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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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hengchuen
post Sep 23 2013, 10:13 PM

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Joined: Sep 2008


Hi guys, need recommendation here ^^ I just worked for 2 months and I am thinking to get a credit card just for convenience.

1. Annual Income: RM33.6k

2. Free Lifetime Annual Fee: Preferred.

3. Card required for: Mainly will use it for Petrol and pay utility bills.

4. Existing credit cards if any: No

5. Looking at CC from: -

6. Others:
- Heard from the friends that it is better to pay using credit card because there are points and rebate.
- Prefer either CIMB, Hong Leong, Maybank, Ambank, Public Bank, Alliance or RHB because there is a branch near my house for me to pay back easily.
hengchuen
post Sep 24 2013, 02:07 PM

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Junior Member
71 posts

Joined: Sep 2008


QUOTE(fly126 @ Sep 24 2013, 12:45 AM)
Hope These can Help... brows.gif

Free for LIFE Credit Card
1) Maybank 2Cards -The benefits of 2 cards, Maybankard 2 American Express® Card & Maybankard 2 MasterCard or Visa Card, in 1 sign up, 1 service tax, and 1 statement 5% + 5x TreatsPoints Maybankard 2 AMEX (weekends only)  https://forum.lowyat.net/topic/2819354

2) CIMB Petronas Gold - Cash back at all PETRONAS Stations:
-5% on every first weekend of every month
-2% every other weekend and weekdays
Cap at RM50 per month. CIMB Petronas Gold Card FAQ: http://www.cimbbank.com.my/creditcard/atta...rd_Campaign.pdf

3) RHB Travel Money - Free for Life subject to 12X Swipes a Year
- 5% cash back on the 1st weekend and 2% cash back on other days at ANY petrol station nationwide*
*Cash back is based on 20% of total monthly retail spend. Maximum cash back is RM60 per month.
- Free Travel Insurance
RHB Friday Special Promo - Buy 3 get 1 Free GSC, Desa Water Park, etc... or Spend RM30 & get 1 Free at Kenny Roger Roaster, Starbuck,etc...
http://www.rhb.com.my/Whats_New/cards/frid...s/#.UkBlbtKBmpc
More on RHB Travel Money: http://www.rhb.com.my/cards/credit-card/cc...money_main.html

Others,
UOB One Card- Pure Cash Back the BEST Card for Graduates thumbup.gif  with 5% Off on Petrol, at GSC, 2% Off Groceries, Pharmacist, Telecommunication Bill etc...
Pls Refer to: https://forum.lowyat.net/topic/1973206/+2200 My Post 2209-10 for Details
& Also,
Check Up for Hong Leong Bank Wise Credit Card, the Only Card that give You the Choice to Enjoy 10% Cash Back...
https://forum.lowyat.net/topic/2760395

P.s: Better Apply Credit Card submit with More (than) 3 Months Salary Slips...This can Proof that or more Secure Look - You got  a Confirm Stable Job so that the Bank can Grant You a Credit Card... nod.gif
*
Noted.. but I quite confused on the MBB 2 Cards.. I sign up one time, I got 2 cards.. which card should I use to pay utility/petrol to get the rebate?

and since it is only for weekend's spending.. how am I going to pay the utilities? is maybank2u internet banking available for credit card holder?

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