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 SSPN, Skim Simpanan Pendidikan Nasional

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SUSDavid83
post Jan 11 2018, 06:41 PM

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QUOTE(mephyll @ Jan 11 2018, 05:06 PM)
Question:

1. what does it mean by sumbangn takaful tunai & apungan?
2. in future if i want to withdraw, the amount to withdraw is RM1,960+ or RM1,300+
3. how the dividend calculated?
4. As long as the Amount Tertunggak is RM0, i dont have to top up right?
Sample:
1020 SIMPANAN TUNAI RM 1,300.00
1064 SUMBANGAN TAKAFUL TUNAI RM 650.00
1080 APUNGAN RM 10.00
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Which part is Debit and which line is credit? LOL
SUSDavid83
post Jan 12 2018, 09:55 AM

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QUOTE(mephyll @ Jan 12 2018, 09:52 AM)
attached the receipt.
i paid RM1,960.00. and receipt shows spread into 3. Simpanan tunai, Sumbangan takaful tunai & Apungan

question repeat:
1. what does it mean by sumbangn takaful tunai & apungan?
2. in future if i want to withdraw, the amount to withdraw is RM1,960+ or RM1,300+
3. how the dividend calculated?
4. As long as the Amount Tertunggak is RM0, i dont have to top up right?

Appreciate if you could understand my question & reply my query.. icon_question.gif  notworthy.gif
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Do you have detailed statement? Instead of the receipt?
Statement should have Debit and Credit columns.
By understanding which line goes to debit and which line goes to credit, then you could not what is being deducted for from RM 1960.
SUSDavid83
post Oct 31 2018, 05:58 PM

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Received via email:

[attachmentid=10093266]
SUSDavid83
post Nov 2 2018, 07:11 PM

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QUOTE(yklooi @ Nov 2 2018, 07:08 PM)
That is good news....I am on smartphone....appreciate if can check to see if that is for tis year or start next year only...
Already placed RM 6k tis year...
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I believe should be next year.
SUSDavid83
post Dec 9 2018, 09:21 PM

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From JomPay page, both SSPN-i and SSPN-i Plus accept only CASA:

QUOTE
Biller Code:
73197

Biller Code Name:
SSPN-I

Payment Type Accepted :
Current & Savings Account
From RM 20.00 to RM 1,000,000.00


QUOTE
Biller Code:
99960

Biller Code Name:
SSPN-I PLUS

Payment Type Accepted :
Current & Savings Account
From RM 30.00 to RM 1,000,000.00

SUSDavid83
post Dec 13 2018, 01:30 PM

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QUOTE(MNet @ Dec 13 2018, 01:15 PM)
How to find the ptptn account number?
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Which channel are you using to pay?
SUSDavid83
post Dec 14 2018, 11:47 PM

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So SSPN-i and SSPN-i Plus can use credit/debit/prepaid card but SSPN (no i) cannot?
SUSDavid83
post Dec 16 2018, 07:53 PM

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QUOTE(lozenges @ Dec 16 2018, 07:51 PM)
May I know whether this sspn is only avaible for people with kids? Can single invest in this sspm?
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For tax relief, it is meant for those with kids.
SUSDavid83
post Dec 19 2018, 01:26 PM

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QUOTE(pisang @ Dec 19 2018, 01:20 PM)
hi there, i'm not sure if this is the correct thread to ask.

i just want to confirm that for maximun pelepasan cukai 2018 is RM8000.
checked online website and it 's stated RM6K.
https://www.ptptn.gov.my/pelepasan-taksiran...kai-sspn-i-side
an someone share me the latest info/link?
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RM 6k for this year (2018) ---> File April 2019
RM 8k is for next year (2019) ---> File April 2020
SUSDavid83
post Dec 20 2018, 02:37 PM

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QUOTE(ivzh @ Dec 20 2018, 02:13 PM)
Hi, how can i top up SSPN with bigpay card? need to be done in their HQ/counter?

withdrawal of sspn can be done online?
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Have you ever read the BigPay campaign TnC or FAQ?

https://www.ptptn.gov.my/promosi-menu/simpan-terbang-percuma
SUSDavid83
post Dec 22 2018, 10:18 PM

