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 Credit Card Foreign Exchange Rate

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Toku
post Feb 23 2022, 05:59 PM

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QUOTE(waeguk @ Jun 24 2021, 09:55 PM)
I have the following:
Mbb Amex / visa platinum
Mbb Amex reserve
Mbb visa infinite
Uob yolo visa
SCB visa
Alliance / OCBC titanium master
Big pay
Reading thru the posts here, looks like bigpay is best (1% + best rate)?
Second is my Mbb Amex premier up to rm1000 spending on weekends for rm50 cash-back + treat points to offset 2.5%+rates ?
Third is Amex reserve for treat points conversion offset 2.5% +rates?
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I thought OCBC Titanium is better than bigpay? No 1% charge + CB 1%
Toku
post Jul 18 2022, 06:22 PM

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OCBC Titanium card tnc said the oversea currency conversion charge admin fee by the bank is not applicable. Yet I found they charge 1.25% admin fee.
Anyone faced the same?
Toku
post Nov 8 2025, 11:05 PM

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QUOTE(Mr Gray @ Jun 22 2025, 10:18 AM)
These 3 ambank cards have 0% foreign transaction fee.

1. Ambank True Card
2. Ambank M Card
3. Ambank Bonuslink Card

All other ambank cards have 1% charge.

And I'm personally using Ambank Bonuslink.
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According to Hong Leong Bank website, their I'm Credit Card has no annual fee and no foreign exchange conversion mark up.
Isn't it much better than the above Ambank Debit card since it is a Credit Card (with some liability protection)?

 

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