Normally rentas service is above certain amount.. otherwise bank will encourage u to do it online urself

Hi guys,

I am looking for a saving account for free IBG & IBFT (best if they offer free instant transfer), online banking and e-statement only without the need for cash withdrawal or debit card etc. I am also not interested if there is annual fee or debit card fee for the account.

I googled and browsed through lowyat and found that there's this Standard Chartered JustOne account, but I am not sure if I am missing out any other products from other banks. Currently I have AmBank True Accounts.

Thanks!

Ambank True Account free IBG & IBFT ?

I thought Justone need at least RM1500 cashflow per month?

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That's nice.. But from the terms and conditions on Stan Chart website, it is stated you need to deposit min RM1500 monthly for the personal account. Or is there another type of JustOne account?

Ah, I see. So the RM1500 is not the requirement to get free IBG/IBFT! Great, I should get that account then    Thanks!!

I think it is BNM ruling for the bank to hit the targeted amount for the nations to use IBG & IBFT...

Same goes to Debit Card

CIMB yes, refer few post above you...

hurtedheart is asking why suddenly so many banks offering free IBG/ IBFT

CIMB Clicks IBFT Zero Fee Campaign 2017 [ CIMB | T&Cs ]

enjoy ZERO FEE Instant Transfer (IBFT) transactions** from 1 October 2017 to 31 December 2017.

Only applicable for credit card or loan payments.
Minimum transaction amount is RM50.
Other terms & conditions apply.

MilesAndMore

I just tried pressing IBG and IBFT on Hong Leong Connect on my computer as you suggested, and the normal fees of RM 0.11 nad RM 0.53 still apply.

Free IBG and IBFT are good for those who have no issues using Hong Leong Connect App on smartphones.

For me, I just stick to free IBFT, via my Standard Chartered JustOne Personal Account.

I received a call from 603 5882 4388, on 9 Feb 2018, 1:03PM, from a female staff of Hong Leong bank with an email kasturik@hlbb.hongleong.com.my that says a person transferred a sum of RM 1057.72 into my account from Maybank accidentally on 2 Feb. The staff request me to prove this money belongs to me or else the money will be transferred back to this said person.

I called her back at 1:38PM, because I have some serious question:
1. does this person has a prove that this transaction is non-genuine?.
2. Why do I have to prove the money in my account is mine? Shouldn't this said person have to prove otherwise?
3. If a person has to start providing evidence for money in his account or otherwise the bank has the right to move the money without acknowledgement from the owner, isn't it breach of privacy and right?
before I finish my sentences, she heightened her voice and says "Can you prove or not? otherwise the money will be transferred back"
This is a very unprofessional behavior from the bank staff.
So, in the case that I lost the transaction record, any sender has the right to request money back from the account they sent to?
So, readers, the money in your bank account does not belongs to you, the bank has the power to move it anywhere they want, you have to be able to prove every single transaction, who keeps this kind of record? is it even practical?

So, can I start claiming back all the money i transferred out are not valid transaction? it is up to the account owner to prove otherwise?

I posted and the bank responded, they say they will check.

the phone nombor is from HLB, so i believe its not a scam. (but i didn't even think of it). thanks for the inputs.

FYI: I found the transaction record, and sent as prove to this bank staff. Cause she tell me to show the prove today. I was furious when she raised her tone.
Couldn't believe bank can do such at thing.

Wait what? They can even mask their phone nombor as bank phone nombor? I think cybpsych reply is quite useful. To escalate it to BNM. But im not sure about the steps. The staff even mentioned "this order is direct from HQ". Funny shit…

What i did was share on public portal, fb. Anyway, they responded to me on fb. But they did request my phone,ic,acc nombor, through fb. I will see what justification they come up with later.

If exceed 5k still need to pay the fee

Not sure if this is the correct thread to ask.
Which bank offer the best forex rate and inward remittance fee for transferring money back from US trading account?

DBS got branch in KL?

So any suggestion for bank reside in Malaysia?

I dont have smart phone then how to use the secure tac?

I did ask before.
If I don't install the app, then how?
They can't force people to install app right?

my pc not supported thosw no player

Until June 30th only right?

Yes. Maybank is still charging for IBG.

this maybank really disgraceful. as the biggest bank they should be setting a good example and garner more goodwill. instead, behaving like being force to waive the 50sen and macam want to give but not willing like that, conditions here and there. whats this below rm5k and only ibft nonsense? much smaller banks can waive all yet maybank acting all butthurt.

nowadays everywhere else free transfer, i prefer leaving my cash with high yield savings account and just minimal amount at maybank just for their atm network. you blow meh?