Land, building material and labour costs are going up not because of speculation. Property cost will go up 15-20% due to these factors.

With US economy not doing well, Europe-Greece, Ireland debt, Malaysia own debt is climbing at alarming rate, inflation rate more than 4.5%, RM purchasing power is diminishing every year, I doubt property bubble will burst. The most some downward adjustment in those speculated area

haha, you sound like REHDA representative talking.

Hello~ i was working in ocbc ya~ currently ocbc having personal FD promotion rate 3.6% per annum with minimum rm10k and the promotion starts 25-29 July 2011 !! Promotion for five days only! If you are planningnto put under company FD also do can special request FD rate~Kindly Pm me if you was interested ya~ thank you

This post has been edited by Melody90: Jul 21 2011, 11:36 AM

You was or still working with OCBC ?
must wait till 25th ?
PMed U already.

This post has been edited by aeiou228: Jul 21 2011, 11:59 AM

OCBC offering 3.6% next week? For how long tenure?
I guess many of its customers taking out funds to deposit at UOB, so OCBC got to take action. As for business, OCBC will match other banks rates for substantial amount of deposit.

To All: HLB got offer for Junior FD again until 31 July 2011 or target deposit of 300 million which ever comes first . 13 Months 3.5%, 24 Months 3.8% and 36 Months 4.0% Interest credited monthly into Junior Savings account where it also earns 2.9%. Minimum RM10K and Max RM1M fresh fund.


You can get 4.2% for 36 months Minimum RM5K but got to deposit RM5K into Junior Savings Account and maintain it for 3 months (Junior Savings Account earns 2.9% for amount less than RM50K) .

Click here for HLB Junior Savings Account rates.

This post has been edited by Gen-X: Jul 21 2011, 01:40 PM

It sounds good for HLB FD and Junior savings account.

Junior only for junior < 18 yo?

Last year promo better , 5% for 4 or 5 years. Yes, need one of the joint account holder to be age 18 or below.

This is how business should be done in this super competitive environment but some other big banks are like we can offer you 0.5%-1% higher than our normal board rates only. Take it or leave it

Ocbc offering 3.6 %. that is pretty good

Bro, even 1% from board rate very good, can get so high ar?.

Sorry, it was a typo. Should be 0.05% - 0.1% higher only And the highest they can go is 0.2% at most. Sometimes their board rate is already quite low such as 3.15% now. Even if they give us 0.2% higher, it still can't match Affin Bank 12-month regular board rate

0.05-0.1% sounds like the norm. Hard for most banks to beat Affin rate of 3.6%.

Melody90 never came back and reply my question. I hate it when people post half story here. And best of al she WAS working at OCBC and ask people to PM her for next week offer

Anyway guys, I dropped by OCBC and was informed promo next week with minimum RM10K fresh fund:

3 months - 3.45%
6 months - 3.5%
12 months - 3.6%

thanks for sharing. OCBC has also advertised in the newspaper.

UOB

3 mths - 3.45%
9 mths - 3.6 %

min RM25k, promote end 31 Aug

10k or 25k?

My FD at BSN ( 3.15) will be matured only on 10 August, too bad !~

If i withdraw and transfer to OCBC FD, will i not be able to get the BSN FD interest?

pro rated interest

Public Bank Fixed Deposit Rates as at 22/07/11 3:45 PM
--------------------------------------------------------------------------------

Tenure Rate

1 Month 3.00
2 Months 3.00
3 Months 3.05
4 Months 3.05
5 Months 3.05
6 Months 3.10
7 Months 3.10
8 Months 3.10
9 Months 3.10
10 Months 3.10
11 Months 3.10
12 Months 3.15
13 to 60 Months Negotiable



This post has been edited by buysell: Jul 24 2011, 09:41 PM

standard rate, why the ?

OCBC 10k

UOB 25k

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Added on July 25, 2011, 12:32 pmpublic bank step up interest rate, I think there is a catch, if you done keep for min 6 mths, there will a penalty



This post has been edited by gsc: Jul 25 2011, 12:32 PM

i have 20k can take out anytime put into FD but which one at the moment offers the best for 1 year term?