means you pay by deduct from your salary every month ?

Ya you able to apply with other bank while waiting for eon bank
Currently EON take slow process because they already under Hong Leong Bank
Maybe they need time to update system.
Another reason is to advise you don't put too much of hope if your application more than 3 weeks because normally it's rejected.
Standard process for personal loan from bank take 3~7 working days only

3k can't be prompt as document, you need payslip to get a loan
minimum requirement 2k income salary
if you need further information, kindly pm me / sms 016-2293873 (Ck)

Glad to heard that

Any future information you still can ask me

Do you have any commission besides basic only ?

Ya, if you holding RHB credit card, Current Account

Previously RHB no need but now they strict on it already.

You're right. People apply PL because they not affordable to clear all the outstanding for credit card.
That's why they apply a PL since currently interest rate 6.75~12% compare to credit card 14~18%

Currently Kuwait Finance House will be the best
Interest 4.9% Payout 100% without any hidden charges.
Which means you apply 10k get 10k

Yes boss. 4.9 from KFH bank. But it only for government staff or certain University staff

pm-ed

SCB will offer 2.99% p.a ? Try to check from website

Wait them to call you up to accept the loan

Similar to EPP, and why are those people applying pl but not EPP because most of them limit usage over and paying high interest rate every year for cc. Once applied EPP commitment consider high if you trying to apply PL

Rate from the bank are fixed
If any agent told you can get low rate, for example you walk-in to get 8% to Bank A and they offer you Bank A lower 8%, dont trust them. if have such things i gonna apply it too from early

Depends on loan amount ... on which loan amount you apply then you will get the interest rate ...
Besides, if priority member will get different but not much people have it unless their account transaction inside there.

Seem like you trying to offence somethings. there are a lot agent not only loan. purchasing house etc most of them from agent to banker if you trying to say about "agent" things. i believe that agent pass to banker and they accept it too (further details and T&C everyone know about it).

Some agents ask for fee before they proceed and show you the result. we never advise client to accept the offer from such agent. besides, there are no confirm things in loan. bank need see about your payment, scoring, background etc.

I believe some of people here received call from BANK telemarker offer them a loan and provide document. After provide and process it, at last the result get REJECTED. Sometimes even client get rejected without REASON. Correct me if i'm wrong.

Do you know something of service industry ?
Do you understand the meaning of "We offer service, You pay for service"? we not forcing client to accept the offer.
Our style ... We do the service and you pay for service after SUCCESS.
Besides, we will try our best and provide them more information. this call service industry.

However, i'm not trying to offence anything at here. don't put in heart

This post has been edited by loan_application: Aug 26 2011, 02:24 PM

Thanks

Yes, you still can get approval.

As long as don't appear more than "3"

"3" still can try but "4" confirm can't

you work as government staff ?

if 20 yrs, settle after 10 yrs, normally calculate the balance of months x 950 then minus 15~30% (early settlement and depend to the bank). This calculation normally use for KOPERASI that able offer tenure 20 yrs.

For example, you loan tenure 20 year

Balance 10 years = 120 month

120 x 950 = 114,000

114,000 - 15% (depends bank rebet how much, 15% just an example) = 96900 (full settlement)