hi guys, anyone has this exp b4? credit limit revised.....or so called decreased/downgraded.

i've been using this amanah i cc few months already, last few days just received a letter regarding revising my credit limit

feels like wanna cancel it d...

Yes ... CL revision will happen if your income is below RM36K p.a which you can only hold max 2 cards and total CL from all cards cannot exceed 2x of your monthly salary. So did you fall into this category? - which you should not feel victimized coz everyone kena this rule and many people experienced this. (answered your question already)

or your income is more than RM36K p.a ?

yup...more than 36k.....

Hi Guys,

Just one general quick question, i want to buy something using installment plan, Can it be work even the credit card almost full ?

if the available balance still can cover the amount of purchase, why not?

Thanks for reply....do you mean cover overall purchase item price or just the monthly installment purchase price ?

This post has been edited by d33pbluez: Apr 1 2013, 11:34 AM

definitely the the cost of the purchase itself

Thanks again for the answer...fox_shinoda

I m currently holding a HSBC Signature card and seriously after using it for two years, I don't see any benefit besides collecting points......Other banks seem to be providing a better deal with quality customer service. Try calling HSBC CS team and choose using English language and you will know what I mean. Should you wish to talk to a local CS agent, you would have to choose BM or Mandarin language.....duh........

Just called the customer service and I get what you mean in terms of the agent's accent. But otherwise, no probs with the services rendered for me

Guys, if to login online have to provide first and secondary password ?
Why so much hassle ?

That is if you don't want to use the secondary token from the Banking Security Device. Basically a 2nd layer of protection, other banks use the sms to your phone etc etc.

Anyone used their HSBC Amanah Platinum to reload Starbucks card on weekend? and confirmed that we do get the 5% or 8% cashback for that payment?

Aiyoh... 5% Cash Back for Total Monthly Spend of $2000 & Bellow, 8% Cash Back for Total Monthly Spend of $2001 & Above...
(Cash Back on Petrol, Groceries & Dining Spend Made during Weekends Only)

it doesn't fall under dining? As I'm reloading it from Starbucks cafe via credit card payment

This post has been edited by fox_shinoda: Apr 9 2013, 09:50 PM

Has any HSBC card members received the cashback from "10% Cashback Promotion" that ran from Dec 12 to Feb 13? It should be anytime now as the T&Cs state that the cashback will be credited between 4 to 8 weeks after the promo ends in Feb.

I just read the disclosure sheet and I saw this monthly management fees.

Do this mean whether I spent or not I still need to pay the 1500 management fees every month?

If this is the case,I want cancel my credit card immediately leh...

Please help...

Thank you


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ask at the HSBC thread pls

https://forum.lowyat.net/topic/1833032

and no, you don't need to pay the fees if you pay fully your monthly statement amount
else, it will not be RM1500 but you do need to pay some interest

mod, merge with HSBC thread, thx

This post has been edited by alexwsk: Apr 18 2013, 09:29 PM

What is fixed monthly management fees? My card is M power platinum,Management fees is 2700,this is the fees I have to pay every month?Please explain I don't understand how it work...

If this is the case,my public bank credit card is so much better than hsbc lo,publicbank just need to pay interest,no such things call "management fees".