Alamak, i was trying to *focus* on UT investment mah. Now everything messed up liao lar, you shouldn't put duck egg, chicken egg, ostrich egg together one... anyhow...

Part 3:

Different UT have different risk profile, namely aggressive, moderate and conservative. Over the long terms, all the UT are the same. But different customer hv different taste of UT.

Conservative funds is the one you guys said slooow funds, it is pretty much nearly risk free because the UT is invested in bond, money market, dept...(not sure what are these). Its graph usually a near linear upward trend so it can be considered as a fixed income UT. But remember, low risk is also a risk. Nothing is garenteed. This funds is perhaps suitable to retired old folks who wish to use their retired money wisely, they couldn't take too much risk and prefer to have a FD style income. Also, conservative funds (bond funds) usually have lower service charge and annual fees, and they grow slowly.

Agressive funds! Agressive means straight away pump up 6 zerglings and rush them to your opponent's base while you preparing the hydra... okay, cut the crap, one direct way to reconize this is from graph, agressive funds move up and down a lot. They said youngsters like you and me would prefer agressive funds, coz young ppl dun hv heart attack, can take bigger risk... haha, the last part was just my own interpretation, dun take it seriously. Since move up and down a lot, you have to monitor the funds closely, because you might have a change to earn profit in as short as two months period. Yup, agresive funds is more alive. Yet still safer then playing real stock la.

Moderate funds is basically half conservative and half agressive. It is suitable for most people, your whole family from atuk to adik, nenek to cucu. So, basically when a UT agent approach you, they will promote a moderate risk fund(suitable for all) and a newly lunched fund(new mahh) to you. I dont think that they know too much about stock market(not their field anyway) and what is inside these funds because their main aim is get your cheque. So self study is also important, in each UT company you can get their prospectus for free, it is a nice piece of booklet which contain all their UT profile.

(Below) Conservative, nearly linear curve, steady flow of cash to your coffer!



(Below) Agressive! According to below you can earn 9% in 2 months(dun forget to deduct the 6% service charge dulu, so 3%) and lose 7% in 4 months(add the 6% service charge too ) But over long term still can grow.



(Below)Moderate funds, not easy nor difficult. Less heart attack causing spike and yet still have some fun turbulence.



Credit to: Public Mutual, in case someone dunno which is the biggest and oldest UT company in M'sia, this is the big guy.

Add: you can spot some history in the graph too, for example, our beloved Datin Seri Endon(badawi wife) passed away on 20th Oct 2005, did you notice a slight drop on October 2005 on the agressive fund? But the conservative fund still steadily gain a little bit day by day, thats what we call steady income fund.

Btw, in case your guys spot any error or missed out any points pls correct me

This post has been edited by rexis: Apr 27 2006, 09:51 AM

Is there any link that provide online quotes for SSF to be launched tomorrow?

Reuters screen shots for Single Stock Futures.
Type:
MDEX/SSF to get into the SSFs main menu (SSF contract specifications)
MDEX/SSF1 to get all listed SSFs contracts

For BLOOMBERG ticker,
Type:
SFUT, choose Select Exchange, key-in MK (to get all listed SSFs)
For individual contract table:-
1. BURSA=A MK Equity CT (Bursa) etc...

Howabout websites?preferably FOC one?

both for me are FOC
but i cant trade anyway

well..someone posted this a few pages ago


http://mr.apexetrade.com/bin/stkrealtimefuture.asp

This site only provides FCPO and FKLI quotes.Will SSF be included?

umm..looks like they took it down for updates.

it was still there yesterday

anyone got this counter thplant?

I got unsuccessful balloting
but managed to get some intraday profit on listing day

u still holding ?

As expected, the SSF trading is extreme quiet, the hottest is just merely around 40 lots changing hand. The trading volume needs to be increased in order to attract some investors to play with it.

ya ya but dunno wan to sell or not

its just the first day,most people will hold back and observe how the market performs.A lot of them are afraid of being raped by the price fluctuation.
Give it a week or two,then we shall see how well the SSF performs.

The most active counter yesterday is airasia,because it is cheap lol.

hmm..maybe take up the profit first then buy again...IMO it's good for long term investment

Sell it or not, it depends how individual strategy is. Some may go for long term some may just short term. But remember to distinguish out between your long term and short term strategy. A lot of retailers don't know to distinguish out between speculating and investing that end up full of rubbish shares in hand.

It is fine for individual to chase some speculating stocks when market is 'hot' time to try their luck and gain some money but if the market is going against and drop then should quickly get rid of it and cut loss, no point holding it and hopeful it will back in one day which most of the time might not be. If doing it, then you are converting speculating purpose into investment which is a big no no.

Btw, I am not familiar with the THplant nor doing research on it, so no comment on it.

take up profit is sell now first then wait it to drop and then buy again?

StarCraft!! Whut if i gamble build straight 6 muta n rush ur base with zealots only?
..
Theres unit trust that generates low riskm constant 12% rite? would it be wise to get a loan from a bank and invest?

This post has been edited by koopa: May 3 2006, 12:45 AM

Well.. there're unit trusts that generate 12% (or more or less) but I've yet to see anything with any guaranteed sort of percentage



Not likely. The bank will probably charge you more than 12% pa.

This post has been edited by wodenus: May 3 2006, 03:32 AM

No fund can guarantee whatever amount of returns.
When market good time, every fund can easily hit double digit return but market down time, it also making losses. Unit trust cannot be called low risk, it is medium risk since it is exposed to the market condition but it depends on the nature of the fund also whether it is bond type, property or equity.

Getting a loan to invest is a big no no, you will double your lost when market down time since the interest is a big burden.

wuah, a lot of investment experts here... invest in World Cup 2006 good no?