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 SSPN, Skim Simpanan Pendidikan Nasional

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kochin
post Jan 29 2019, 03:27 PM

I just hope I do!
********
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QUOTE(MUM @ Jan 29 2019, 02:27 PM)
yes...it just came out....

SSPN-i education account holders to receive extra 0.5% reward

Nation, Tuesday, 29 Jan 2019, 2:11 PM MYT

Read more at https://www.thestar.com.my/news/nation/2019...KlhoTivHfuZf.99
*
that's great.
additional 0.5%.

thanks
kochin
post Feb 13 2019, 09:04 AM

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translation, for maximum relief of RM8k with the additional 0.5%, you only stand to gain an additional RM40.

lol.
kochin
post Feb 13 2019, 03:33 PM

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QUOTE(LostAndFound @ Feb 13 2019, 11:59 AM)
This is in addition to the basic interest (so far 4%), so its not like you put 8k and ONLY get RM40. Effectively they're doing their own FD promo. Put 8k, get 4.5% interest in first year. Before even taking into account tax rebate.
*
we are talking about an eligible person who puts in versus a non eligible person who puts in the same amount at the same time.
fact remains the differences between their so called "loyal" customer versus new customer is a measly 0.5% limited to maximum deposit of RM8000 translating to theoretical value of RM40 maximum.

ie. loyal customer gets 4.5% of 8k versus new customer gets 4% of RM8k, it is still a rm40 difference no matter which angle you are looking at it.
kochin
post Feb 14 2019, 08:54 AM

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QUOTE(mroys@lyn @ Feb 14 2019, 08:26 AM)
agree with you that the additional rewards are peanuts but the maximum rewards is 8k, not maximum deposit. i still think the additional 0.5% is applied on the entire saving instead of on the top-ups. and calculated as one off instead of per annum. eg. nett saving 200k, rewards 200k*0.5%=1000
*
the TNC is clear as day.
If only forummer have courtesy to at least read up:

HADIAH KEMPEN DAN TUNTUTAN HADIAH
1. Setiap pendeposit yang memenuhi syarat kelayakan akan menerima Ganjaran
Kesetiaan sebanyak 0.5% atas simpanan yang dibuat dalam tempoh Kempen*.

2. Pemberian Ganjaran Kesetiaan ini adalah secara automatik dan akan dikreditkan
ke dalam akaun SSPN-i pendeposit yang layak dalam tempoh DUA (2) BULAN
selepas tamat tempoh Kempen.

3. Had maksimum jumlah Ganjaran Kesetiaan adalah RM8,000 untuk setiap akaun.

*TEMPOH KEMPEN
1. Tempoh kempen adalah selama empat (4) bulan bermula 1 Januari 2019 sehingga
30 April 2019.



when i did the maths, i also find it peanuts and wish it's like your thinking but unfortunately i am inclined to believe in the TNC.

in the end, RM40 is still better than nothing. icon_rolleyes.gif
kochin
post Dec 9 2019, 02:34 PM

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QUOTE(Dexter @ Dec 9 2019, 01:54 PM)
Open up Boost --> Bill Payment --> Choose PTPTN SSPN-i or Plus

Pre-requisite:-

1) You know your account number (login into PTPTN portal to check)
2) Boost wallet have enough money. Max is rm1k per day.
3) RM1 charge imposed by Boost regardless any amount you pay to PTPTN (per transaction).

Anymore things u want to know can search @ Boost thread. https://forum.lowyat.net/topic/4698581

For rejection, I assume your account number must be incorrect.
If not account number issue, perhaps Boost sometimes is down. Try again after few hours.
*
what's the benefit of paying via boost if being charged RM1 per transaction.
the cashback sometimes (more often) is less than RM1
kochin
post Feb 7 2020, 05:26 PM

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boosted today for rm4k.
total cost - RM4k + RM4 commission + 600 coins to activate 3 missions?

total return
- mission 14.50
- coins 9500
equals approx 1800 x 5 = 9000 coins of RM20x5 = RM100
balance 500 coins to ofset mission cost

so total return is approx RM114.50/RM4004 = 2.86%

is this good or bad?
kochin
post Feb 8 2020, 10:10 AM

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QUOTE(memorylane @ Feb 7 2020, 08:52 PM)
RM1 = 9X grab points
600 grab points = RM5 grab code

So 5/600x9 is 7.5%

Correct me if I’m wrong.
*
But the true value of rm5 grab code isn’t cash. You are imposed to use one per transaction. Be it foc delivery or ride.
I would rather take cash instead
kochin
post Feb 12 2020, 12:45 PM

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have been trying quite some time today via boost but service unavailable. sigh
kochin
post Feb 13 2020, 05:07 PM