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QUOTE(airtawarian @ Dec 22 2018, 09:44 PM)
Wanted to buy SSPN I Plus For My Mum But her Age Already 63. SSPN I only up to 64 Age. Any other insurance similar like SSPN I So that I Can cover For life insurance.
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SSPN I Plus is not meant for SSPN eligible beneficiary?
A senior citizen can participate? hmm.gif
SUSDavid83
post Dec 29 2018, 04:10 PM

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QUOTE(kino318 @ Dec 29 2018, 10:40 AM)
same kid, 6k for yrself and 6k for yr wife.
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Two separate SSPN account right even though under same kid name?
SUSDavid83
post Jan 10 2019, 06:09 PM

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QUOTE(alesi616 @ Jan 10 2019, 05:08 PM)
hi sifu-sifu,

I have an evil idea. Can we do multiple SSPN deposit and withdrawal in a year? Set aside the tax relief purpose, the intention here is to get as many credit card reward points as possible. Anyone tried below:

1. reload 10k into BgiPay card using visa/master credit card, earn 10k credit card points.
2. deposit 10k by swipe BigPay card at PTPTN branch.
3. wait 1 month, then go PTPTN withdraw that 10k.
4. repeat steps 1-3 again to earn another 10k credit card points.

Is that do-able ?
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Untuk mendapatkan Mata Ganjaran AirAsia BIG bagi transaksi di PTPTN, pelanggan hendaklah terlebih dahulu mendaftar sebagai ahli AirAsia BIG dan melakukan transaksi yang ditetapkan oleh PTPTN iaitu transaksi simpanan menggunakan kad kredit (untuk SSPN-i Plus), kad debit, atau kad prabayar Mastercard dan Visa dari 10hb Disember 2018 sehingga 10hb Mac 2019 tertakluk kepada 6 juta Mata Ganjaran AirAsia BIG yang diperuntukkan (yang mana terdahulu).

URL: https://www.ptptn.gov.my/images/fail/promos...y_sspn_2018.pdf

Clock is ticking until March 10th, 2019 or 6 mil BIG points exhausted whichever comes first.
SUSDavid83
post Jan 10 2019, 06:35 PM

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QUOTE(alesi616 @ Jan 10 2019, 06:31 PM)
what i mean is earning the credit card reward points, not the BIG points. After 10-March, I still can use credit card to reload BigPay card and then pay PTPTN rite? Just that I only earn the credit card reward points, no BIG points thereafter.

Or PTPTN means after 10-march no BigPay card is allowed for paying SSPN ?
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If you're not specifically referring to PTPTN-BigPay campaign, of course it is doable.
You just need to invest time and efforts to do it.

SUSDavid83
post Jan 11 2019, 11:04 AM

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QUOTE(VeeJay @ Jan 11 2019, 10:52 AM)
Sorry to day this, dont understand why we like to abuse a system?! Its there for a purpose...sigh
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Because they want to milk out the banks for tenths of ringgits.
When BigPay app down, complaint till the Heaven because a lot of money stuck in the wallet. Scared to death!

It's a FREE world. Everybody can do whatever they think it's ethical.


This post has been edited by David83: Jan 11 2019, 11:06 AM
SUSDavid83
post Feb 13 2019, 08:47 AM

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QUOTE(Ancient-XinG- @ Feb 13 2019, 08:39 AM)
Is it we must deposit 6k at Jan of that particular year to enjoy the tax rebate of that particular year??
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No need.

SUSDavid83
post Feb 13 2019, 10:18 AM

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QUOTE(Ancient-XinG- @ Feb 13 2019, 10:17 AM)
then when should we deposit to be eligible for the tax relief incentives?
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Your statement for tax relief will only be generated next year February onwards.
Guess you need to make this contribution by end of December before they close their system for yearly maintenance.
SUSDavid83
post Feb 13 2019, 10:27 AM

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QUOTE(ronnie @ Feb 13 2019, 10:26 AM)
If you deposit in December (as most people do) you will not earn dividend for that amount in December.
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But he's asking about tax relief not dividend.
SUSDavid83
post Feb 13 2019, 11:09 AM

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QUOTE(missfarren @ Feb 13 2019, 11:08 AM)
is there a statement for tax relief for sspn? or just keep deposit slip?
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Yes. Annual statement will be generated for tax relief purpose.

SUSDavid83
post Feb 13 2019, 11:10 AM

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QUOTE(missfarren @ Feb 13 2019, 11:10 AM)
sent by post or online got?
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It is available online.
Login to your SSPN portal.

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