No one gives a f what you drive, or where you work or how much you have in the bank.

Of course get PR first before buying house. Im not sure if first home buyer scheme still available but buying a house with PR has less hassle

3 br nice(not luxury or whatever they called)apartment around Melbourne CBD normally cost around $800k. I will make sure I will not spend more than 40% of my salary on the house repayment though

there was a recent RBA article that shows, if you do the calculation the interest u pay on a home loan over 20-25 years is actually more than what you pay for the house, if you do the compounding interest calculation...

First home owner grant now only for newly built homes....meaning you have to either buy a new development or build your own property...

$7k in victoria if im not wrong, and no need to pay stamp duty (which can come up to substantial savings)

Depends really, but if you want to borrow 600k you're looking at 3.5k worth of repayment a month across 30 year on average. For around that mark you're looking at a nett rent of 500 a week or 2k a month. So you must ask if you cough up that 1.5k every month (which will usually include some form of LMI and insurance which drives the figure up)

If you're considering doing it as an investment and like me are fine to live in a cardboard box because the company takes care of my lodging 80 percent of the time (my rent is only 400 a month and my makan costs 200), I would say you can take the plunge around 80 to 90k per annum, assuming that you're using some form of negative gearing and reinjecting gains back into the property.

You should get a PR as anyone under a TR will need to jump through the extra hoops put in place by the FIRB and restricts the kind of property you can buy. If you want to buy any property unrestricted by FIRB regulations you'll have to live in it, which defeats the purpose of an investment.

Im in my early 30's, fairly settled in Malaysia with a good job and reasonably secure financially. But seeing how tis country is slowly rotting, im seriously considering migration to either Australia or Europe (Germany). Ive travelled extensively in Europe and have been seriously evaluating multiple options to facilitate migration to Germany. Australia is an easier option but i have a few concerns:

1) General economic outlook for Australia
2) Rising unemployment
3) Difficulty in securing a long term job (technical field) compared to Germany

Im open to views.

Hey Everyone,
I am hoping that those who are already working in NSW could share some opinion on my case. I am currently working in Singapore and am already a SPR. But recently there’s a company in NSW (suburbs) that offered me a job with a $75k package. I have always wanted to go to Au to work but the thing is, the salary package offered is actually lower than what I get in SG (even after taking the currency exchange into account). Well of course there’re many other factors to consider apart from salary package alone such as House, Car, Living Expenses, and Lifestyle. So my question is, will 75k suffice in Au?

The key word here is entry level professionals. So if you are planning to remain at entry level well into your 40s, then yeah, i guess Australia would be a good place

One of the highest income taxes in the world and many like Rupert Murdoch preferred to make a home outside Australia.

you could check what your lease agreement says about parking. but if said 'garage' is lawfully your property during the period of lease then I would think that it's trespassing?
This might help

http://www.dlg.nsw.gov.au/dlg/dlghome/docu...ion/vehicle.pdf

Key old mate's car.

Duh.

I can suggest some seriously viable options:

Leave a polite note and ask them not to do it again.

You will be surprised that in Australia this might actually work, but obviously this might not work. So other options are:

1. get a jack and jack up the front wheel or hire a tow truck, tow it out and push it out to the middle of the main road

2. Call a current affair / today tonight or one of those trashy shows who will put your problem onto the 7pm primetime TV nationwide

Change the lock

Is the OC doing anything about it?

I'm assuming the source of the confusion is because someone in the OC gave out duplicate keys. What I would suggest is to send the OC a letter saying you are claiming for costs for temporary parking 'quote daily rate of nearest car park' times x number of days, you can also add the cost of getting a tow truck to remove the car. Say that you are claiming for costs incurred for the negligence of your employee. I think that would be sufficient to scare them into
notifying their insurance co and send out an adjuster.

Pls remember whatever points you are claiming for employment must be assessed and verified by relevant assessment body. And also backed up with letters pay skips etc. Cause if you submit with high points and get chosen but can't back it up. Your application will be refused and money paid forfeited.

