Hi all, if i want to pay my bill online, do i need to register my AMEX card first? Want to pay p1wimax bill, thanks...

What a meager CL. Never had such low CL even when I was a supplementary before getting my first card when I turned 21.

Try apply RHB Bank Visa Infinite instead, the CL start with minimum 200K....

Citibank VISA Signature - PremierMiles
MBB World Mastercard
CIMB World and Infinite
UOB Preferred Platinum

Among others which I can think of.

Not sure the question is relevant to this topic but since it's about credit card issue I might just ask.

I've been getting calls 2-3x a week from some promoter stating they giving a VIP card (or some others offer) for all the credit card users. The problem now is I keep telling them I'm not interested and they doesn't seem to compute with my request. It's getting annoying actually. 

Any idea how to make them to stop calling once and for all? I can just hung up immediately but that seem to be rude to them. Haih. 

Thx.

HI ALL ,

I HAVE A BIG PROBLEM NEED YOUR TO HELP ME  , TO WHEN I CHECK MY STATEMENT  MY MAYBANK  WORLD CARD CHARGE ME ANNUAL FEE RM 1500 , AND WHEN I APPLY THIS CARD AND  DONT KNOW THE T&C  ABOUT THIS WORLD CARD  .

I CALLED TO MAYBANK WORLD CARD HOTLINE REQUEST TO WAIVE MY ANNUAL FEE AND  THEY TOLD ME  I MUST  PAY THE ANNUAL FEE (RM 1500 )  . I GOT THIS CARD FROM APRIL UNTIL NOW AND I USE THIS CARD ONLY FOR MY PETROL USAGE  .

ANYONE CAN GIVE ME IDEAL AND  HELP ME  ?

atcually when i apply is the maybank 2 card  , but the executive sale  told me  to sign another application ( world card  )
she told me see which card will approve me  and  she no meantion regarding annual fee and T&C  .

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Added on August 5, 2011, 1:36 pm
this is not  i need  , the executive sale give me the form and  let me apply together with maybank 2 card  .
what i need is maybank 2 card  and she told me see which is approve  .

He can opt to cancel the card without having to pay annual fee.
AFAIK, annual fee is for next year's usage.
I said this because I also faced this situation. When I received my CitiGiant statement with an annual fee, I quickly called CT hope can get waiver, but was declined. The CS told "if cancel the card, then no need to pay AF lor". I was kinda enlightened.

Sorry guys ... just came in.

One possibility the guy forgot to ask the golden question.
"Free AF for this card?"

One thing to note for the MBB WMC, the AF is not charged immediately. It takes a few months before the AF appears into the statement. Thus that's why the guy thinks the AF is waived. The fact that he's being charged RM1.5K, probably the initial decision was led by the idea of free MAS golden lounge. (Non lounge AF is RM1K) Most of the time from my experience with the sales rep, they will downplay the AF question coz not easy to get people to sign up but good for their sales target. If asked, they will tell you the truth about the AF - I have yet to encounter any sales reps in person and CS on the phone who will say that the AF is waiverable for the 1st year for this particular card.

I need to emphasize the free MAS golden lounge because MAS golden lounge does not exist all over the world (London-Heathrow, Melbourne, Perth, Sydney, and Singapore. In Malaysia, they are located at the Kuala Lumpur, Penang, Kota Kinabalu, and Kuching airports. Also you can enter the local MAS golden lounge which is almost all local airports) + you need to be flying with MAS to begin with. If you are flying with other airlines and want to use the MAS lounge then sorry. You cannot use the card to enter partner lounges. This is what the sales reps would not tell you because in 99% of the time they don't know and they think MAS lounges exist all over the world. (Well ... hypothetically correct) At least it is good if you are flying out from KL.

