Hi guys, need some recommendations as just started working!

1. Annual Income: RM36k above.

2. Free Lifetime Annual Fee: 

3. Card required for: Emergency, Expenditures. Rarely use, but might use more frequent for cashbacks and also points accumulation

4. Existing credit cards if any: No

5. Looking at CC from: -

6. Others: -

Pls Refer to the Post that Above You, for Your CC Recommendation....

was also looking at OCBC Titanium, wouldn't that be better? for MBB, i thought of applying the plat, if with guarantors, can apply? or still need to meet their requirement? Petrol + TNG all covered by company, so wouldnt need those petrol cards. 

YES, Maybank 2 Cards & OCBC Titanium were the BEST Combo...  

FYI, Apply Credit Card You just Need Income Salary Proof ie, Salary Slips, EPF Printout only
If You Income Meet their Requirement, sure the Bank Will Grant You a Credit Card & No guarantor will Needed (Involved)
Mostly now NO different between Gold & Platinum You also can have Platinum CC with Salary $24,000 a Year...    
Some of the Gold Card can have High Credit Limit or better Benefits than a Platinum Card, for Sure...

Hi, anyone can recommend credit card for me? I am considering the CIMB weekly rm250 cash back or public bank rm150 cash back on retail purchase, but not sure is it guarantee to get the cash back or not...also considering the maybank 2 gold card with 8.88% interest...

1. Annual Income: RM30K

2. Free Lifetime Annual Fee: Prefer

3. Card required for: First is to buy a rm2K phone and then settle the remaining bill in less than 5 months, later is mainly for oversea online shopping for average rm300 per month.

4. Existing credit cards if any: No

5. Looking at CC from: CIMB, Maybank, public bank, mainly because of their cash back promotion and interest rate, but not sure guarantee to get or not, especially the CIMB rm250 weekly cash back.

6. Others: Maybe will cancel the card after 1 year.

Any diff between Gold and Plat for Maybank 2? can't seem to distinguish them.. Thanks alot for your recommendation btw. 

Hope These can Help...

Free for LIFE Credit Card
1) Maybank 2Cards -The benefits of 2 cards, Maybankard 2 American Express® Card & Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, and 1 statement 5% + 5x TreatsPoints Maybankard 2 AMEX (weekends only)  https://forum.lowyat.net/topic/2819354

2) CIMB Petronas Gold - Cash back at all PETRONAS Stations:
-5% on every first weekend of every month
-2% every other weekend and weekdays
Cap at RM50 per month. CIMB Petronas Gold Card FAQ: http://www.cimbbank.com.my/creditcard/atta...rd_Campaign.pdf

3) RHB Travel Money - Free for Life subject to 12X Swipes a Year
- 5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station nationwide*
*Cash back is based on 20% of total monthly retail spend. Maximum cash back is RM60 per month.
- Free Travel Insurance
RHB Friday Special Promo - Buy 3 get 1 Free GSC, Desa Water Park, etc... or Spend RM30 & get 1 Free at Kenny Roger Roaster, Starbuck,etc...
http://www.rhb.com.my/Whats_New/cards/frid...s/#.UkBlbtKBmpc
More on RHB Travel Money: http://www.rhb.com.my/cards/credit-card/cc...money_main.html

Others,
UOB One Card- Pure Cash Back the BEST Card for Graduates   with 5% Off on Petrol, at GSC, 2% Off Groceries, Pharmacist, Telecommunication Bill etc...
Pls Refer to: https://forum.lowyat.net/topic/1973206/+2200 My Post 2209-10 for Details
& Also,
Check Up for Hong Leong Bank Wise Credit Card, the Only Card that give You the Choice to Enjoy 10% Cash Back...
https://forum.lowyat.net/topic/2760395

P.s: Better Apply Credit Card submit with More (than) 3 Months Salary Slips...This can Proof that or more Secure Look - You got  a Confirm Stable Job so that the Bank can Grant You a Credit Card...

Noted.. but I quite confused on the MBB 2 Cards.. I sign up one time, I got 2 cards.. which card should I use to pay utility/petrol to get the rebate?

and since it is only for weekend's spending.. how am I going to pay the utilities? is maybank2u internet banking available for credit card holder?

Here are Additional Benefits of Maybank 2Platinum (I mean Difference between MBB2Gold Card):
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.

7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.

8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Hi guys, asking this on behalf of my friend.

1. Annual Income: RM300k above.

2. Free Lifetime Annual Fee: Previous CC all waive this to maintain his account.

3. Card required for: Shopping and Entertainment

4. Existing credit cards if any: Hong Leong Platinum Card

5. Looking at CC from: -

6. Others: -

1. Annual Income: RM62k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Misc

4. Existing credit cards if any: Maybank2Card and OCBC Titanium

5. Looking at CC from: Anywhere

6. Others: I'm looking for a 3rd cash back card and free lifetime annual fee is a must because I'd probably be not using this card so much.

2/3 months I'd use up about 90% of my MB2C&OCBC and 1/3 months I exceed the cash back limit so I'm looking for 1 more card to get cash back.

I have

Maybank 2 Card Rm8k

Standard Chartered Visa and MasterCard Rm12k

Citibank Shell Visa and AirAsia MasterCard Rm6k

Is there any option to get new card?

but looking for 20-30k credit card for now;

Got any recommendation please let me know

Guys, if my annual income is around 30-36k.
But my company doesn't provide EPF contribution.
Since my income is purely commission based.
Can I still apply for the OCBC titanium?
What I have is only bank statement of my saving account and pay slips.