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SSPN, Skim Simpanan Pendidikan Nasional
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lyc1982
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 Nov 12 2019, 10:45 AM
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QUOTE(T231H @ Nov 11 2019, 12:46 PM) Depositors can apply for tax exemption of up to RM6,000 for the SSPN-i savings account and another RM6,000 for the SSPN-i Plus takaful for life insurance and EPF. https://www.thestar.com.my/news/education/2...rt-saving-earlywell that was before the increase/reduction of limits for tax relief.... for year 2019, the sspn-i portion has increased to rm8k correct ? |
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lyc1982
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Nov 17 2019, 11:46 PM
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sspn is not a place where you can earn good returns...
it's mainly to reduce the income tax
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lyc1982
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Nov 20 2019, 09:50 PM
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QUOTE(angel&demon @ Nov 20 2019, 02:36 PM) Just take note, Shopback -> Boost (max cap per month is RM8).  erm...since sspn is under "bill payment", shopback does not provide cashback for bill payment |
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lyc1982
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Dec 6 2019, 09:45 AM
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guys...
i just realized i didn't get any dividend in 2015 and 2016....i deposited 6k each year...how come ?
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lyc1982
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Dec 6 2019, 10:07 AM
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QUOTE(MUM @ Dec 6 2019, 09:57 AM) If you do that, will you have "Sumbangan Bersih" into that a/c for the year you wanted to claim tax relief? try click at "Lihat Terprinchi" to see detail statement? also confirm/select the year first i did that and i just noticed it |
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lyc1982
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Dec 6 2019, 11:28 AM
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QUOTE(MUM @ Dec 6 2019, 10:09 AM) so the dividend is there? hope it is not "missing" i already mentioned in my original post... i looked at "terperinci" and zero in 2015 and 2016 |
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lyc1982
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Dec 6 2019, 11:32 AM
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QUOTE(MUM @ Dec 6 2019, 11:30 AM) Interesting... Never heard before. Anyway... What is your next steps of actions then? 2015 is the first time i deposited....so by right i should be getting dividend in 2016 (no withdrawal) correct ? so ima gonna send an email asking for clarification. edit: not via email, apparently has to be done via http://icare.ptptn.gov.my/eApps/sdmscasepo...CasePool/add.do, which i am unable to use some of the drop down list....great This post has been edited by lyc1982: Dec 6 2019, 11:38 AM |
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lyc1982
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Dec 6 2019, 11:57 AM
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QUOTE(firee818 @ Dec 6 2019, 11:54 AM) Yes, dividend is qualify for tax deduction. I ignore dividend just for the sake of simplicity in computation. Thanks for confirmation. is dividend considered qualify for tax relief ? so that means sumbangan bersih = RM8k - dividend for that year ? |
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lyc1982
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Dec 16 2019, 12:06 PM
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QUOTE(balf @ Dec 16 2019, 09:14 AM) anyone can deposit to SSPN though BOOST today? boost seems down today as i failed to pay any bill but this query is for boost thread |
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lyc1982
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Dec 18 2019, 04:26 PM
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QUOTE(saitong09 @ Dec 17 2019, 11:38 PM) Yes can, my friends is doing that for years you are correct |
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lyc1982
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Dec 22 2019, 11:20 PM
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QUOTE(saitong09 @ Dec 19 2019, 07:49 PM) What's the point open account for yourself?  i am wondering the same thing... not like can claim tax relief 2x rm8k... unless he’s aiming for the additional account of 4% interest ? |
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lyc1982
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Dec 25 2019, 12:57 PM
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if wanna be entitled for interest in 2019, deposit must be done before 15th Dec 2019
the same applies for every year
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lyc1982
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Jan 2 2020, 02:29 PM
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QUOTE(rapple @ Jan 2 2020, 09:14 AM) To ensure I'll get the full 4% and I dont really invest in any stock/unit trust anymore except ASM3.. iinm... 4% is not a guaranteed |
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lyc1982
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Jan 7 2020, 09:35 PM
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by right dividend 2019 should be deposited on 1/1/2020 ?
