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 SSPN, Skim Simpanan Pendidikan Nasional

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SUSDavid83
post Apr 16 2019, 08:49 AM

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QUOTE(rinapua @ Apr 16 2019, 08:34 AM)
sspn, sspn -I & sspn - I plus, got three type can choose?

anyone can provide summary of different for this three type? thanks.
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SSPN is discontinued.
Difference between SSPN-i and SSPN-i Plus is the plus has insurance coverage.
SUSDavid83
post Apr 17 2019, 05:36 PM

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QUOTE(rinapua @ Apr 17 2019, 04:42 PM)
SSPN I - No insurance coverage. Can withdraw anytime we want, right?

SSPN I-Plus - Got insurance coverage. Can only withdraw after 3 years, right?
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I believe so.
SUSDavid83
post Apr 18 2019, 09:04 AM

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QUOTE(tenchi0205 @ Apr 18 2019, 08:59 AM)
WOw 8k? increase from 6k liao?
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Yes from Budget 2019.
SUSDavid83
post Apr 18 2019, 01:00 PM

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QUOTE(Mizu ^^ @ Apr 18 2019, 12:59 PM)
What is BP stand for?
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BigPay; prepaid Mastercard credit card.
SUSDavid83
post Apr 25 2019, 05:59 PM

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QUOTE(WannaGetBuffed @ Apr 25 2019, 05:01 PM)
Anyone knows if the dividend considered as simpanan as I check the statement the dividend and simpnanan is lumped under the same section

2. SIMPANAN SETAKAT DISEMBER XXXX
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Do you understand the phrase called "tabungan bersih" or nett deposit as per tax relief?

A little surprise that you even ask this type of question.

SUSDavid83
post Apr 25 2019, 06:06 PM

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QUOTE(killdavid @ Apr 25 2019, 06:05 PM)
What is the average dividend payout is % ?
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4% nominal
SUSDavid83
post Apr 25 2019, 06:13 PM

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QUOTE(killdavid @ Apr 25 2019, 06:10 PM)
I looked at my statement and I don't see any dividend for 2018. Do you know how the dividend payout structure works ?
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4% for 2018:

https://www.malaysiakini.com/news/462208
SUSDavid83
post Apr 25 2019, 06:16 PM

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QUOTE(MeToo @ Apr 25 2019, 06:13 PM)
scroll back.

I outline that step by step years back...

But in reality... i put in 6k every year but lazy to withdraw...
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People do it for the sake of tax relief.
A reminder: RM 8k starting this year.
SUSDavid83
post Apr 25 2019, 07:40 PM

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QUOTE(MeToo @ Apr 25 2019, 07:23 PM)
talking about dividend
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4% nominal.
Obviously conditional/promotional FD can beat it.

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