Pls read and re read the requirements. Many have been burnt and a fortune lost for over claiming points.

For 190 you just need 60 not more. As soon as state sponsor you the invite is automatic
For 189 you need 60 to qualify but more points to get invite faster. Cause its based on higher point for invite.

I think you are talking about VETASSESS' Point Test Advisory (PTA) letter, which cost an additional minimum $80. First question for you: do you have additional experience over and above the minimum experience required? For example, to be assessed positively by VETASSESS for your occupation you may need at least one year experience, but you have more than three years experience and you intend to claim additional points for that (extra 5 points for more than 3 years relevant overseas experience, for example). If that is the case, my advice would be to just pay the amount and get PTA, it will be much easier for DIBP to confirm your claimed points especially if they can rely on the PTA. Get the PTA, let VETASSESS perform the necessary due diligence on your experience and opine that your more than 3 years work experience are relevant to your nominated occupation. Naturally the officer from DIBP will find it easier to process your application since your experience is assessed already for your claimed points.

If you do not have more than 3 years relevant experience, then you do not need the PTA since it will be pointless to you. VETASSESS' standard assessment for skilled migration would assess your basic requirements for your nominated occupation, ie. relevant bachelors degree and at least one year relevant experience.

Also to note, PTA also opines on whether your bachelor degree is equivalent of an Australian bachelor degree. If you are claiming points for this and if your bachelors degree is foreign, then the PTA might be useful to the DIBP officer to confirm your 5 points claimed for a Australia equivalent bachelors degree.

Hope this helps. Good luck.

I assume your one year of experience is in Australia, if that is true, your idea of points which you can claim sounds fine.

If you really wish to save that $80, well alright I would save it too if I was you, because it seems that you have a definite Australian degree and have definitely resided in Australia while pursuing this degree. One year work experience is captured/assessed as part of VETASSESS' standard general skilled migration assessment, so it seems that there is no need for a Point Test Advisory letter at all.

Yes, each state processes their state sponsorship applications separately. But the gist of the process is like this: 1) lodge EOI with DIBP, and then 2) lodge state sponsorship application. In the EOI, you will have to indicate which visa sublass you're keen on (189 and/or 190 etc), if you indicate 190, you will be asked which state specifically, to which you can answer "any" or a specific state. After having done so, the state immigration guys will be able to see you in the SkillSelect system that you have indicated your interest to be sponsored by that particular state - this is just state immigration having access to your EOI, this does not mean they will process. To get them to process, you need to lodge an application with the state immigration on their website and the requirements/process varies according to state. I strongly suggest, if you have a target state in mind, to check out that state's immigration website. I know the state I am familiar with sets out the process clearly, and I highly doubt other states would not have the same clear guideline set out on their website.

Hit me up via PM if you have more personal questions to ask. Otherwise, best we discuss here for everyone's benefit.

For those who want to work in Australia - make sure you think carefully especially those who aim to study first in Australia.

Make sure your course is SOL listed (again, this doesn't guarantee it will be the same... they keep on changing the list on and on again) same with their VISA rules. But of course, you are welcome to apply for student visa.

As for PR, it is very hard at the moment. A lot of people struggle to get PR - even my mates who have studied here failed to get PR/extended visa.

Of course you can get a company to sponsor you, but things will turn upside down if the company went bankrupt. And yes, you can't stay in Australia if this happens, pack your bags and leave the country.

It's a lucky country and if you can stay you re one of the luckiest people

True that of course!
Well, you do actually need the right kind of job if you are fresh graduate from that uni in Aus and going for that pathway to permanent residency.
You can only get points if you have job experience in that occupation that you nominate on SOL.

Without job exp points and right age, you are totally no where near to that PR.

Job with PR - it is hard.

Australia is full at the moment I say - and this IS*S just hibernating itself somewhere in Sydney or IDK. Don't know when these guys gonna explode themselves.

Same reason as why anyone wants to migrate. Not happy with the discrimination, corruption, incompetent gov, etc

working in a government sector is the best but must have PR and security clearance