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SSPN, Skim Simpanan Pendidikan Nasional
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lyc1982
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Feb 22 2019, 03:22 PM
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QUOTE(talexeh @ Feb 21 2019, 03:08 PM) Go figure. Anyway, just received another email from AirAsia BIG: Good day to you. In response to your email, kindly be informed that the BIG points for the campaign will be credited into your account after 45 working days. Your understanding is much appreciated.Should you need further assistance, kindly contact us via Ask BIG. Regards, Isyraf AirAsia BIG Loyalty QUOTE(David83 @ Feb 21 2019, 03:09 PM) This kind of reply is equivalent to no reply at all!  not much help given by BIG loyalty CS...mine got closed due to mixed up of names LOL really disappointed at such system
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lyc1982
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Mar 7 2019, 12:42 PM
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QUOTE(swn525 @ Mar 7 2019, 11:53 AM) thanks, found the logic in previous post let say if still is 6k tax relief the 4th year need deposit 24k? 5th year if 32k? i started SSPN depositing since 2015, but skipped 2017 2015 - 6k 2016 - 6k 2017 - 0 (i didn't file for this SSPN tax relief in 2017 BE form) 2018 - 6k i thought we are still entitled for the 6k tax relief (2018 BE form) even if we skipped 1 year ? This post has been edited by lyc1982: Mar 7 2019, 12:43 PM
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lyc1982
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Mar 8 2019, 09:57 AM
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QUOTE(LostAndFound @ Mar 7 2019, 12:58 PM) Entitled, but what people are talking about is withdrawing for liquidity purposes. Deposit 6k in 2015, withdraw 6k at start of 2016. If still want to claim for 2016, by end of the year must deposit 12k. Then start of 2016 withdraw all, means by end of 2016 you need to deposit 18k. Too much overthinking really. 4% or so is a good interest rate (not even taking into account tax benefits) for something which is pretty much guaranteed. You can't (shouldnl't) put ALL your money into those high return things like stocks or business, so why not just leave that 6k/8k a year in SSPN rather than trying to roll it yearly and get headache. It's better than savings accounts and most FDs. Agree with cempedaklife, don't think too much, just start it. Immediately you can get back money from government via tax deduction. the bolded part - verified my query sspn at 4% interest is good as long as you have money (minus the one deposited in sspn) to go by your whole year
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lyc1982
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Mar 11 2019, 03:25 PM
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QUOTE(ivanhooi @ Mar 10 2019, 12:28 AM) Hi, I would like to ask, if I use my nephew name to open SSPN account, can entitle for tax relief? hate to break it to you... your nephew parents can be entitled for the tax relief OR if the parents are not alive anymore, then the appointed official guardian can (i think)
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lyc1982
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Mar 12 2019, 10:12 AM
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QUOTE(swn525 @ Mar 12 2019, 09:36 AM) just put money less than one month, then you can get tax relief 8k, which can save RM1920 (if you salary range under 100K~250K) withdraw the money put in ASNB for 6% QUOTE(MUM @ Mar 12 2019, 10:00 AM)  just go for the tax relief..... the rest is just luck,...maybe can get many cannot get,...by the time can get...it will just be prorate of 6% my main purpose of depositing in sspn is for the tax relief only...the 4% interest is not that much of a value to me
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lyc1982
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Sep 6 2019, 04:42 PM
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QUOTE(LostAndFound @ Sep 6 2019, 02:41 PM) Definitely can. But no one can read your mind to tell you why yours fail. I've deposited my sons' SSPN-i repeatedly over past few months May I know under which section in Boost to perform this top-up to SSPN account ?
