would like to apply for 20-25K of PL...
any offer out there???

HI... just to inform you that I have apply the citibank PL....

Thanks.....

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just for info..
month ago citibank call me to offer a Personal Loan (call Dial for Cash) which will use the credit card limit.
the interest only 4.88% for loan tenor of 18M

so yesterday I call to citibank to check whether the offer still available or not..... hehe the result is yes....
only that 36M will be 5.88% p.a

<<<P/S>>>
I check their website the standard rate is 9.88% p.a.
http://www.citibank.com.my/english/existin...al-for-cash.htm
So is you call to citibank maybe the offer will be difference...
my wife also call them but the offer is 7.88%p.a.....

Yes, u can do like this also is you got cash on hand.... people need PL since cannot pay off ASAP.... if you can't pay off asap... the interest is 18% p.a.....

I receive my loan already

deem fast citibank...
(I know, I know... it because that they are using my own credit limit... but it still fast mah.... monday 11PM apply and get the loan on wed after lunch)

5.88