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 SSPN, Skim Simpanan Pendidikan Nasional

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leanman
post Apr 5 2024, 04:37 PM

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MYPTPTN page now cannot log in dy...

user posted image

This post has been edited by leanman: Apr 5 2024, 04:38 PM
leanman
post Apr 8 2024, 09:51 AM

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QUOTE(ah_Keng @ Apr 7 2024, 05:36 PM)
i did pindahan in app for 1k on Monday, until now still not complete.. how long it normally take? 1 week+?
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QUOTE(kevyeoh @ Apr 8 2024, 09:40 AM)
same here...i top up last Monday, 1st April...until today not yet masuk...need to wait a few more days i hope so...
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One is withdrawal, one is top up, like not the same....

your top up is via what source? I use online banking, reflected immediately
leanman
post May 28 2024, 02:42 PM

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QUOTE(fuzzy @ May 28 2024, 12:49 PM)
Since you have 30k now, so that means you started the year at 22k.

Only deposits above that 22k will count, so if you withdraw 20k, you only have 10k left, thus you will not be entitled to tax relief for 2024.
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QUOTE(MUM @ May 28 2024, 01:13 PM)
Simpanan bersih.
assuming no dividend received value.

You got balance 22k at start of the year
You take out 20k.
You got balance of 2k, then
You added in 8k this year.
Your new balance is 10k.

Your simpanan bersih for this year is -12k (-20k out +8k in)
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I find this is the easiest to understand biggrin.gif noob here

QUOTE(ronnie @ May 28 2024, 01:51 PM)
31 Dec 2022 : RM22,000 balance
1 May 2023 : +RM8,000 = RM30k balance
1 Jun 2023 : -RM20,000 = RM10k balance

Tax relief uses NETT deposit for the current year :
+RM8,000
-RM20,000
= -RM12,000
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leanman
post Jun 13 2024, 11:19 AM

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QUOTE(Barricade @ Jun 13 2024, 09:28 AM)
Let me ask you something, why do you use shopeepay in the first place? Why not FPX? Instant reflect.
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could it because of able to use credit card, there is CB related or shopee coins discount?
leanman
post Jun 13 2024, 12:00 PM

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QUOTE(victorian @ Jun 13 2024, 11:30 AM)
yes you are 100% right  thumbsup.gif 

we shall not elaborate further
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Does the delay has any impact on the dividend? Like it will only take in the contribution within the 1st 3days of the month in order to entitle for the full month dividend?
leanman
post Jun 16 2024, 12:56 PM

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Payment via Shopee pay incurs rm1?

This post has been edited by leanman: Jun 16 2024, 12:56 PM
leanman
post Jun 28 2024, 04:34 PM

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QUOTE(harmonics3 @ Jun 28 2024, 04:05 PM)
WTF, they just closed my SSPN-PLUS account without any warning due to late payment. Last time used to be able to pay towards year end without any issue. The account just disappeared in myPTPTN like that

Now have to submit form to claim the remaining balance... so troublesome..
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its insurance linked, like any other insurance, if you don't pay up your premium, they will "cancel" it and you need to reactivate it
leanman
post Aug 6 2024, 02:43 PM

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QUOTE(monkeyking918 @ Aug 6 2024, 01:23 PM)
If I have RM20,000 in SSPN Prime now, can I withdraw say RM19,000 and put in 3 months bank FD. Then in Jan 2025, redeposit to SSPN to get the extra 1% ganjaran?

Is it allow?
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think of it sanely, do you think that is allowable? I would say no
bank in RM20k in Jan 25, yes only the RM1k is entitle for the ganjaran, the net contribution
leanman
post Sep 10 2024, 10:45 AM

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QUOTE(ronnie @ Aug 6 2024, 03:07 PM)
is there 1% ganjaran SSPN in 2024 ?
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Am still waiting for this for 2024 but i doubt so. Planning to start depositing in progressively for the income tax deduction till year ends.
leanman
post Sep 11 2024, 02:31 PM

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QUOTE(azlim @ Sep 10 2024, 10:55 AM)
is me only or this myptptn website always have loading issue since the first day?
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i have had the same problem. what i did was hit the refresh button while it's loading, it works

leanman
post Oct 23 2024, 03:36 PM

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QUOTE(TongCN @ Oct 22 2024, 03:46 PM)
They should just say "RM8k max tax relief per household by either parent"  sweat.gif

With that sentence, so many client asking "8k per kid or not", ugh ...
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if a household has 2 kids, can each parent claim one child?
leanman
post Nov 4 2024, 09:13 AM

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if opt for sspn i-plus, the insurance coverage is for me or for my children??

found the answer:

* Perlindungan takaful hanya melindungi pendeposit sahaja.

This post has been edited by leanman: Nov 4 2024, 09:15 AM
leanman
post Dec 2 2024, 01:31 PM

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QUOTE(Endless_tale @ Dec 2 2024, 10:23 AM)
Paid early is good. Coming 2-3 weeks later will a lot of parents paid. Website may hang. LOL. Do you have the withdrawal button? mine have issue, unable to click. I just paid this morning too.
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I pay over the 11 months, averaging out monthly..
leanman
post Dec 11 2024, 07:46 AM

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Asking for a friend, opening account for his child must do it on the spot or online? Any place to go during weekend, within Klang Valley. Not too late right for 2024?
leanman
post Dec 18 2024, 10:52 AM

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QUOTE(BenChiew @ Dec 18 2024, 10:43 AM)
Just FPX into SSPN, how can one check its has been captured by LHDN as allowable deduction?
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by default it will link to your ehasil when you are filing the tax return next year. It was like that to mine for the last few years
leanman
post Mar 14 2025, 09:41 AM

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I have 2 SSPN accounts for 2 kids. Both have about RM15k. So If I withdraw 15k from Account A, by year end I must deposit RM23k in order to fully utilize the tax deduction? Then on the following year, if I withdraw RM23k, then by year ends I must deposit again RM31k? Does it work that way?
leanman
post Apr 7 2025, 10:03 AM

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QUOTE(alovelyday2007 @ Apr 4 2025, 11:41 PM)
I guess sspn interest won't be better than 3% due to losses from bad repayment for ptptn loan
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This state othwerwise..

https://www.bharian.com.my/berita/nasional/...ka-lebih-tinggi
leanman
post Apr 12 2025, 01:57 PM

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QUOTE(metronidazole @ Apr 11 2025, 09:12 PM)
Dividend announcement getting late and later every year...
This will be my last year with SSPN.. gonna move out
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This platform is for tax deductible only, in terms of investment, it’s no longer attractive
leanman
post Apr 24 2025, 10:53 AM

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QUOTE(metronidazole @ Apr 11 2025, 09:12 PM)
Dividend announcement getting late and later every year...
This will be my last year with SSPN.. gonna move out
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Does it matter if its getting late and later every year if the rate is getting higher and higher each year?
Unless you have better options, taking into the risk level.
leanman
post Apr 30 2025, 07:44 AM

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QUOTE(MGM @ Apr 28 2025, 02:30 AM)
The last round, how long to keep in account to get the 1%?
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Until today….
QUOTE(guy3288 @ Apr 29 2025, 05:01 PM)
Tomorrow is the day
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For? Ganjaran setia or dividend announcement?

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