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 SSPN, Skim Simpanan Pendidikan Nasional

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[Ancient]-XinG-
post Apr 29 2014, 09:23 PM

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Withdraw is so hard!!!
Kaka23
post May 3 2014, 11:01 PM

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Can open an account first but not putting any money inside yet?

wil-i-am
post May 4 2014, 07:27 AM

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QUOTE(Kaka23 @ May 3 2014, 11:01 PM)
Can open an account first but not putting any money inside yet?
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Nope
Kaka23
post May 4 2014, 07:51 AM

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QUOTE(wil-i-am @ May 4 2014, 08:27 AM)
Nope
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Ok.. Thanks
wongmunkeong
post May 4 2014, 10:13 AM

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QUOTE(Kaka23 @ May 3 2014, 11:01 PM)
Can open an account first but not putting any money inside yet?
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minimum $20 cash when opening account (that's what i remembered coz i brought a cheque - not accepted tongue.gif).
after that, do online transfer via MBB2U smile.gif
Vector88
post May 4 2014, 10:35 AM

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i opened the account in dec 2013 and deposited 6000 into the acc on the same day... my current statement from sspn website didnt show any dividen received...any reasons ? anyone can shed some lights here?
Kaka23
post May 4 2014, 11:16 AM

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QUOTE(wongmunkeong @ May 4 2014, 11:13 AM)
minimum $20 cash when opening account (that's what i remembered coz i brought a cheque - not accepted tongue.gif).
after that, do online transfer via MBB2U smile.gif
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Ok.. Let me go try my luck.

Then will decide how much to put towards end of the year..
Kaka23
post May 4 2014, 11:17 AM

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QUOTE(Vector88 @ May 4 2014, 11:35 AM)
i opened the account in dec 2013 and deposited 6000 into the acc on the same day... my current statement from sspn website didnt show any dividen received...any reasons ? anyone can shed some lights here?
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You put in on 31-Dec? Interest payment should be pro rate bro..
wongmunkeong
post May 4 2014, 01:11 PM

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QUOTE(Kaka23 @ May 4 2014, 11:16 AM)
Ok..  Let me go try my luck.

Then will decide how much to put towards end of the year..
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bwhaahha - that's EXACTLY what i did.
Put in $20, then Dec only see how much to lower my tax tongue.gif
Vector88
post May 4 2014, 05:19 PM

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QUOTE(Kaka23 @ May 4 2014, 11:17 AM)
You put in on 31-Dec?  Interest payment should be pro rate bro..
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i am expecting it to be pro rated...i deposit it on 14dec...
so far i didnt see any interest paid.... sad.gif
Kaka23
post May 4 2014, 05:34 PM

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QUOTE(Vector88 @ May 4 2014, 06:19 PM)
i am expecting it to be pro rated...i deposit it on 14dec...
so far i didnt see any interest paid.... sad.gif
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Maybe you want to give them a call to check on it?!
ronnie
post May 9 2014, 03:46 PM

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QUOTE(tbheng @ Apr 29 2014, 01:55 PM)
The amount you deposited can only claim tax relief for that year, one time only.
E.g. Deposited RM3k in 2013, entitled for tax relief for 2013 year of assessment only.
To claim for tax relief again in 2014 year of assessment, need another deposit any time in 2014.

Correct, dividend cannot be used for tax relief.
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But the SSPN statement states the amount to be claimed as Tax Relief includes dividend amount.

Year 2013 gets 4.25 % Dividend.... better than Y2013 FD board rate (12-month)
ronnie
post May 9 2014, 03:48 PM

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QUOTE(davinz18 @ Apr 28 2014, 03:24 PM)
Wah, Single can also open SSPN account. I tot only those with children can open it. Because I saw the application form. It's bit complicated & got child information need to fill. Later I go open the account  icon_idea.gif
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But cannot claim Tax Relief...
tbheng
post May 10 2014, 08:48 AM

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QUOTE(ronnie @ May 9 2014, 03:46 PM)
But the SSPN statement states the amount to be claimed as Tax Relief includes dividend amount.

Year 2013 gets 4.25 % Dividend.... better than Y2013 FD board rate (12-month)
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I have rechecked my statement, tax relief amount does include the dividend... need to dive deep into the TnC. hmm.gif rclxub.gif
Anyway, I have max the limit by deposit amount, so no different in my case.
Kaka23
post May 10 2014, 09:39 PM

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QUOTE(tbheng @ May 10 2014, 09:48 AM)
I have rechecked my statement, tax relief amount does include the dividend... need to dive deep into the TnC. hmm.gif  rclxub.gif
Anyway, I have max the limit by deposit amount, so no different in my case.
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How long have you invest in SSPN already?

tbheng
post May 10 2014, 10:05 PM

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QUOTE(Kaka23 @ May 10 2014, 09:39 PM)
How long have you invest in SSPN already?
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Started in 2012.
lalachong
post May 22 2014, 01:22 PM

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is there anything wrong with the sspn and ptptn login screen? cannot view my statements...
ken_zie
post May 25 2014, 01:28 PM

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Anyone have problem logging in to e-fes?
Kaka23
post Aug 13 2014, 10:00 AM

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hmm... still figuring out if want to put some money here or not..
shankar_dass93
post Aug 13 2014, 04:44 PM

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QUOTE(Kaka23 @ Aug 13 2014, 10:00 AM)
hmm... still figuring out if want to put some money here or not..
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Put in a small amount with the hope of striking something big in their lucky draws.

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