Yes? Unemployment loan protection insurance?

They'll give you a quote depending on risk profile when you request it.

Only 145 for a property worth 800k-ish with the appropriate risk factor.

Plus 6 months paid while one collects rent isn't that bad. If your living costs are low, you can actually accelerate your repayment.

So lesson is, take out insurance.


Only assets held directly under your name or which they can prove you have a direct and controlling interest in.

Trust accounts?


It wont go bust, most analysts expect that property prices will plateau for the next decade if it were to slow down. In that case investors will just look for rental gains.

Doesn't matter, I can easily pay for everything. And worst comes to worst, I'll sell off my currency basket.

I do my numbers and risk factors before I buy anything big lol.

I actually learned all of my risk management from work. Start with a typical OHS risk matrix, then work from there.

Remember the basics being consequence, probability and controls. You won't go too wrong and you'll have a chart for nearly every possible issue.

Simple eh? Not rocket science.

It cuts both ways as well, because nobody in Malaysia replies to my resumes either.

No good, then how all the new migrants going to find jobs leh?

Anyways retail has been dying a long and slow death.

Managed to spend a lofty 6 dollars today!

Depends on what kind of construction you're into. If you're into the basics like commercial buildings and residential, like shit lorh.

If you're into infrastructure, LNG and OnG construction, there are still tons of jobs.

2.5k AUD? Eat what? Air issit?

Why would anyone even migrate for such rubbish pay? Better save money stay in KL.

Hanaichi kari. Just jalan jalan, see stuff, but nothing really I wanted to buy.

Save marney lorh.

2k will get you a 3 room house for rent in the outer suburbs.

But if you're in the middle of Melbourne expect to pay about 250 a week for a room inclusive of power and gas.

He certainly seems easy to please. Kudos to him.

If I got 25k AUD a year I would have quit and flown home ages ago.

It really depends on what kind of field you're aiming for but I'll answer the questions.

1. If you aren't a local grad. Shit. If you're a local grad, slightly less shit.
2. Good. If you're the type they want. Not just normal engineers but specialized ones like SMP, Structural, Instrumentation, HVAC, Subsea, Controls, Telemetry and so on.
3. Depends on the visa but generally a graduate skilled visa starts upon arrival with an "Arrive by no later than" date
4. Yes, if you meet the requirements of a skill residency visa. If your new permanent visa invitation is not granted by the time your temp visa runs out, you'll have to leave.

Efficiency? Wrong country mate.

Australian companies tend not to hire people without residency. Also most of them do not consider most non-Australian experience. Thus with a non-Australian degree you're at a severe disadvantage. Plus a year's experience is very little at best.

In all honesty I'd move back to Malaysia if I were paid the same I was over here, to me it makes no real difference, I'm in it for the money, plain and simple.

Not really. I've held an Australian passport for 3 years now.

We've got expert engineers doing FIFO out of Malaysia on commissioning getting paid more than me. But of course they're at the top of their game.

I hope my Canada PR gets approved soon so I can get my feet wet over there.

Depends on what you define as "decent" work of course.

Life in Sydney is pretty much like any other city in Australia.



You can work with people that don't do checks, but immigration knows this so they purposely ask people who do multiple entries to have all the money needed for their holiday upon arrival.

www.immi.gov.au

Remember that there are quotas for each country though.

Quick answer. None.

Job placement is your responsibility. Most Australian companies also rather not hire people without PR visas.

The Unis also know that as well and usually only work hard for domestic student job placements.

One just doesn't jump into a decent job magically without specific skills in demand. If you're a surgeon or driller, yes, you can get a decent job. If you're a low to mid-level accountant or engineer, no.

It really depends on your marketable skills.

You will not qualify for the migration program. Thus you can't even migrate, let alone get a job.

Glut. Most of my accounting grad friends have gone back to Malaysia after trying for 1 year plus to find work.

Very high due to the mining boom.

You definitely need qualifications (TAFE cert) to be cableman, painter, carpenter or a cook/chef.

If you want to work at a carwash, well they usually pay below minimum wage and hours are irregular. My housemate used to work at one. He couldn't even pay me 800 dollars of rent sometimes.

Like I said, regardless of whether jobs are easy to find you will not qualify for the migration program. Thus you cannot come over to work. Settle that issue first.

Whether your brother has a PR has little or no meaning these days in regards to the migration program.

Butcher needs to be TAFE qualified or have completed an apprenticeship (which pays like 5 dollars an hour for 3 years). Pizza delivery usually pays 15 an hour (with your own car), well cashiers.....well, they're a dying breed, we have automated cashiers these days. Taxi driver? Well, I used to be one. Indians totally took over.

Look, if you don't have skills, you'll eke out a meagre existence where you merely survive. Like anywhere else in the world. To give you a good idea, the average small townhouse costs about 400000. With that you need about 2000 dollars a month to service that loan. Now to get a loan of 2000 dollars a month you need to be earning a net income of about 4000 bucks, say you're in the 20 percent tax bracket, that means you need to earn 5k AUD a month / 60k a year to get a home.

All the jobs you mentioned don't come anywhere close to that, you're looking at 25 to 35k a year for those jobs. Were you seriously thinking that low skilled workers here could afford houses or something?

My Malaysian friends earn 3k can get gym membership, eat out everyday, buy ipong, keluar erry week. If liddat I think they kens survive fine. Not even I have that level of luxury haha.

The only one who makes muka tahi when ppl ajak go setarbucks bek in KL is me, because there ain't no farkin way I'm paying 10 linggits for kopi peng.

wadefak? Onsite when our can drinks naik harge to 1.50 dollars I beh song edi. What more nearly 5 AUD for kopi?

I just don't get kids these days with the classy eating attitude. If no marney don't eat mahal lah babi, then komplen no marney.

Well some live on their own lah and rent 1 room. Ok wat, cheap mah.

I erryday cupnoodles for lunch ... sometimes instant pasta....


Hopefully I treat my kids like how my mother brought me up. Want fancy stuff? Get a job lorh.