1. title should be debit & prepaid card?

2. put definition/differentiate debit and prepaid (debit - must have acc (savings/debit/current), prepaid - no need bank acc).

3. where is alliance normal, plat and prem debit card?

it depends on which advantages u want.

each card have their own advantages, either shopping, petrol, groceries, cashback on everything, etc. ~

if u, have rm20k, then go open alliance hybrid account, and u will get platinum mastercard.
the card give 1.5% cashback on everything, max swipe for cashback is rm6k/month.
(the money can be withdraw back rm5k/day, incase u dont want to leave it there). annual fee rm12.

if dont have rm20k, then just open normal alliance savings acc (deposit rm20 only).
u will get normal debit mastercard. this card give 1%, max swipe for cashback is rm3k/month, rm12 annual fee.

or, if u just pump esso/mobil only, then go for public bank esso/mobil debit, 1% for esso/mobil. no annual fee.

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Added on October 7, 2011, 9:11 amnote: alliance debit card cannot do online transaction. but nvm since u said main purpose is for petrol ~

This post has been edited by erry-: Oct 7 2011, 09:11 AM

i read this on last fri.

disadvantages:
1. joining rm10
2. annual rm5
3. ATM withdrawals rm6/transaction
4. as u said, using this card to purchase airasia flights, got convenience fee
5. as u said, rm2 = 1 point, but that is only for AirAsia flights + Add Ons! if flights only, then rm4 = 1 point
(i give u guys a trick here, i usually buy flights using m2u, then add-on with amex to get 5x points and no fee )
6. points valid for 36 months only

cannot view how many points to redeem a flight yet (available on 11/11).
but for airasia voucher, rm10 need 800 points (rm1600).

after booking is confirmed (ticket only),

1. go to manage my booking
2. login
3. modify (right-side) of ur booking
4. click at Baggage, meals, comfort kit, sports equipment & entertainment
5. add (select) Baggage
6. click Update Details button
7. Confirm changes
8. choose pay by credit card



u can also do this for Pick/Change seats

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Added on October 17, 2011, 9:29 amoh, if u add Baggage and/or Pick/Change seats during web check-in, u can only use master/visa

This post has been edited by erry-: Oct 17 2011, 09:29 AM

yes.

maybank still give u 1tp for each rm3. better than pay extra rm8 per person per way!

if u mean local (malaysia), no.

but just ask the shop 1st, some shop will charge additional charges, example 3%, and thats the amount u will swipe/deduct from ur balance.

yes you are correct.

but for online transaction, if it is not in RM/MYR, example in USD ($), there will be admin exchange rate, depends on each bank.
example maybank visa debit is 0.5%, probably u wont noticed it.

need to open new acc.

btw why utar? the card give TAR Point and the points valid for 3 years only.
better esso/mobil, u can get 0.5% unlimited.

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Added on October 25, 2011, 12:25 ambut then its up2u

This post has been edited by erry-: Oct 25 2011, 12:25 AM

no. only savings/current acc can

no need usd. u can just purchase usd online and bank will convert into myr. just make sure u have enough money after convert.

btw cimb debit card seems dont have benefits.
u can go for debit card that offer cashback or points.

but then its up2u ~

then, u might consider airasia/tune big card.



1. its free to reload/topup the card using cimbclicks.
2. annual fee is rm5 only, or free if use 6x/year.
3. at least u can earn biggies (points).

but withdraw fee is rm6
so just topup the card for use, not for withdraw ~

oh there's also a joining fee of rm10.

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Added on October 25, 2011, 11:40 ambtw u can only earn biggies on participate merchants - http://www.tune2big.com/my/en/merchantsbty.html

This post has been edited by erry-: Oct 25 2011, 11:40 AM

never try (coz using credit card oversea).

btw for mbb, from their website, stated:

1. You can use your Maybankard Visa Debit abroad provided you activate the overseas flag prior to your departure. The activation process can be done through our Maybank ATMs or through our 24 hours customer service center at 1-300 88 6688.

2. Cash withdrawal at international banks' ATM via PLUS platform: RM12 per withdrawal

no cannot. can only link in cimbclicks so transfer will be easier.

dont say stupid cashier. he/she just dont know

haih ~

airasia/tune big visa prepaid, u can only earn biggies (points) for ticket under your name!

i thought can earned by booking tickets for others, but no, cannot

"BIGGIES are tied to each guest"

seems like airasia want all their passenger registered with this card.

1 name = rm10 joining fee
100,000 names = rm1 million!

easy money


This post has been edited by erry-: Nov 6 2011, 01:49 PM

here - http://www.cimbbank.com.my/index.php?ch=19...9&tpt=cimb_bank

no fee at all. just rm1 cash access fee.
and no u cannot link to savings acc.

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Added on November 6, 2011, 1:26 pmbut the card no benefits (no cashback or points).

u might want to try airasia/tune big visa (free reload via cimb), refer my previous post or tune2big.
at least u get 1 point for each rm2 spent.

This post has been edited by erry-: Nov 6 2011, 11:42 PM

not bad this cimb debit mastercard, come with 1% cashback for petrol (and groceries) transactions

but i cant find more info about the cashback in the t&c

http://www.cimbbank.com.my/index.php?ch=19...4&tpt=cimb_bank

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Added on November 9, 2011, 2:11 pmoh and the card have bonus points (BP)? never know ~

This post has been edited by erry-: Nov 9 2011, 02:11 PM

this card is actually for current cimb atm card holder (since rm8 is annual fee for the atm card).

no need to carry 1 atm card + 1 debit mastercard.
and no need to add money 1st using cimblicks (current atm acc) into debit) anymore ~

i'm using the card. no joining/annual fee. no name embossed. topup using alliance online, easy.

AFAIK, maybank and cimb debit card dont embossed name on card.

btw cimb already introduce cimb debit mastercard that can link to ur cimb acc so u can withdraw at cimb atm. but still, no name embossed.

and rather than digi simple mastercard (by alliance), u can go to alliance you:nique prepaid card. got name embossed.

maybank and cimb down about 45-60 minutes should not be a big deal. somemore at midnight.