but it's not shown on my account...and my small top up done on 1/1/2020 also not showing yet haha
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lyc1982
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Jan 7 2020, 09:54 PM
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QUOTE(yklooi @ Jan 7 2020, 09:46 PM) has the 2019 dividend amount announced yet? not sure how it works... but my previous years dividend deposited on 1st day of the year |
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lyc1982
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Jan 8 2020, 03:37 PM
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QUOTE(kino318 @ Jan 8 2020, 09:38 AM) relax. dividend will announce soon (end Jan) and account will be updated as well QUOTE(LostAndFound @ Jan 8 2020, 09:43 AM) It's not deposited on 1st Jan, it is declared later on (end Jan, or Feb, even late as May), then when it reflect on statement they will put the date as 1st Jan. i see...thanks btw, my 2017 and 2018 dividend not even close to 4% |
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lyc1982
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Jan 29 2020, 03:10 PM
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QUOTE(cybpsych @ Jan 26 2020, 07:04 AM)  Gong Xi Ang Pow [ SSPN | T&Cs ] 20 Jan 2020 - 20 Feb 2020Kempen ‘Gong Xi Ang Pow’ diadakan bagi meraikan kemeriahan Tahun Baru Cina yang akan dirasai bersama oleh masyarakat Malaysia yang majmuk. Kempen ini adalah sebagai tanda penghargaan daripada PTPTN kerana memilih SSPN sebagai pilihan utama untuk simpanan di musim perayaan. Tempoh promosi bermula 20 Januari 2020 sehingga 20 Februari 2020. | Hadiah | Bilangan Hadiah | | Pertama : Ang Pow bernilai RM8,888 | 1 | | Kedua : Ang Pow bernilai RM3,838 | 1 | | Ketiga : Ang Pow bernilai RM2,828 | 1 | | Saguhati : Ang Pow bernilai RM860 | 85 | | Jumlah Keseluruhan | 88 |
QUOTE(cybpsych @ Jan 26 2020, 10:43 PM) https://www.ptptn.gov.my/faq-umum-side/faq-direct-debit1. Apa itu kemudahan Direct Debit?
Direct Debit adalah kemudahan bayaran balik pinjaman PTPTN dan deposit SSPN-i yang mana peminjam/ pendeposit memberi kebenaran kepada PTPTN membuat sejumlah potongan secara berkala daripada Akaun Simpanan/ Akaun Semasa mereka.https://lovesspn.ptptn.gov.my/blog/perbezaa...an-direct-debit does this mean only deposit made via official sspn websites are eligible ? if boost top-up sspn not eligible correct ? |
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lyc1982
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Jan 29 2020, 03:33 PM
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QUOTE(MUM @ Jan 29 2020, 03:27 PM) maybe term 8 explains the eligibility? ............ semua saluran kecuali ...... https://lovesspn.ptptn.gov.my/images/fail_c...ngxi_angpow.pdfok...that means boost top-up is eligible worth it if deposit rm100 few times to earn more lucky draws ? ahaha... edit: is boost top-up considered direct debit ? This post has been edited by lyc1982: Jan 29 2020, 03:35 PM |
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lyc1982
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Jan 29 2020, 03:45 PM
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QUOTE(MUM @ Jan 29 2020, 03:40 PM) what is direct debit... read post 2976 & 2977? ahh...post 2977 gimme the answer thnx |
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lyc1982
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Jan 30 2020, 10:11 AM
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QUOTE(Dexter @ Jan 30 2020, 08:30 AM) Every RM100 entitle 1 entry. If u put 1k, means 10 entries. But a fresh fund is needed. Means your opening balance amount + fresh fund. I'm not eligible cuz I withdraw a big lump sum already & plan to put fresh fund only near year end (around Nov & Dec)...  another noob question... any fresh fund deposited is automatically enrolled for this contest ? |
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