In this aspect, the SCB VISA Infinite would score better in terms of lounge access. (As everyone know lounge access is via the Priority Pass) Quality of lounge .... depending on your luck lah. Coz 90% of the time is via 3rd party lounge and not the airline lounge itself. (e.g MY - Plaze Premium Lounge, SG - Rainforest / Skyview Lounge, TH - Louis Tavern CIP, SK -Hub Lounge/KAL Lounge)

One critical info is that MBB is very strict on the approval criteria of this card. You won't get this card if the bank think you cannot afford it and no nonsense on the income eligibility - must to at least being able to pay the RM1.5K 1st year AF fee and (perhaps) spends a lot of money to get the AF waiver in lieu of the RM1.5K AF. Probably the guy has huge CL with other cards or/and holding premium cards. Likely affordability is not a question ... but wants the AF to be waived similar to other cards.

Sorry not this card. Not even when you are a MBB Premier customer or higher ... at least on the 1st year AF. And CS will tell you point blank ... AF is not waiverable. Speak to whoever you wish to speak and the answer is NO.
And ... I am not sure why anyone would just put down their signature on the form. It's akin to signing a blank cheque. It is the person's fault for not reading the T&C and fine print. I don't agree to bother BNM just to cover a person own negligence. No ongoing promos for this card to waive AF, form clearly state AF fee structure and bank will impose it. Not whatsoever indication the AF would not be imposed unlike other cc form + they use original forms and not photostat version of the form.

I can confirm that there's no 1st year AF waiver on this card irrespective whether there's a Golden Lounge or not. The basic feature of the card include Hilton Premium Club membership (you can't remove this) which is about RM648 per annum. 2nd year AF is waiverable at either RM150K spending per annum for base card and RM250K spending for MAS lounge access card.
P/S Emm ... why lah me the choice to answer this question ?

Unless they changed their mind when they told you then of course I am sure!

I can confirm it is RM 100k & RM 120k respectively for the MBB WMC annual fee reimbursement. Verified by the officer offering me the pre-approved WMC last year as well as two other WMC CS officers.

Although there is no official black & white agreement on the reimbursement of WMC annual fees, but I did received an email stating about the eligibility amount for annual fees reimbursement from the officer/telemarketeer offering me the pre-approved card.

Hi guys, wanting to apply cimb cc for GSC buy 1 free 1 ... any1 knows how the banks calculate business(sole proprietor) income?

valid if it's a household income? example that my mom are not eligible but being the card holder, but my dad qualified for the income requirement

Gen-X, my business established this year so haven't pay income tax ..

Ya, talking about "which card is best for frequent flyer", better consult hye, ben83, Miles, or Gen-X.

Is there any credit card out there giving free redemption point for GST? So far what I heard is only from SCB

I can't seem to find any info about it

haha, maybe the fee is too expensive already.

Yes. Like a few seconds ago when i saw this post of yours      I guess they found many unfavourable comments about their credit cards here hence the withdrawal of the sponsorship      Anyway, just a wild guess.

By the way, i told them they should look into Maybank and OCBC credit cards when they called me to ask me a few questions about their credit card just two days ago      I told the guy Maybank gives me 5x TP whenever i use my MBB2 AMEX and the guy was like... wah!!! 5 times ah ??  

LOL. I think the guy is from a company called callop or caleb something. They are doing a survey on behalf of Citibank. Actually, it wasn't just a few questions. He asked me many different questions and i needed to grade them. The whole process took 13 minutes 25 seconds. I was also asked if i'd recommend Citibank credit card to other people and i said i'm neutral on that. At the end, he asked if it's ok to include my real name (no, i didn't have to tell him my name over the phone because he already knows my name) when they submit the survey back to Citibank or i'd prefer to do it anonymously  

I'm not aware of the 2x points. Which card gives 2x points for overseas use ? Their regular platinum credit card ?

03-41425022
顺风顺风  

Found a credit card collector in another chinese forum 

That is one seriously loaded guy  

Hard Rock boutique over there allows that too. Enjoy your vacation 

welcome back, where is our gift from macau ? 

Actually, i shorten it. It should be 一路顺风 which means a pleasant journey      Sorry. Wasn't aware you did not go to Chinese school.
And how was the rate ? The one quoted to me at Pageone bookstore at Taipei 101 back in January is so high.