I just checked out AMBank promos, the 20% cash back looks good but after reading the T&C, looks like one most probably will only benefit if they swipe on the first Saturday of the month and maybe lucky get something on the first Sunday of the month. AMBank only allocated RM200,000 per month for the promotion. Unlike AMEX cash back promo where it is only applicable at malls in Klang Valley, AMBank promo is applicable to entire country at all hypermarkets and as such I believe the amount would be reached on the 1st week of the month.

The other good promo is AM FlexiPay where can convert purchase to 6 months 0% installment.

And sure, I can think of something to write about the AMBank Promo.


My advise to you is go read the booklet on T&C that came with your card.

OK, I reread your post.

1. You be imposed late charges of 1% (Min RM5 and max RM50) if you fail to pay minimum payment by Due Date.

2. On interest charges, read my article titled Credit Cards Are Cash Cow for Banks. Are You working for the Banks? by clicking here.

Noted, based on merchant's processing date. Example 2 if for different time zone yah?

Let say we use the card on Saturday Morning 7am for online transaction and the merchant processing centre is in US where it's 7pm Friday night. So that means the transaction will be captured as Friday I suppose.

If you remember Bata case, he posted his card at around 12+ am but the fraudulent transaction for Air Asia was captured on prior day E.g he posted on 24th 12.30am but transaction was 23rd. I know AA outsourced their ticketing but got no idea where it is located.

This post has been edited by Gen-X: Jun 21 2011, 12:00 PM

Even you do not hold any Citibank CC, so it can be that great If Citibank have some sort of auto annual fee waiver like swipe 12 times, sure more people will consider it as save us time calling CS for waiver.


As requested, I just posted my article on AmBank Credir Cards Promotion at my blog.
Click here to read my article AmBank Group Credit Card Promotion 2011. Those of you that spend RM400 on the 1st Sat & Sun of each month can consider this card.

FYI, all MasterCard transaction of RM100 and above are entitled to enter MasterCard 1Malaysia Mega Sale Carnival Contest where the Grand Prize is RM100.000 shopping spree in KL. With most of us using MBB 2 AMEX, more chances for those without the AMEX card, hahaha.

This post has been edited by Gen-X: Jun 22 2011, 08:20 AM

Thanks for reading the article. As for the RM50GST, I did see one ad but the promotion have expired as gerrardling mentioned.

Thanks Bro for pointing that out.

recently many people reported that their OCBC application was approved pretty fast. Go check out OCBC Thread.

There is really nothing much to talk about Citibank Cards I did write about Citibank PremierMiles,
click here to read - Citibank PremierMiles - It's A Visa Signature.


Citibank Credit Card Promotion 2011

for both credit card and charge card, if you settle before the Due Date, you won't be imposed a single sen of interest.

I guess you did not read last few pages where I posted an article on AmBank promo, click here to read more on AMBank Promotion 2011. Also read the Terms and Conditions in AmBank Group website.


Miles & hye, I know what he meant. Citibank offering PremierMiles to existing Platinum Cardholders. Someone mentioned this in my blog.

It is quite normal for the above case. Don't worry. And what card you have that you cannot call CS on Saturday noon?

I guess most of you guys would have known by now that CIMB have extended thier 0% 6 Months BT plan to end of the year but not the 1 year plan.

Click here to read my short article on CIMB Balance Transfer until December 2011.


a new card should have been sent to you before the existing card expired. Call Customer Service to check if they have sent it out.


The card it self no problems, but the Customer Service got room for much improvement. Click on below link to read my article and then when in at my blog, click on Alliance on the right column under Labels

Click here to read my article titled Malaysia Top 10 Credit Cards

before you go apply for OCBC Gold, you better go check it out because the cash back is really pathetic.

hahaha, better not start a thread on CitiBank Afterwards too many negative comments and CB may pull out from here.

Yah, Couldn't figure out where there were coloured anti-slip mats (like the one in my car dash board) on both sides of my screen LOL.

My 23" screen is fine with FireFox

Once again I thank Admin for agreeing to this section and BIG thanks to b00n for his support. And I also think Admin should thank guys like us for creating more income for them, hahaha

hahaha, I expected you to taruk CB Shell card but you added more If got Citibank thread, potential customers all will think twice with you around

Where else in Malaysia you can find a group of people from various fields talking non stop about CC for years? Here are (or were) the regulars

David83 - which named the Thread CREDIT Card Thread v2, Everything about the world of plastic.
ronnie
zenquix
alexwsk
soitsuagain
guanteik
ychwang
feralee
yewkhuay
aeronlim
WaCKy-Angel
charymsylyn
cute_boboi
vin-ann (use to be very active and TS)
tinkerbel
Syd G
winner
arsenal
Shinichi
tachlio
tgeoklin
ellimist
andrekua
Darkmage12
dr2k3
eddievh
TeraPox
mustang
muscaa
cenkudu
jack2
Putraskyline
kei18kun
Reventon
bingozero
tishaban
sailou
GHz
he-sham
andyfriends
santaclaus
wirelessdude
ck_tonny

I am sure I missed more names

and of course our Mods b00n, hye and MilesAndMore. Looking back I must say hye and MilesAndMore deserved to be Mods as both contributed in answering many of LYN members questions.

and the original Thread started on Credit Card was hackwire where his title for the Thread was Which Credit Card got more Benefits, Anything about credit card

And now we have gerrardling and chemistry to answer newbies questions

This post has been edited by Gen-X: Jul 6 2011, 10:47 AM

Aiyah, your fan club all left you. since you become Mod, no more fun, no one dares to go against you or else they be banned hahaha

Yah, Citibank need to contact you, Miles and Me if they want to have a product that everybody wants, hahaha

you can make payments in any HSBC Amanah and even HSBC branches.

That's too little, they have to beat AmBank 20% cash back

I cannot recall 100% contest, was it UOB? EON has a 50% cash back contest. But those are contest so chances of winning it is very slim. Furthermore it is no really 100% or 50% because there's a cap to it too.


yes

use on the spot redemption like at coffee bean

yah, recently CB many promos. Even got promo at Tai Thong which allow you to get Tai Thing Gold Card that gives 20% discount