cimb got eFD?

stupid maybank

3 month still 2.75pa

auto renew

Dear Forum Readers,
ETIQA TAKAFUL BERHAD is an Islamic Insurance Product Open for ALL regardless of age, religion etc.. its a insurance product with saving element, return is NOT GURANTEED because in Islamic Business Model a person or company cannot gurantee a return because it becomes INTEREST or USURY so the Islamic Business Model works on a profit sharing basis whereby 80% of profit ( IF ANY ) goes to the policy holder and the balance 20% goes to the company.. Past record ranges from 4.8% - 8% ( NON GURANTEED) the insurance sheme works on a model of POOLED RISK. 1st Year of Paying Premiums YOU would have ZERO MONEY in your Investment ACC. Because u MUST DONATE 100% to the POOLED FUND 2nd Year 10% Investment ACC 90% DONATION to POOLED FUND 3rd Year 50% Inv Acc 50% POOLED ACC 4th Year ONWARDS 75% INV ACC 25% POOLED ACC.

Added on May 6, 2008, 11:21 pmPLS TAKE NOTE I AM A AGENCY MANAGER WITH ETIQA TAKAFUL BERHAD and have been with the company for 7 YEARS.
WE currently have an overzealous lot of NEW AGENTS who SELL our products without proper knowledge or information.

Added on May 6, 2008, 11:29 pmYour Savings will BREAK EVEN approx at THE 12 Year ONWARDS, So its a usefull Saving TOOL BUT MOST IMPORTANT ITS A WONDERFUL PROTECTION TOOL. WE DO OFFER AMONG THE BEST PREMIUM RATES AROUND WITH STRONG BACKING FROM MAYBANK. Annualised Return for 30 Years is APPROX 3%. ( NON GURANTEED)

OCBC low 2.85pa

http://www.ocbc.com.my/personal-banking/To...d_deposits.shtm

anyone gt this InterestPlus Fixed Deposit Rates?

Its UT linked.

If put 1k for 3month FD + 1k for 3month UT

Then how much will be the FD rate for this?

http://www.ambg.com.my/rates_fees_charges...._deposits_rates

1 month 33.73%

3month CIMB higher 3%pa

How Maybank count 1 month FD ?

FD rate is 2.75%pa

Let say I put RM8800 from 11 Jan to 11 Feb

So how much is my dividend?

cimb efd will sent paper statement ?

cimb 3 month 3%pa

cimb efd can lift the placement online even not mature yet?

10k put 1 month or 1000 month?

Maybank today announced that it will be revising its deposit and base lending rates effective 11 May 2011.

Maybank's deposit rates will be revised upwards by up to 30 basis points, while its base lending rate (BLR) will be increased by 30 basis points from 6.30% p.a. to 6.60% p.a. The base financing rate (BFR) of Maybank Islamic Berhad will similarly be revised upwards by 30 basis points to 6.60 % from 6.30%.

The last revision in Maybank's BLR and Maybank Islamic's BFR was on 13 July 2010 when they were revised from 6.05% p.a. to 6.30% p.a.


haha

u put 1 month fd?

still left how many day ur fd will mature?

int rate lowest during that time.

gov wan ppl use money to spend to boost econ

10k or 25k?

pro rated interest

maybank promo
1st month 3.1%
2nd month 3.1%
3rd month 3.7%

How u put FD if u hv 10006 ?

10006 1 shot ?

rate
3/100 x 30 / 365

Do put 5003 so u get interest 12.34/month

if u put 10006 u only get 24.67/month

that is 5k

u will see the significant amount if u repeat it.

Malaysia Banks Fixed Deposit / Time Deposit Rates as of October 2011.
Bank - FD rates for 1 month, 3 months, 6 months and 12 months. Click on the bank to go to the bank's relevant site on rates.

Affin Bank - 3.05%, 3.1%, 3.25% and 3.6%

Alliance Bank - 3%, 3.05%, 3.2% and 3.25%. FD Gold 12 months 3.35% (Interest paid monthly).

AmBank - 3%, 3%, 3.15% and 3.2%. Am50Plus 12 mths 3.25% (Interest paid monthly, FREE PA).

Citibank - 2.9%, 3.05%, 3.1% and 3.15%

CIMB Bank - 3%, 3.05%, 3.1% and 3.15%

Hong Leong Bank - 2.9%, 2.95%, 2.95% and 3.1%

HSBC Bank - 2.75%, 3%, 3% and 3.15%

Maybank - 3%, 3.05%, 3.1% and 3.15%

OCBC Bank - 2.85%, 2.95%, 3% and 3.15%

RHB Bank - 3%, 3.05%, 3.2% and 3.3%. Senior FD 12 months 3.3% (Interest paid monthly).

Public Bank - 3%, 3.05%, 3.1% and 3.15%. PB Golden 50 Plus 12 months 3.25%.

Standard Chartered Bank - 2.95%, 3%, 3.1% and 3.25%

From the above, HSBC 1 month FD rate is the lowest at 2.75%. The highest over the counter FD rate for 12 months is by Affin Bank at 3.6%.


Fixed / Time Deposit and Savings Account Promotions October 2011.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

Hong Leong Bank Fixed Deposit Promotion until 30 November 2011

Until 16 October 2011
Hong Leong Bank Senior FD 12 months 3.8% (Interest credited monthly into savings account).
Hong Leong Bank Junior FD 12 months 3.9% and 24-36 months 4.5% (Interest credited monthly).

17 October to 30 November 2011
Hong Leong Bank Senior FD 12 months 3.7% (Interest credited monthly into savings account).
Hong Leong Bank Junior FD 12 months 3.7% and 24-36 months 4.2% (Interest credited monthly)


OCBC Bank Fixed Deposit Promotion 5 October 2011 to 31 December 2011

OCBC Bank Time Deposit 3 months 3.5%


Standard Chartered 5% Interest Rate for e$aver, Super Salary and Saadiq$aver savings accounts.

This promotion of 5% flat interest rate until 31 December 2011 is applicable for new customers who open an eSaver, Super Salary and SaadiqSaver savings account in the month of October 2011 only and must maintain an average daily balance of RM3,000. Existing customers also enjoy this promotional rate but subject to additional terms and conditions.

Other Promotions

Some banks are also offering step up interest rates (with or without condition, e.g. some banks require that you deposit x amount in savings or current account), so you better average them out and I would think they still won't be able to beat Affin 12 months Fixed Deposit rate of 3.6%.

Added by Moderator
Source: http://creditcardsmalaysia.blogspot.com/p/fixed-deposit.html

This post has been edited by tinkerbel: Oct 11 2011, 03:03 PM