No. You will not be charged any debit card annual fee if you are very sure that your CIMB Bank BSA is the non-fee option.


That is some very wrong information there. I've been using a CIMB Bank non-fee BSA for two years already. From the very beginning they already issued a CIMB Bank debit MasterCard and I was never charged an annual fee. Last year I changed my CIMB Bank debit MasterCard to the new PIN & PAY CIMB Bank debit MasterCard with MyDebit and they still didn't charge me any annual fee.

If you read a couple of posts back, another old regular user alexwsk has this CIMB Bank non-fee BSA too and he was never charged any annual fee too.

This post has been edited by MilesAndMore: Mar 7 2017, 07:16 PM

CIMB Bank also offers an annual fee free debit card provided it is issued under a non-fee Basic Savings Account. It is the same with RHB Bank, Public Bank and AmBank. I have an AmBank debit MasterCard and it is linked to my non-fee Basic Savings Account and it doesn't have any annual fee.

The CIMB CS is wrong. I have a CIMB Basic Savings Account with no annual fee and from the very beginning they already issued the CIMB debit MasterCard to me and I had never paid any annual fee for the debit card.

For this year ? Yes. Just a few months ago. And I'm not the only one here using a non-fee CIMB Basic Savings Account with CIMB debit MasterCard and not paying any annual fee for the debit card. If my memory serves me correctly, Alexwsk is using the same account issued with CIMB debit MasterCard and he has also repeatedly confirming here that he had never paid any annual fee for his CIMB debit MasterCard.

Yes correct

For the current accounts (other banks) that i use, yes. They will deduct the cheque book issuance fee from the current account. Delivery fee will also be deducted if you request the cheque book to be sent to your correspondence address. No delivery fee is you opt to collect the cheque book at your account holding branch.

I recently came across and ATM that can dispense RM4,000 in a single transaction but I don’t remember which bank already.

This post has been edited by MilesAndMore: Mar 24 2018, 11:42 PM

Yes. But I couldn't recall which bank already. Gotta do a test run someday.

All OCBC conventional banking branch provides islamic banking too. So you’ll have no problem accessing your islamic bank account under OCBC Al-Amin at all OCBC Bank branches.

VISA lifestyle Platinum ? As in debit card ?

It’s likely that they had run out of stock for Lifestyle VISA debit at the time of application.

Maximum daily retail spending limit for CIMB debit MasterCard is RM20,000.


Maximum daily ATM cash withdrawals limit for CIMB debit MasterCard is RM10,000.

Believe it has to do with Public Bank does not issue pre-approved credit card to Red Carpet Banking customers. So at least the RCB debit card gives you some form of cash back and also lounge access (though in very limited number).

Yes. But many banks no longer issue pre-approved credit card to their Priority/Premier Banking customers these days.

Anyone has idea what’s happening to the supposedly launching of GoPayz Prepaid cards that was supposed to take place last month ? And we’re about to bid farewell to August already and we have not heard anything from GoPayz since the big media event back in June.

And has anyone also heard anything about Happy MasterCard by Digi ? Its IG account looks abandoned.

Then there is also the Grab Prepaid MasterCard that is supposed to launch in Singapore this year. But so far nothing has happened. Perhaps anyone who knows someone from Grab can shed a light ? The only recent related development is that Grab has partnered up with Citibank to launch a co-branded credit card with Philippine to be the first market to offer a Citibank-Grab credit card.

This post has been edited by MilesAndMore: Aug 29 2019, 08:22 PM

HSBC Malaysia doesn’t provide such service.

It looks like GoPayz is well and alive!

I think Public Bank is the only Bank that is generous enough to keep giving cash back to its range of debit cards. I’ve been a Public Bank customer since forever but rarely monitored this thread. Been missing out so much. A lot of cash back was or is so easy to get. Need to visit this thread more often. Thanks to all the selfless people who keep sharing the tips here. Much respect.

Any debit card that is linked to a Basic Savings Account, but with some banks you need to be specific and request for the no-fee version of BSA.

RHB Bank Premier Banking VISA Infinite debit card. Annual fee is RM50 but will be waived automatically when you use the debit card at least 5 times in a calendar year.

For banks not in Malaysia, HSBC Jade in Singapore is issuing HSBC Jade VISA Infinite debit card (TRB of SGD1.2 million) and HSBC Jade in Hong Kong provides HSBC Jade World MasterCard debit card (TRB of HKD7.8 million). HSBC Jade cross recognition is available in both markets, so you only need to maintain the TRB in either Singapore or Hong Kong. Singapore is the better choice since SGD1.2 million is less than HKD7.8 million.

This post has been edited by MilesAndMore: May 4 2020, 03:51 PM

Got mine too from the Public Bank Lifestyle VISA debit card cash back campaign. First and last one. Need to engage this thread more often.