I have 47k SCB points need to use by end of next month. I browse through their website to redeem items seem not many choice. If to redeem cash need to use many points compare to other bank like MBB, e.g. RM 50- 14000 points. the same goes for shopping voucher RM 50 voucher- 13 000

Which is more value for the points to redeem? cash, voucher or items? Retain the card just because of the 0.5% cash back

cash back 14000 for RM 50 + 0.5% to the purchase price if shopping voucher in between 12500-13500

i will try to contact SCB as human nature said

i have called about platinum wish list, they said just mention what you want and the department will look into it. however looking at their points vs item I doubt will be expensive as well. maybe should try for known price item and compare. but i more into redeem parkson voucher

I decided to redeem Parkson voucher instead of waiting for them to call for the platinum wish list since close to Raya already. how fast they send the redemption items, if do it today is it possible to get by next week Wednesday or Thursday?

when you submit your redemption form? early this week? start to worry...otherwise need to wait for other sale

update regarding platinum wish list:

I request to redeem a seiko watch and the price is RM 500 (price from forumer here)

option given

1) 162k points to get it = 162k/14k (RM 50 cash)
12 vouchers X RM 50= RM 578/RM600

expensive by RM 78/ 100

2) 46k points + RM 573 = RM 164 + 573= RM 737

expensive by RM 237

in this case item that I request is slight expensive if redeem 100% from points and very expensive if redeem points + cash

-but some item in their brochure is cheaper if you redeem your points

i think my decision to redeem shopping voucher is the best

This post has been edited by cenkudu: Aug 24 2011, 03:54 PM

20% cash back has reach 20k customers yet or not

want to pay bill

really confuse with ronnie 'upgrade'. Do you have any forms to fax for upgrade?

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Added on August 1, 2012, 6:12 pmreally confuse with your 'upgrade'. Do you have any forms to fax for upgrade? or just call the CS for upgrade

This post has been edited by cenkudu: Aug 1 2012, 06:12 PM

just wonder for existing users who get this RM 150, in case we used our existing cards this month would our total expenses offset a bit with this RM 150? assuming that we not using our new card at all.

I just wondering is there any condition to get this RM 100? e.g. need to swipe for certain amount or times

i received this email:

'Upon further confirmation from the relevant department on the cash back, as per terms & conditions and communication, the manual cash back for online approved application will only be credited 30 days after the approval month.

Since the card is approved in August, the cash back will be credited by the end of September 2012 to the card account. '

so 30 days after approval month?

RM 100 but it is not the same with T & C

"Kindly be advised that upon further confirmation, we have noted that you are not entitled for the remaining cash back of RM100 as the application was not done via online.

We seek to advice that the additional cash back of RM100 is applicable for applications made via online."

ronnie you did received RM 100 right? they not consider me as applying online. you did fax for 'upgrade' like me..

Your request is same like mine. i swipe also within 30 days and request for upgrade. but according to their email my application is not online. i argue my application is not online but not manual or through branch also. what to do? 2nd email also they said not entitled.

how you apply the rest of the cards? i guess no longer ask for upgrade

those who applied more than 1 card, thus your cards approved once? apply for another 4 but only 1 approve (total now 3)

i ask PS to apply for another 5 cards but so far only 1 approved with cash back

before this i got 1 card and receive cash back also

Either not approve or yet to approve or the agent only apply 1 card. I still trying to find answer from PS.

i also sense my application to add 5 card were rejected

agent said apply 5 cards but only 1 approved so far not including the 'upgrade'

I call agent this morning...only 1 card approved and the rest declined

submitted 11 October