Why is is rude Must be you interpret CB as something else, hahaha. So you are the one being rude.

You go start one lah. I can foresee that mostly the questions will be about annual fee waiver basing on previous posts here.

This post has been edited by Gen-X: Jul 11 2011, 01:18 PM

I thought it was RM150K, alexwsk, time to revise 1st post.

CIMB Enrich and RHB Visa Infinite are really exclusive cards for the filthy rich and or big spenders. And CIMB sent me sms on contest for ipad2 for what when they have Enrich members.

I just posted my latest article at my blog thanking of you who have visited it and read my articles. I also would like to thank wshoh for pointing out to me some time early this year or last year that I had very few post prior to 2011 and that I should post more frequent.

Anyway, click below to see my latest credit cards as of date

http://creditcardsmalaysia.blogspot.com/20...s-guide-to.html

Thanks again for your support and I also thank ronnie, winner, jack2 and others for highlighting my many typos and mistakes.

Make sure you do not have outstanding balance after the anniversary date. For me, I would clear off my points and stop using the card one month before the anniversary date so that if I want to cancel the card, it can be done on the spot.

I just got my AMEX Gold Charged Card statement and they imposed GST. So called CS and told them that I cancelled it 2 months back but their system did not show. Anyway, the CS said will cancel the card again and reverse the GST charges.

Yes I remember calling CS to cancel the card but thier system show otherwise.

If you use the card after anniversary date, then it is not fair that you ask for waiver if you terminate the card.

oh I get what you meant now by charge. I really blur Last time for my Citibank Clear Card, I was charged GST then only I called Citibank to terminate and they reversed the GST because I did not use the card. However some banks will not entertain if you terminate the card after the anniversary date.

This post has been edited by Gen-X: Jul 14 2011, 07:29 PM

hye, did they offer you annual fee waiver and GST? Reason I am asking is because my wife has the PremierMiles and come next year got to cancel if they not waiving annual fee. So I guess you fly with MA often.

By the way, I know nuts about AirMiles, Citibank should engage you to be their expert AirMiles CC consultant

Last year I cancelled my Citi Clear Card, they just said ok and did not even ask me why. I guess I am not a value customer to them.

This post has been edited by Gen-X: Jul 16 2011, 09:34 AM

So far the only bank that have called my office was OCBC when I applied for the TMC as they could not reach me at my handphone. Many years back, RHB called my handphone to confirm if I applied for their Plat card and most recent UOB called my home where I happened to pick up the line.

David83, maybe you should go start a Thread on Citibank.


Anyway guys, I was at Mid Valley yesterday to buy a watch and ended getting an Oris watch (click here to read about ORIS and see photos of my new watch). Paid RM1000 for it using my HSBC Visa Signature to earn max 5X points for the month and the balance with MBB 2. At Mid Valley, for HSBC members, spend RM300 and you be entitled to either a shopping bag or umbrella and same gift applies for non HSBC MasterCard. But when I came back, my mum told me there is so offer for MBB cards too which I was not aware I just checked MBB site and we get a Body Shop Bath Gel if we spend RM250 with Maybankards.

Click here for MBB card 1 Mega Sale promo.

Also used my CIMB WMC to get free flat white at Dome for dinner and then later 10% discount at Alexis for tiramisu and meringue at The Gardens. If you guys go to The Garden Flying Chillies Thai restaurant where CIMB and Citibank cards get 15% and 10% discount respectively, you must try their sizzling butter prawn (Miles, as good as the Ocean in KK).

Click here to read my article on me wanting to get a new automatic watch and my search for it at Ringgit Wise Fool.

This post has been edited by Gen-X: Jul 18 2011, 08:25 AM

I just read an article that the average credit card interest rate in Brazil is 238%. Nice number tho, haha. Thought I post it at My Credit Cards blog and you know lah, I will blah blah blah. Click below link to read my article.

http://creditcardsmalaysia.blogspot.com/20...-brazil-is.html

Well, RHB Platinum/PB CS service (same number 92061111) is very good as far as I am concerned. They will call me back if they can't answer my queries on the spot. But I think thier CS not 24/7.

