM
post Apr 27 2018, 02:23 PM

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QUOTE(SzeMeng76 @ Apr 27 2018, 02:00 PM)
30% Debit card for government transaction cash rebate just in.
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For PBB and which month?
MGM
post Apr 28 2018, 08:48 AM

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QUOTE(rapple @ Apr 28 2018, 08:16 AM)
28/02 PB LIFESTYLE DR 327.60 MAJLIS BANDARAYA IPOH MYS @ 20%

Posted on 28th Feb but counted as March cash back.  rclxms.gif
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Only 1 transaction n eligible?
MGM
post Apr 28 2018, 11:43 AM

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QUOTE(rapple @ Apr 28 2018, 11:40 AM)
I don't have any gov. payment in March.

Only found the 28th Feb.
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How many other Feb govt transactions excluding this? Minimum to qualify is 2 transactions.
MGM
post May 14 2018, 10:40 AM

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QUOTE(drbone @ May 14 2018, 09:34 AM)
Any idea whether topping up my Big Pay card would net me the cashback? Because using the quantum and visa signature cards, cashback is awarded however not eligible for cb4u.
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QUOTE(cybpsych @ May 14 2018, 09:39 AM)
read the exclusion from the t&c
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Looks similar to the cb4u campaign for CC.
MGM
post May 21 2018, 06:35 AM

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QUOTE(SzeMeng76 @ May 20 2018, 11:52 PM)
Yes eligible. Thru their online portal.
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What about contribution, can pay by debit visa/MC card?
MGM
post May 21 2018, 07:47 PM

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QUOTE(SzeMeng76 @ May 21 2018, 05:52 PM)
What kind of contribution? You means auto debit? Elaborate your sentence ya, not really understand  sweat.gif
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The deposit made into sspn account.
MGM
post May 21 2018, 11:19 PM

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QUOTE(SzeMeng76 @ May 21 2018, 08:25 PM)
9222: Fines Government entities that administer and process local, state and
federal fines and penalties, motor vehicles violations and
community or property assessed fines.

9311: Tax
Payments
Local, state and federal entities that engage in financial
administration and taxation, including the collect of taxes and
penalties and the custody and disbursement of funds. Such
merchants include property tax assessors’ offices, custom
bureaus and state tax commissions.

9399:
Government
Services
Merchants that provide general support service to the
government such as personnel, auditing, procurement and
building management services, and are not described by
another, more specific MCC.

9402: Postal
Services
Government postal services, including local post office
branches. Service provided includes accepting and processing
package and mail for delivery, selling postage stamps, and
express mailing services.

Erm you just have to make sure your merchant code fall under above lor.
I dont have SSPN accounts, I cannot comment much.
Deposit to SSPN can charge to Debit Card? not by saving account?

TNC: https://www.pbebank.com/pdf/Promotions/tc_g...x-cashback.aspx
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I was referring to whether I can deposit into the sspn-i account using PBB visa debit card.

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