Yes. 0.5% for PBB VISA Electron and 0.3% for PBB D2D VISA.


Except PBB D2D VISA which is issued on the spot

Maybank debit card is better if you are going to use it for overseas purchases as Maybank debit/credit card is known to give a very favourable exchange rate. Do note that there will be 0.5% admin fee for all transactions made in foreign currency. For Public Bank D2D VISA, the admin fee charged is 1%.

If you go for Maybank, i'd suggest you to specifically request for the Maybankard Manchester United VISA debit cardas this card gives you 1x Treatpoint for every RM2 charged to your card whereas the regular Maybankard Cherry VISA debit card gives you 1x Treatpoint for every RM3. Treatpoint is something like Bonuslink where you accumulate points to certain amount before you can redeem for a gift or shopping voucher.

Yes. It's a bit different. You can check out their website for the differences


I have never used my ATM card to withdraw cash in South Korea, thus i can't advise you on this. But do note that there is a 0.5% admin fee for all overseas transactions and this include overseas ATM cash withdrawals + RM10 fee for every withdrawal.

Anyway, since you have a Maybank VISA debit card. I strongly suggest that you just use your Maybank VISA debit card to pay for anything at all places that accepts debit/credit card in Seoul. I've used my Maybank credit card many times during my last trip to Seoul just two months ago and the rate was KRW1,000 = RM2.73-RM2.74. I used the card to buy something online again and was charged in KRW just last month and the rate was KRW1,000 = RM2.73 for the first time and KRW1,000 = RM2.76 for another transaction done a few weeks later. As you can see, the final exchange rate is even lower than the rate offered by money changer in Malaysia which is around KRW1,000 = RM2.78-RM2.82


Anytime


I still remember that there was another person using this Maybank debit Mastercard saying that this card cannot be used at several online sites. Google Wallet could be one.

Yes. It's free.


The method you mentioned only works for credit card. For this PBB D2D VISA debit card, you need to go to any PBB ATM to change the retail purchase limit. The maximum amount can be set is RM10,000/day.

Maybank VISA debit card, Air Asia BIG VISA debit card, just to name a few.

Last time you had to wait for the next day before the new limit takes effect. Not sure about now.

Kindly refer to the other thread which you have also posted your question on. And next time, just post your question in one thread.

The maximum would be 30 days but usually they will release the money within the next few days.

And one more, DiGi Simple prepaid MasterCard. It is actually issued by Alliance Bank and the good thing is, this DiGi Simple prepaid MasterCard can be used online as well as Paypal. This is probably the only prepaid/debit card that is issued by Alliance Bank that can be used online.


Maybank has this MasterCard Platinum debit card which you might be interested in. Last time it can only be linked to Maybank Premier branded Current Account but since last month or two months ago, this card can be linked to any type of savings or current account. You just have to specifically request for this card or else they normally will issue you the VISA debit card.

This post has been edited by MilesAndMore: Jul 20 2012, 06:02 PM

Next time tell them to process it as a credit card. This way you do not have to key-in the PIN.

Yes.

Yes. You can use the DiGi Smple MasterCard to get your Paypal verified. The CIMB debit MasterCard on the other hand, cannot be used for any online transactions at all.

This post has been edited by MilesAndMore: Jul 23 2012, 11:44 AM

I believe it is the same as their VISA Electron. It means there isn't.

The PBB D2D VISA debit card is linked to your savings or current account whereas the PBB ESSO VISA debit card is a standalone card. The 16-digit printed in front of the PBB VISA debit card is your account number. For your PBB D2D VISA debit card, the account number is the one printed in the savings passbook given to you which has only 10-digit.

All Maybank debit/credit cards are now automatically enrolled in the MSOS. An SMS will be sent to your cell phone when you make an online purchase. However, this applies only if the website you are trying to make a purchase from support Verified by VISA or MasterCard SecureCode. In all other websites that do not support VbV/MCSC, you will not receive any SMS containing your 6-digit code.

No. It's still quite a norm actually. There are still many websites that do not support VbV/MCSC.

Please do not mislead other people and what you said is absolutely not true. Most debit cards issued by banks in Malaysia are good for online use except select few and all the information can be found in the Paypal thread as well as inside this thread.

This post has been edited by MilesAndMore: Aug 3 2012, 02:15 AM

Tune VISA card ? Yes. It can be used online.


Yes. It's true.

Any chance you have activated the card only for overseas EFTPOS use but not for overseas ATM cash withdrawal ?

it is no longer done so. Not for a year or longer already. Besides, the answer can be found in just the previous page. Do take some time to go through some of the previous posts.


If you have read some of the previous posts before posting, then you would have found our answer already. The answer is there in post #594.