hi neighbour

my plan depends on the future market. if price good might sell out, if rental high might rent out, if didn't get another house might own stay... haha.


i tried to get Maybank for the loan (blr-2.3/2.4 with no lockdown period - islamic), but they said they are not the end financier for this project, so cannot loan

thanks
i also think the bankers are so less... some more only 2 banks. hopefully more banks to come in soon la

I took a picture on saturday morning 11:08am , A22-01 (Type A1) if not see wrongly is 302k.. taken using hp, a bit blur.. hehe.

those on middle floor also may face water leaking. facing west may get sunset view
got aircond mah... i think should be ok. my room now also kena sunset, without aircond somemore

that one is me lah.. haha.

price for block b & c has been jacked up, not sure about other blocks.
and from yesterday afternoon sticker board and SA mouth, 90% booked. this sunday will be the "official launch" .. friday newspaper will see Amara's advertisement.

But i think the residential level will be higher than the YTL office buiding and the silo. hopefully not so many dust from there.. else our pool will be full of dust

sorry bro, i din take any picture of the board before saturday, can't find either in this thread.

I tried Maybank but kena reject because they said they are not the end financier for this project.
please inform us if Public Bank accept

i applied, but they are not approving. haha
Please update us if they accept. i wanna find more options too

This post has been edited by shyhhua: May 18 2011, 05:30 PM

hmm.. not sure. thats why i need option. but their islamic loan is with no lock in period. and now their rate is blr-2.3 or 2.4

u are right also.. got points there...
but mine is with non DIBS.. hehe.
but can claim the interest part from my company benefit

that is block A. There are 3 more blocks to choose from. Juz go there and have a look

Not only pretty, but very efficient too

wonder when will my banker call me??

mine too go through her hands

cynthia from ambank

anyone got ask from other banks?

i've ask 3 banks
1. maybank blr-2.3/2.4) and they said they are not financing this project
2. public bank blr -2.2 also no financing this project, but can apply. application take sometimes.
3. eon bank only blr -1.9, so i din ask much.

Which discount? The rm5k or the 5%?
My sa told me is no more rm5k discount,the 5% still have.

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Added on May 20, 2011, 7:41 amStill rmember the price?

This post has been edited by shyhhua: May 20 2011, 07:41 AM

is your documents complete?
coz i remember they keep asking me to send this and send that.. including my cert also i sent.

my ambank and cimb both already approved. now waiting for OCBC and PBB.

somemore, yesterday a Standard Charted guy call me telling me that they are panel bank for this Amara project too.. anyone can confirm with the developer??

is 1 week enough for signing loan agreement, legal things and S&P, and settle all the documentation needed?

Why my pbb agent tell me pbb give blr - 2.5 for 1st year, subsequence years blr - 2.4 wor

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Added on May 25, 2011, 11:48 pmhehe... juz trying to get a better rates.

This post has been edited by shyhhua: May 25 2011, 11:48 PM

no no.. my loan is <300k
loan can include mrta, legal fees.... so is 90% + 5%??

juz now PBB bank juz called and said my loan has been approved. re confirm with him again the rate is blr-2.5 for first year, sub-sequence year is blr-2.4. u try to check with your PBB banker. I think i will choose PBB


Details copy from my banker PM

Semi-Flexi
It is a loan account links with saving account.
- 3 years lock in period
- provided with ATM card, Internet banking
- Interest based on daily rest (if deposit extra money today, interest will immediately reduce tomorrow)
- Allow prepayment & withdrawal
- Allow Standing Instruction
- 2 days advance notice for withdrawal
- Each withdrawal minimum RM5000 and service fee RM50
- 1 month only allow to withdraw 1 times
* This package is suitable for saving habit customer. They want to settle their loan soon and seldom do withdrawal.

Full-Flexi
It is a loan account links with current account
- 3 years lock in period
- Interest based on daily rest
- provided with cheque book, ATM card, Internet banking
- Once time RM200 setup fee for current account.
- No need advance notice bank about the withdrawal matter.
- RM10 monthly maintenance fee
* This package is suitable for business man or cash flow more stronger customer. They tend to IN and OUT money from account.


who want to get PBB loan also can get him to help. helpful and fast!!
Mr. Koh
010-464 2161
kwk.koh@gmail.com

should be fast i think. i submitted on 22/5, juz now already know the result.
my 90% house loan amount will be RM214,200, not yet include the mrta and all other fees. not sure on the monthly repayment, din ask. hehe.



anyone know how long is our defect liability period given by the developer?? and any compensation for delay (touch wood)??

maybe u can check with your banker? or call my banker. he is from Head Office. my mrta 20 years, RM5k ++


but banks doesn't care dibs or non dibs right? coz if dibs, developer pay. non-dibs, we pay. so either way also they charge interest.
but i ask my banker, he also said rate is same for non-dibs or dibs

maybe i am their "loyal" customer?

maybe is like those aunty sale apple.
buy 1 for RM0.80, buy 3 for RM2