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lyc1982
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Sep 6 2019, 04:51 PM
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QUOTE(Mervin1234 @ Sep 6 2019, 04:48 PM) You can find it under "pay bill" then go to "add new bill account" then choose "PTPTN SSPN", add in your account number and you can start making payment. thanks ! now i can split into rm10 each transaction for multiple shakes ! haha... for year 2019, it is Rm8k or still Rm6k ? update: apparently there is a rm1 charge per transaction........ This post has been edited by lyc1982: Sep 6 2019, 04:59 PM
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lyc1982
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Sep 10 2019, 01:55 PM
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QUOTE(saitong09 @ Sep 7 2019, 11:09 PM) Thnx for the info ! QUOTE(wym6977 @ Sep 10 2019, 09:49 AM) Dont forget to join the Pay Bill Mission to get extra $ on top of shake... From my past experience, paying RM100 or RM200 get shake enough to offset the RM1 service charge. how to join the Pay Bill Mission ? thnx... update: ok, i saw the Mission thingy already This post has been edited by lyc1982: Sep 10 2019, 01:59 PM
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lyc1982
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Sep 12 2019, 12:45 PM
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QUOTE(jefftan4888 @ Sep 11 2019, 03:21 PM) haha...i realized there's a rm1 transaction fee...so rm10/transaction is out of the window already
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lyc1982
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Sep 12 2019, 02:51 PM
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QUOTE(MeToo @ Sep 12 2019, 02:49 PM) are there any benefit to using Boost? Cause i need to put in like 32k end of this year. you have 5 kids ?
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lyc1982
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Sep 13 2019, 11:48 AM
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QUOTE(saitong09 @ Sep 12 2019, 07:41 PM) 15x, definitely earn more than 1 go 15x means rm15 for the transaction fee... if every shake only yields rm0.50...then gg haha
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lyc1982
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Sep 13 2019, 12:54 PM
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QUOTE(saitong09 @ Sep 13 2019, 12:33 PM) If you read through the boost forum, rm100 above min rm1 oh issit ? thnx for the info !
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lyc1982
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Sep 19 2019, 12:08 PM
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QUOTE(kino318 @ Sep 19 2019, 12:07 PM) next year jan can withdraw at ptptn office. They will credit the money to yr bank ac. u can withdraw all or partial so far no way to transfer sspn money into bank account online, correct ?
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lyc1982
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Sep 19 2019, 12:22 PM
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QUOTE(MUM @ Sep 19 2019, 12:13 PM) read page 94...there are some mention .... i did check before...bank islam and so far only ATM withdrawal, no online transfer yet
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lyc1982
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Sep 26 2019, 02:52 PM
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QUOTE(smaran44 @ Sep 23 2019, 08:47 AM) May I know typically how long it takes for money that i deposit thru Boost appear on SSPN account? Secondly, is it each transaction that was done thru Boost would receive receipt by email? I'm asking this because i did couple of transaction on last Sat and it seems Boost miss to provide one of the transaction. wait for 3 working days for sspn account to reflect the top-up... if after 3 days don't see those top-ups...then verify with boost
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lyc1982
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Oct 9 2019, 09:26 AM
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QUOTE(saitong09 @ Oct 8 2019, 10:46 PM) just to confirm...after we make deposits into sspn...we don't need to do anything afterwards like submit receipts to entitle for the lucky draw ?
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lyc1982
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Oct 9 2019, 11:16 AM
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QUOTE(saitong09 @ Oct 9 2019, 11:03 AM) Usually I email to the sspn officer after deposit ok..will do so since i used boost to deposit into sspn
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lyc1982
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Oct 9 2019, 04:46 PM
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QUOTE(MeToo @ Oct 9 2019, 11:56 AM) BUT...... if u bring the receipt to SSPN office.. they give u hamper/gifts depending on how much you put in...  i think the gift is mostly for rm8k in total deposit
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lyc1982
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Oct 10 2019, 09:47 AM
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QUOTE(MeToo @ Oct 9 2019, 05:04 PM) Any amount also got gift i think. More u put better the gift. Past few years was max 6k so I get some food hamper i got a big hamper too when deposit one shot 6k over sspn counter... but the hamper consists of....not-so-popular snacks...i sold it off for rm30 eventually
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lyc1982
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Oct 10 2019, 02:53 PM
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QUOTE(saitong09 @ Oct 10 2019, 02:18 PM) Which counter? Last year I got the hamper less than rm30 sspn counter in miri.... a very big hamper
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