wanna ask you guys.. my company im working for is related to OCBC and they are offering great promotion on home loan to my company staff. if i'm not mistaken the interest rate will be 3.95% (i asked this 3 weeks ago during their visit to my company). but when i asked the OCBC banker in AMARA showroom last week, he said it is not applicable to AMARA as they have to follow the -2.2 for this AMARA project (with DIBS). and he said if i still insist on the staff promotion, i have to deal with the person who came to visit to my company 3 weeks ago (he also not sure bout this).
1. can i deal with other bank officer other than the one appointed by AMARA?
2. what are the pro and cons (in terms of legal fee, free spa, ipad 2 etc)?
3. for non dibs, how much interest should i pay actually during the 3 years construction? is is the monthly installment RM1xxx or less than that?

newbie here

Fyi,

Dibs - pay 4% first, then no interest
Non dibs-pay interest only, 4% discounted later. Interest paid based on building being built, not ur unit.

this info from SA.

B,tw did anyone actually get the -2.5/2.4 from pbb? The agent at amara said only ss2 branch can handle amara...n d 2.5/2.4 is from hq...

Can i reject SS2 branch and apply from HQ ???

seem like alot of ppl signed LO and SNP....haiz....

where is tan aik kiong & CO??? got any landmark??

for me, good timing, price fantastic, location wise..hmm....okok only

hehe

my banker promise dat my LO ready by today. so i manage to sign my SPA on time (b4 due date). now she said not ready yet LO. probaly monday. is it ok I sign my SPA today and sign LO monday? or it just not worth it to take the risk just for IPAD?

Signed spa & lo yesterday at ak.tan. Many amara purchasers there.
Did someone call me ? Hahaha..
Here i want to thank Mr Koh (if look for him say 'mr colgate' cos his colleagues scratch head when i mention his name) from pbb hq, at night still working, rekomended by a forumer here i forgot name, thank him oso..
Pbb 

in some cases ambank offered 40years while PBB offered 30 years(although they said can offered 40yrs)... 
yes BLR is the main criteria when choosing loan offered..but we still need look as whole package that suit individual 

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Added on June 11, 2011, 10:21 amim going to sign my SPA today...what should I take note of?

TQ bro... sign my 1st SPA @ 23yrs old...hope i make a correct decision

actually i'm not very worried of getting ipad..but alang2 membeli beratus-ratus ribu..n they offered ipad as the 'grand prize', so juz want to make sure
my money paid off la..berbaloi lah..thats all..
sometimes i ask my SA, they dont give me accurate answer..ask the ejen, ejen said like this..ask the SA, SA said like this..as fren2 who bought the same
amara...they said like that..so may version..and i dunno which one is correct..tq

are all of what you have mentioned stated clearly in black & white?
as i recalled, 2-5 is stated (but not mentioning rm500 disbursement fees).

so tired to read all pages from da start...read all complaint bout developer was thinking, are all process of purchasing house like this? so many prob???

very2 worry if made wrong decision to buy this amara %$&^%&*(...

hot bcoz lot of complains 

maybe 300++ buyers only.. Y ? some buyers(Cash rich anty uncle) SAPU 2-3 units like Nothing...

these aunty and uncle just wait for completion then keep 1 for their children, the less flip and sell...

Only these newbie and first time buyers complaint at here and there...

i am one of the newbie...

so, everything ok right now? Have you guys sign LA already?

just notice the loan agreement also must sign within 30days from the S&P date.... wtf.... always rusn here rush there, so tired.....

Eh, 3rd flr 1k+ sf can see pool rite ? Should b prime.