Yes. You can.


Happened to my mom too. The agent was promoting Public Bank, Alliance Bank and Hong Leong Bank to her


You are so right


I am unemployed too and i always give them my dad's company address and telephone number. But then, the banks never called my dad's office. Not even OCBC who rejected my application.


Add USA and Canada to the list too. Back in the 70s, my dad told me those who are jobless got US$500/month from the US government


No. It is at your own discretion.


It'd be great if someone can use his/her Maybankard 2 AMEX and Standard Chartered Priority Banking VISA Infinite on the same day in the same foreign currency so we can compare the exchange rate How about you, Winner ? Still got your SCB PB VISA Infinite ?

This post has been edited by MilesAndMore: Mar 7 2011, 04:12 PM

They have to do a whole lot better than that. Hopefully more banks can come up with more 5% cash back credit card I don't mind if it comes with a cap like the existing ones (Maybankard 2 AMEX & OCBC Titanium). After all, unlimited 5% rebate sounds extremely realistic to me. Besides, the potential cash back i can get from those cards offering 5% cash back can easily cover the much-loathed GST.


The annual fee is scary though

This post has been edited by MilesAndMore: Mar 7 2011, 04:21 PM

Well, that is true.

I did. And yeah, they are slow indeed.


We compare it ourselves by posting our transactions made in foreign currency here and so far we notice that Maybank VISA/MasterCard give the most favorable exchange rate.

Well, Maybank is always slow in pretty much everything and the Maybankard 2 cards case is the only exception (much to the surprise to many)

It's 7% for HSBC Premier MasterCard actually if you book through Agoda and 6% for Platinum card whilst all other HSBC credit cards will get only 5% off. Bear in mind that you must go to the Agoda landing page via HSBC Home & Away page in order to get the discount. The discount will automatically appear in the checkout page after you have entered your HSBC credit card numbers.

Newer card design ? Do you mean your MBB2 AMEX has the word Platinum printed on it ?


Yes. You can but make sure you do a follow-up.


I believe they are actually offering you a second card ... If you one day decide you do not one of the cards already, you'll have to cancel it yourself.

Did you buy your ING Insurance through Public Bank ? If not then you are not entitled for the 2% rebate as the Public Bank/ING MasterCard only gives 2% rebate for ING Insurance distributed through Public bank.

Anyway, INGIAFAM-EON BANK Credit Card is the one that you should look for if you want to get a 2% off your premium paid to ING.


Yeah. The initial batch got the same magnetic strip design too. Very unique indeed.

Paypal is very reliable. I've been using it since i was in Form 5.


I am so lost here. What does Paypal have anything to do with Maxis ? Anyway, if you pay your Maxis bill on the weekend with your MBB2 AMEX, then yeah, you'll get 5% cash back + 5TP.

It does have the AMEX hologram but the magnetic stripe is the usual black one whilst the Maybankard 2 AMEX Platinum magnetic stripe is silver in color.

Are we talking about the same AMEX Gold here ? The one i had is the original Maybankard AMEX Gold credit card with the ugly Maybankard logo on it.

Ah ... guess this clears our doubts.


Even though my MBB2 VISA is giving me only 1TP for overseas transactions, i still want a lower conversion rate upfront,

Agreed !!!

One probabaly should use the Standard Chartered Priority Banking VISA debit card to withdraw cash overseas as Standard Chartered doesn't charge any fees when you withdraw cash from any non-Standard Chartered ATM (assume you do have a Standard Chartered Priority Banking VISA debit card). Not so sure if the exchange rate is good though.


I applied mine using fax as well and a guy called me about an hour later, telling me my IC and credit card is very blur and requested me to email to him instead. I emailed the IC and credit card to his personal Maybank email address and did not face any problem


They can see your credit limit for the card you submitted to them as well as its total outstanding, payment pattern etc.


Yes. They can. They will check this through CCRIS and they can even see your mortgage, hire purchase and personal loan information too (if there is any).

This post has been edited by MilesAndMore: Mar 9 2011, 07:49 PM

I always book the GSC tickets online and only show up like 30 minutes before the show starts. I never bothered to jot down my booking numbers. Instead, i just give them my mobile phone numbers and i was never asked for my credit card.

Man ... you should have told me earlier that you were going to write to Maybank about this. You could ask them to hire me

6 months later.

It is very much like Malaysia, just that there is a guideline on how the banks give you your credit card credit limit (complimentary credit card is the only exception).

Can you get a SG credit card or not ? As Hye and a few others suggested, since you are going to spend mostly in SGD, it would be advisable that you get a SG credit card instead to save on the foreign exchange rate which can translate into a huge savings in the long run.


+1


This is because HSBC has many promotions that are offered only to the select few customers that may or may not be chosen randomly. For instance, there is this ongoing 6-month 0% BT offer now but it is also only offered to some of their credit cardholders only.


I'd still say the chance is very slim. The reason being you can withdraw the money anytime and people who submit their complimentary credit cards as reference also give OCBC Bank a clue that these people do have some serious cash deposited with ABC Bank. Yet it doesn't mean OCBC will approve all their applications.

Anyway, another way of getting the OCBC Titanium MasterCard is by pledging a FD account.

This post has been edited by MilesAndMore: Mar 10 2011, 04:22 PM

You can first request for a credit limit increase with your existing credit card issuer bank first by submitting your Singapore payslips.

This post has been edited by MilesAndMore: Mar 10 2011, 04:28 PM