As for annual fee, I think RHB cards comes with auto waiver if spend certain sum for swipe certain times. I know that my previous EVO card I have to swipe once a month and for Plat you got to spend RM36K/year. Check the conditions for the card you are interest in.

However RHB promotions and benefits are not that great. Click here to read my short article on RHB card, which is really nothing to read about.

Bro, what you want to talk about? It was first mentioned here back in early June, Do a search. Did you read my article on AMBank posted in this thread? Click below if you hav not.
http://creditcardsmalaysia.blogspot.com/20...otion-2011.html

What I want to know is, anyone got the 20% cash rebate when they swipe their card on the 3rd weekend of the month.

**Edited**

Just posted my latest article titled CIMB Promotion July & August 2011. Free Gift at KLCC and Free 1 for 1 Drink.. The gift timing just nice for Raya shopping.

This post has been edited by Gen-X: Jul 23 2011, 12:23 PM

MBB Petronas Visa is good if and only if you pump at Petronas. However, you still cannot qualify for a credit card based on your monthly salary because BNM ruling states that one needs to earn minimum RM24K per year to be eligible for a credit card and also now Maybank have increased their minimum income requirement for their cards to RM30K/year.

To All: I just check out the HSBC Amanah Cash back card and found that the 6% cash back only applies if one spend RM3001 and above. If you spend RM200- RM3000, you only earn 3% cash back at Shell, Caltex, Petronas, Carrefour, giant and TESCO and as usual capped at RM50 per month. Click here to read my short article on HSBC Amanah MPower card-i.

This post has been edited by Gen-X: Jul 28 2011, 07:59 PM

If you go to another country where BNM rulings are not applicable, then maybe you will be issued a credit card.

Life time waiver, good for you. better write down date and CS name somewhere for records.

I hope HLB will waive my EON VS too when time comes.

With you owing so much to the banks, why the heck you need another card for?

I remember once you posted if KL got merchant willing to swipe your cash in exchange for cash... did you find any?

This post has been edited by Gen-X: Jul 30 2011, 05:23 PM

Well, if you ask me, you are lucky if another card issuer issue you a card with CL RM20K.

No, I doubt it. Taking a wild guess, he must be either partying hard or likes to visit our city in the heaven or maybe our neighbour resort island If really for business, well he must have been conned often since he's still a kid

Talking about kids, my 19 years old son got DA WMC and MBB 2 Plat supp cards with CL of more than the century mark but he cannot check into a hotel in Melaka today because he is under 21, hahaha He had to call me to fax the hotel a letter permitting him to check in and that the hotel is not liable for whatever happens. First time I heard such thing. When I was under 21 years back, I could check into hotels

This post has been edited by Gen-X: Jul 30 2011, 08:00 PM

Actually my eldest son before at age 17 had 3 Debit cards - Public Bank Visa and 2 from US banks { Chase [ your avatar ] without my consent where he just needed to proof he is an undergraduate and his Uni Bank where account joint with me as he was under 18 and cannot have own account }. Since last year, he has Alliance Premier Debit Card that earns him 2% cash back but he doesn't use it often as that is his own money and instead uses my supp cards,

Nowadays kids can get Debit Cards easily. All my children have Debit Cards. And you are right, with internet, one can buy anything from anywhere. My eldest daughter since age 14 have been using her Public Bank Electron card to buy clothes from HK and the other day my son bought worms couriered to my house for his fighting fishes When I was young, I went to the road side drain to get the worms!

Reason why gave him DA WMC was so that he can buy XO at Eraman for me when he comes back. Too bad fags no discount.

This post has been edited by Gen-X: Jul 31 2011, 10:14 AM