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looks like e-pay ain't so secure.
boost has been down for sspn payment for a few days already.
any other method to top up to sspn using credit card?
please share.

thanks.
kochin
post Feb 14 2020, 09:48 AM

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does any physical counter for sspn accept boost?
kochin
post Jun 24 2020, 08:51 AM

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hi guys, any idea how to update/change address for sspn? the log in page can see transactions details and address but nothing to allow us to update address?
kochin
post Jun 24 2020, 04:39 PM

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QUOTE(smartfreak @ Jun 24 2020, 02:40 PM)
I found this link but I have never used before.
https://eform.ptptn.gov.my/borang-digital/tukar-alamat.cfm
*
Thanks.
After lots of navigation. finally able to get the form. but the form says we need to fax in.

so after i called them to try to figure out whether i can send via email, turns out, i just need to do it via telephone.
just told them my address and they updated instantly on telephone.
haha.

thanks again.
kochin
post Jul 14 2020, 12:06 PM

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sorry if this is a repeat question, for a couple with an only child and income tax file separately, is it RM8k/person, RM16k per child?

https://www.ptptn.gov.my/pelepasan-taksiran...kai-sspn-i-side

anybody can verify?
Any body know current deduction of RM8k is valid until which year?
kochin
post Jul 15 2020, 09:52 AM

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thanks all.
kochin
post Jul 22 2020, 12:02 PM

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can anybody confirm that the 1% bonus thingy.
if one say park RM100k inside, do the contributor really get RM1k bonus from ptptn?
and say the RM100k is parked for just 1 day or just 1 week during the promo period and withdrawn.
if the above is true, then next year gonna pump everything in for the bonus. hahaha
kochin
post Jul 22 2020, 12:27 PM

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QUOTE(MUM @ Jul 22 2020, 12:07 PM)
Try read postings by guy3288 in page 207 n 208
*
thank but currently that is the only sole source.
would appreciate if there are more collaborated stories of the same.

and a bit doubtful if just one day within the campaign period.

was thinking to play safe, ideally would deposit one week before the campaign ends and then with draw the week AFTER the campaign ended.
kochin
post Dec 10 2020, 08:45 AM

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QUOTE(guy3288 @ Dec 8 2020, 01:39 PM)
i deposit every month my agent gave me every month.

recently  keep receiving emails from HQ and other branches .
not sure if can trust these other agents i dont know.

I WD big amount yesterday, was abt to go ptptn office then i thought  why not try WD online if can do
it accepted my request. big amount want to break into few Wd to diff banks, sorry cant.
One sspn  account  can WD online only 1x, processing stated 14D!

done 3 accounts WD online stated there 14D processing!!
last sspn with biggest bala, i try  ATM Transfer, 1st attempt put 40k, it worked!
Next i put 100k, it failed, reduced 90k it worked again!

i checked the other 3 accounts i did online WD , balance  still all there!

Now already received online WD money for BI.
MBB and AMB by evening i guess.
*
nice bags. can pm your agent? location?
thanks.
kochin
post Jan 20 2021, 09:49 AM

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https://www.ptptn.gov.my/makluman-umum-side...un-pertama-2020

anybody got a list of their declared dividend from inception until now?
kochin
post Jan 20 2021, 09:57 AM

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QUOTE(yklooi @ Jan 20 2021, 09:54 AM)
try this?
https://www.sharetisfy.com/2020/02/ptptn-an...d-for-sspn.html
*
thanks. the article is so misleading. the additional 1% is only applicable to the fund deposited within the period and discount the capital already inside. so so so very misleading.

again one forummer mentioned they actually parked super high amount for that time and was granted the 1% which is still worth a lot.
kochin
post Jan 20 2021, 11:47 AM

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QUOTE(familyfirst @ Jan 20 2021, 11:07 AM)
Yes I am one of the few that banked in during the 1% promo period but very little cos I didnt really know how it works.  Moreover, already maxed out the RM8k during that time, so reluctant to bank in much more.

Now I think its a good promo.  May consider parking more than 8k this year and will wait for this promo.
*
take it with a pinch of salt.
apparently the trick is, let's say the promo period is from mar to may 2020.
any incremental deposit within this period will be rewarded with the additional 1%.
let's say you do the 2020 maximum tax deduction of RM8k. it's true that you will get additional 1% of the RM8k deposited within the promo period which entitles you to additional RM80.

but the main trick is, you deposit say RM1mil at end of may 2020 (within promo period) and withdraw in early june 2020. you will still get a cool 1% of RM1mil at RM10k.
not bad for a few days or weeks worth of work.
come december, you can still dump in RM8k for tax deduction from the 1% interest earned.

ooops. secret out of the bag. would they close this loop hole now?
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