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 Recommendation for Credit Cards V1, TQ to contributors ! (From MOD)

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GymBoi
post Sep 25 2013, 02:05 AM

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Senior Member
1,394 posts

Joined: Feb 2006
1. Annual Income: RM62k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Misc

4. Existing credit cards if any: Maybank2Card and OCBC Titanium

5. Looking at CC from: Anywhere

6. Others: I'm looking for a 3rd cash back card and free lifetime annual fee is a must because I'd probably be not using this card so much.

2/3 months I'd use up about 90% of my MB2C&OCBC and 1/3 months I exceed the cash back limit so I'm looking for 1 more card to get cash back.
GymBoi
post Sep 25 2013, 10:37 PM

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Senior Member
1,394 posts

Joined: Feb 2006
QUOTE(fly126 @ Sep 25 2013, 02:22 AM)
Since You already Got the Best Combo (MBB2cards & OCBC Tit.),You should Consider This Card as Your 3rd CC, As their Benefits Not Bad also...  brows.gif 

Alliance Bank Cash Back Platinum
•0% Finance Charge for first 3 months
•Up to 2.0% cash back* on retail spend  http://www.alliancebank.com.my/Personal-Ba...rs#platinum-tab
•2x Timeless Bonus Points on overseas spend
•No lost card liability upon reporting
•Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
•Exclusive privileges and discounts at participating merchants
•Instalment Payment Plan at 0% p.a. interest rate at participating merchants
•Unlimited Complimentary Access to KLIA Plaza Premium Lounge
•Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines.
•AirAsia BIG Points Redemption (for VISA Credit Card only).

For More Details : http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx
*
Hmm the cash back isn't very attractive huh ? If I spend less than RM500 then only 0.6% which means RM3? Not sure enough to cover the government tax onot haha ... I can't seem to find any "fine print" on the "retail spend" though .. is it ALL purchases? Doesn't seem to mention any category ... what about max cash back per month?

But the KLIA thinggy is really attractive ... any other recommendations for free cards ?
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