yes, i agree with this, investment need to learn, not only listen to those expert/guru.
i recommend fund is bcos, it have less risk, compare to invest in property and stock. especially current situation.
US and UK is suffering their debts problems, and China also facing problems like labour costs going up, US keep printing $ and china holding alot of US debts, etc. etc.
fund is easy to cash out, when anything happens.
if invest in property, u need about 3~6 months to get your cash, if nobody wanna buy your unit, u will be in big trouble.

For sure, it will.

Landed property also has various class or location, which will be the ultimate factor determine how much degree it may be affected.

due to lack of investment options i think prop is still a most preferable investment.

if u going to compare to buy an endowment or education policy for child vs to buy a prop for your child, which has better return. many parent would think by time the child due for tertiary education, the money saved in insurance may not ennough for oversea study.

i always encourage my fren to buy prop i/o buying insurances.
if u need an insurance , just buy PA (for higher protection wiht min sum) or medical insurance.  (both paid annually until u r rich enough to foot the medical bill eg sell 1-2 prop for operation etc)
p/s: no need to buy annual medical insuarance if u r working at MNC. MNC will bear all your medical costs including SOS plan. Many insurance agent did not aware oof this. pls PM me if u need more clarification.

u can do many things if u owned many prop at old age, this is common people think.
In singapore and many advance countries, u can buy annuities thru your prop. just sell your prop (to govt and insurance co) and recvd a fixed monthly income til you die. u gain if die later/older, u loss if u die earlier..

Someone: Are property prices going to up further?

Speculator: Yes, definitely.

Investor: Maybe.

House buyer: No.

LOL...which companies????

Hey guys, check it out the links below, we got a new trend in boleh land property market >> URGENT SALE!!!

It seems like some flippers are struggling to find cash flow to service their mortgages, is this a sign of the beginning of another golden decade? You bet!

When everyone rushes out the property market, prices will never CRASH! We are trading houses like stocks these days, even margin loan for stocks doesn't offer 95-100% leverage. At least you could stop loss for stock trading within seconds, what could you do with you empty properties when you can't find buyers/tenants, and think about the $$figure involves in properties...

You hope the foreign buyers will step in and catch the falling knife? Hopefully the developers/real estate agents "Properties in boleh land is cheaper than our neighbouring countries" could persuade them.

If I were a real estate agent, I would think about to have a career change in other sectors.

What do you think guys? Have a great day
http://www.iproperty.com.my/propertylistin...ungalow_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...w_House_ForSale

http://www.iproperty.com.my/propertylistin...artment_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...sidence_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...k_House_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...w_House_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...artment_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...ominium_ForSale

http://www.iproperty.com.my/propertylistin...k_House_ForSale

Property is stagnant at the moment with a sharp pull back on transactions but strangely asking price going up. guess ppl adopt wait n c. US n Europe been same story for quite some time (years) now. So my guess current volatility of stock market the cause. IMO, in a few weeks time props will get active again as we are still growing n so is most of asia. oso middle east money being parked here (Mal n asia) more n more n I expect a knock on effect. except this time I don expect crazy price increases like 2009/10 coz of drama in the west. anyway my take was that the current bout was engineered, S&P ratings and all. The global fundamentals have not changed but they got the heard spooked.

based on my experience, i forced to sign a letter to confirm own stay/business everytime i take a bank loan, maybe gov report is not reflect the true situation.

and most chinese buy prop is for rental income and suprisingly many the tenant are Malays or foreigner (be expatriate or labour)
for my case, i rented an apartment to a Malays at RM1700 pm and i dun understand why he dun buy his own??
also i rented an apartment to a group of pakistan at RM1400 pm and they can afford. (just share the rent)
not mentioned my rent to students (about 1000 pm), expatriates (>5000 pm), low income earner (600-700 pm) etc which is quite common nowaday.
also same to shop lot, why they pay few thousands for rental and not buying their own???

i think many has the same experience as me..
so KL prop for rental income is sustainable. unless our econ do badly and no more job, no more foreign workers, nomore malays from small cities to rent, no more exptriate for projects, no more bizman to rent shops, no money for parent to send children to study in KL...

p/s: pls remember we have more than 2mil foreign worker in KL...how many mil migrants from small town, kampong?

Cheras height in Cheras just going to raise another 10% I heard starting from tomorrow...The property market is slowing but still a lot of project is on going...Price seems to be stabilize vv soon.....but bubble may be not yet ...

still it is the price 2 years ago.
property has been appreciating averagiing 10-20% every year.
no point waiting.
wanna buy, just buy.

just dont get burn when zeti decided to increase the blr later.

These numbers are very bad.

i think only 10-20% can afford to do that...

that's what the whole thing is about. All of these cycle purposely serves the big and smart players.

They buy when it's cheap and they sell when they know the price is not going to sustain anymore.

When the property price suddenly stagnant then you'll know most of the big players has stopped buying and waiting for the bubble to burst..

For own stay, it is all about own liking on the property, own affordability on the property.
Housing price high or not is never a major consideration at all.

bought early at 500k with 6.6% interest rate.

3 years later after the bubble burst, the price might be 300k with 8-9% interest rate.

Overall which one is a better value?