It will work too.

Don't insert the card to the card slot. Instead, just manually key in your 16-digit card account number and you should do fine.

Public Bank ESSO VISA debit card

No. You don't. You only need to fill in the application form and they will mail the debit card to you in 2-3 weeks. Not too sure what is the minimum deposit for this debit card but you can refer to the letter when you receive the card.

I've used PBB VISA Electron to buy two SIA flight tickets a while back. Do note that SIA requires you to produce the debit/credit card you used to pay for your plane ticket online.

No. It's not. It's probably one of the worst debit card in Malaysia.

Public Bank ESSO VISA debit card. It doesn't have annual fee, no need to open a separate account and it comes with 0.5% cash back (1% for ESSO petrol) which is probably among the best of all debit cards available in Malaysia. Top-up can be done via any PBB cash deposit machines or over the counter. You can initiate an online funds transfer too if you have a PBB savings or current account. This debit card also comes with a monthly statement so you can easily keep track of your past spending. And yes, you can sign up for PBB online banking too for this debit card.

Cash back is only applicable at ESSO for this PBB ESSO VISA debit card.

And PBB D2D VISA is linked to your savings or current account while PBB ESSO VISA isn't.

Exchange rate is determined by VISA International or MasterCard Worldwide, depends on which card type you use. Maybank charges a 0.5% admin fee for all transactions in foreign currency. Do note that all other banks charge an admin fee too between 1% - 3%.

Yes. You do. For PBB D2D VISA debit, they will ask you to change your PIN. For all other PBB debit cards, just follow the instruction on the letter.

All debit cards are printed with Electronic use only on the front of the card. It doesn't mean it can't be used online though. Anyway, EON Bank Combi debit MasterCard can be used on Paypal but not too sure about other websites. I remember someone said a while back that he has used this card to pay for a plane ticket online.

Anyway, get a Maybank or Public Bank debit card instead. Their debit cards can definitely be used online.


Because the new CIMB Bank debit MasterCard cannot be used for online transaction. Get a Maybank or Public Bank debit card instead.

RM5k/day


ATM card or debit card unfortunately, will always be a junk just for you to withdraw money through the ATM as well as for you to use to pay for stuffs at shops that accept it (provided you have sufficient money inside your account). Debit card will never be available for installment plan. You need a credit card for that.

Yes. You can (for all of the above).

For US issued debit card with overdraft facility, yes. The bank will. However, for all debit card issued by banks outside of US, you can can use the amount up to your available balance in your account.

Indeed there is and CHASE for example, is charging US$35 each time it occurs, even if your account is overdrawn by just a few cents

This post has been edited by MilesAndMore: Dec 26 2011, 10:58 PM

You only need to be 12 to qualify for a Public Bank debit card. However, you are still considered a minor as you are under 18 but no worries, just get either of your folks to sign the consent form will do.

CIMB debit MasterCard linked to your savings/current account ? No. It can't be used for any online transaction at all.


Bring your current ATM card and tell the customer service officer you want to convert your ATM card to the new CIMB debit MasterCard.


12-year-old.

I have this debit card too. Terrible rewards program and can't be used online. A subpar products compared to its rival banks that also offer debit card.


This new CIMB debit MasterCard cannot be used for any online transaction.

Next time just tell them to process it as credit card.