Outline ·
[ Standard ] ·
Linear+
Instant Transfer (DuitNow) & Interbank Giro (IBG)
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Ramjade
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May 31 2016, 09:22 AM
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QUOTE(MilesAndMore @ May 31 2016, 09:19 AM) They all do except HSBC (Premier and Advance account only), Standard Chartered, Hong Leong Bank (free until end of this year only) and UOB Bank (free until end of this year only). You forgot that Ambank True transect offers free IBG.
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Ramjade
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Jun 1 2016, 10:25 AM
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QUOTE(filage @ Jun 1 2016, 10:19 AM) Anyone knows when are funds normally received for fund sent between 5-8am (latest recived by 2pm)? Will be there at 2 only.
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Ramjade
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Jun 5 2016, 07:08 AM
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QUOTE(heavensea @ Jun 4 2016, 11:49 PM) Giro charge around 0.11+6%? 0.10+ 6% = 0.106 =0.11
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Ramjade
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Jun 12 2016, 04:03 AM
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QUOTE(Osho @ Jun 11 2016, 11:19 PM) Is there any autodebit function on GIRO? if no anyone mind sharing which banks have free auto debit for scheduled transactions? Auto debit is standing instruction. You kist set it and it will be carried out. However the time each transaction is carried out varies with banks.
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Ramjade
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Jun 30 2016, 01:56 PM
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QUOTE(Kobis Bunga @ Jun 30 2016, 01:51 PM) Just done IBFT from my Bank Islam SA just now. No charge atm. However, I don't know until when BIMB will give free charge for IBG & IBFT. Nice.
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Ramjade
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Jul 4 2016, 07:03 PM
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QUOTE(aromachong @ Jul 4 2016, 04:21 PM) how about maybank instant transfer? they charge or free? sorry have not much into local banks Charge la. Mana ada org nak bagi you free stuff.
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Ramjade
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Jul 5 2016, 07:49 AM
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QUOTE(aromachong @ Jul 5 2016, 01:41 AM) ada lo, as far as i concern, HLB & SCB all giving free IBFT SCB free until don't know when. HLB until end of this year.  Let's see if SCB want to tarik balik the free IBFT.
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Ramjade
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Jul 13 2016, 05:41 AM
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QUOTE(aromachong @ Jul 12 2016, 10:46 PM) that is good.. boycott any banks that trouble you especially you are HNW clients they will feel a pinch in their chest Don't think your withdrawal going to matter to them. What is say RM10m to them.  Btw you mentioned you have SCB bank account which give give free IBFT. What account is that? Is BSA entitle to free IBFT? This post has been edited by Ramjade: Jul 13 2016, 05:51 AM
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Ramjade
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Jul 13 2016, 10:03 AM
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Anyone knows if standard chartered BSA eligible for free IBFT? Any other free SA which we can open with SCB?
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Ramjade
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Jul 13 2016, 10:27 AM
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QUOTE(MilesAndMore @ Jul 13 2016, 10:20 AM) It is free Normally they will open a JustOne Personal account for you these days. MEPS GIRO and IBFT are both free for this account. The thing is don't want to deposit rm1500 every month into the account. Practically no interest. Also I don't want to pay for atm card. So if can open a SCB account, i will close my truesavers. After all IBFT is always better than IBG.
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Ramjade
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Jul 13 2016, 11:19 AM
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QUOTE(MilesAndMore @ Jul 13 2016, 10:59 AM) Debit card is free, as in no annual fee at all. And you don't have to deposit 1.5k every month. You only need to do that to enable the 1% bonus interest as well as unlimited local interbank ATM free cash withdrawals. You'll be charged first for each local interbank ATM cash withdrawal and fee will be reimburse on the first day of the following month. Nice. So withdrawal from SCB atm is still FOC right?
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Ramjade
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Jul 14 2016, 08:27 PM
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QUOTE(poor man @ Jul 14 2016, 07:50 PM) ENJOY ZERO FEE FOR INTERBANK GIRO AND INSTANT TRANSFER WITH PBE AND PB ENGAGE” CAMPAIGN from 15 July 2016 to 15 October 2016 Hong leong free until 31/12. Better deal.
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Ramjade
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Jul 26 2016, 06:27 PM
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QUOTE(kcck8733 @ Jul 26 2016, 06:22 PM) I guess currently all majority banks are giving free Instant Transfer. Please advice. Nope. Only UOB, HLB, SCB. HLB amd UOB until end of this year. This post has been edited by Ramjade: Jul 26 2016, 06:28 PM
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Ramjade
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Jul 26 2016, 06:47 PM
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QUOTE(mamamia @ Jul 26 2016, 06:31 PM) PBB also having free IBFT and IBG till 15 October 2016 Oh ok. Cause I listed out the ones which arw ~6 months plus.
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Ramjade
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Aug 4 2016, 11:10 AM
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QUOTE(mamamia @ Aug 4 2016, 07:06 AM) Would u mind to share where is the source from? Can't find it at MEPS website.. If free IBFT, then will be goods for me to transfer fund now.. SCB SA got free IBFT.
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Ramjade
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Oct 12 2016, 02:33 PM
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QUOTE(AIYH @ Oct 12 2016, 09:46 AM) I know CIMB provided it for a fee. What I mean is that currently only PBB and HSBC provided this for free to consumer? Trying to understand more but unable to find the announcement  Actually they don't need token. All they need is start implementing 2FA authentication with Google authenticator.
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Ramjade
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Oct 26 2016, 10:39 AM
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QUOTE(ytan053 @ Oct 26 2016, 10:35 AM) This is referring to JustOne Account right (be it the normal one or the priority). CS contacted and said that for the free IBG/IBFG, there must be minimum deposit of RM1,500 a month. In addition, there will be an annual charge of the debit card (CS say must get the debit card, no opt out option) of RM8. Is this true? Yes. Just one. However what you say is false. My account have rm5 I still get free transfer. Just one account is free. No yearly fees.
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Ramjade
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Oct 26 2016, 10:57 AM
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QUOTE(ytan053 @ Oct 26 2016, 10:52 AM) I always feel whatever the CS say is not as accurate as what you lyn members have experienced. Not sure is it due to change in t&c or wat. What I understand from the website is as long as you have that account, your ibg/ibft (made online) is free and there is no requirement of deposit or anything, not even the annual fee because it is not even stated in the product disclosure and terms and conditions of the account. Read the TnC and confirm with the worker that it is free. The rm1500 is only if you want the freee meps and interest. If you want it, just put in rm1500.Then remove it straight away. If you don't want the free meps (but you will still get free transfer and not changed yearly fees), just leave how much you want inside there. I leave rm0 inside.  . When I opened I transferred rm1500 inside for "activation" then wait one day. Next day remove everything. This post has been edited by Ramjade: Oct 26 2016, 10:57 AM
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Ramjade
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Oct 26 2016, 11:02 AM
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QUOTE(ytan053 @ Oct 26 2016, 10:59 AM) Thanks a lot for the info. Most banks would need a minimum balance but it is interesting to see that you can leave RM0 in the account.  Even with maybank I leave rm1 inside. You just need to experiment see how much is the min amount they allowed
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Ramjade
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Nov 5 2016, 10:08 AM
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How can I use FPX from maybank to transfer to another bank account.
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