Dono if this thread is the place to ask.
There is 1 lady call me today, which i dont know where she get my contact.
What she can offer is she can approach the bank on my behalf, and get the lowest interest rate as possible between 6% to 9%( quote from her).
She mention her company is like outsource by the bank, after they do the talking on behalf of me if success, i can turn my debt of credit card to monthly installment with the agreed interest rate, to the bank and not to the lady's company.

Whole process if success no fees incurred as well, which makes me suspicious.
Do let me know more if any1 know any of these service.

Guys,is it possible for me to make a pl for amount like 30k? My current salary is around rm2350 per month..i only work for 5month..no whatsoever commitment..live with parent..i want buy my dream car..

Any bank can offer p.loan for amount of 30k?please let me know..

Can i get interest rate 9.88% if my salary is rm3k for Alliance Bank? 
thanks

Hi,

I am looking for personal financing (islamic only) for my sister.

She is just 1 month working as a staff (sambilan) in a federal agency in malaysia.

She earns about RM800 a month. She needs about RM13,000

Any agent can help?

Hi all, got some questions to ask. I got CC debts from 3 cards which add up to 10k. Currently I'm trying my best to clear it by paying more repayments on cards with higher debt while paying the minimum amount to cards with lower debt. Due to this every month I'm not able to have any savings. FYI i've stop 2 cards totally while 1 more card is for my auto debit bill payment purpose.

Is it wise for me to apply for personal loan to clear off all my cards? Because if i calculate, even if i pay the minimum balance every month it actually needs almost 500 per month. I'm earning 3k per month and currently paying for my car installment too.

easy rhb
borrow 30k
monthly 1130.25k x 36 months aka 3 years = 40689k = 10689 interest

not best deal rite?

jus asking
huhuuh

Hi, I would like to find out my basic is bout RM 1435 after deduction is 1268.i'm working in a private sector.which bank can i apply for personal loan wid low interest?pls let me noe...urgent!thanks.

Anyone here experience with Hong Leong PL? I'm very unhappy with their service My loan application was approved on August 17th, they actually called and confirm my details and where to disburse my loan. I've waited patiently for more than a week already and the loan still haven't disburse into my account I send sms to the agent that handle my case but still no news till now sigh.. I've ask my agent when can i expect the loan to be in my account, according to him IBG transfer will take 2-3 days but what the heck it's been more than 1 week.

I'm oversea now so I can't go to Hong Leong HQ to screw them up. Very urgently need this loan to settle some personal stuff and my CC. Sigh very very disappointed, I already log a case with them but as usual now news till now.

Even worse, the representative that called to confirm my details actually said i need to make repayment on 17th every month. WTH man!!!!!!!!!!!!! Any suffering the same fate as me now?

U might be right Ken, regretted I didn't tell them when I need to loan Can I negotiate with the bank to set the repayment date on the time I receive the loan? It's kinda unfair to pay on the date when i don't even receive the loan yet.

Hi

Need some guidance here...

I am currently looking for PL packages.. amount between 10k ~ 20k.
Heard that there will be charges / fees associated with PLs. May I know wat are the usual charges / fees associated with PLs?

So far, fees / charges I heard of are:
>> Insurance / takaful (is it complusary?)
>> stamp duty (how to estimated the stamp duty payable?)
>> processing fees (can it be waived?)

1) Other than the above, are there other fees needed to pay?
2) What are the things I need to take note when choosing the loan packages?
3) Any packages can recommend? I am looking for packages with lower overall costs (interest + fees)...
Thanks in advance~

went to a showroom today
see a car around 140k
then tanya the salesman m i eligible to apply loan for the car
my gaji around 4k
then he calculated i need to put downpayment 40k for it
is it true ah

correct me if im wrong ?

mostly i see all personal loan interest is above 10% per annum usually  ?

how come i still see some forumer putting 3% etc etc ? can elaborate further ?

thank you so much

HLB, 3.66% pa, 36 months, cash from CC. Wise move??

Are you sure citibank dail for cash offer you with 3.22% PA? As i know the interest will be around 8.2% PA

thanks sifu. this pl is islamic financing.i thought they will give more discount compared to other conventional bank.

My dad is not happy with the rebate given, he was expecting more rebate since we want to make early settlement .
(I made pl for him, he wanna settle early since he got extra moneh)
He said we're being cheatedl.  but personally i think this is how they can make such money, lol
Summore he want to report to BNM if the bank don't want to negotiate. Is that gonna change anything?

How much hlb offer..?those 3 banks u mntioned favors govt and glc only

For businessman is only. 9.9% without income tax. Aliance is 8.88%. Comerce bank non of them is lower than you offer

Hi everybody,

Is Borang BE very important for apply loan? Everytime i apply the banker keep ask me to get it and i did contact hasil before and it is impossible for me to get replacement. Please advise what can i do.

anyone get call from OCBC call for cash facility>

Is there any personal loan in kl that can use car as collateral. I'm a foreigner, and my car is the only thing that i can probably use for it.

Can i submit two personal loan applications at one time?
Reason being i need around rm100k for my business use but one bank offer me rm80k only, thus i want to apply another rm20k from another bank.

i wanna see also. also need to know min salary eligible.
dunno. u can try. hope they wont find out.

y people keep asking for loan due to AMOUNT...30k, 40k, 50k even 100k...
personal loan for private sector is based on  ur gross income..x5 is the standard for all banks.. some banks can go x7 if u r a good payment master..   or using ur card to prompt

everybody behving like,this is wrong...3k salary enqire 50k? u even not eligible for the loan amount...

currently i working abroad and didn't pay EPF can i still apply personal loan??