Do you get sspn dividend for the 50 days free credit?

Is it calculated daily or monthly?

Can we pay sspn using credit card? Or top up boost/Spay 😁

1k only. cant reload more using cc 

my deposit on 1st Oct yet to reflect... this month kinda slow.. or is it me only?

How long for shopeepay top up to be refected in SSPN?

I've done mine back in 1 Oct, to whom should I ask, SSPN or shopee?

hi, if my balance on 1/1/2023 is 34k, to entitled 8k tax relief, i need to have 42k by 31/12/2023, right?

i remember someone post a SSPN link where can help to calculate how much need to top-up to entitle the tax relief, i can't find it back using search function 

huh? impossible because i logged in my SSPN account with my IC n password. Logged in successfully and my kids' names appeared. then proceed with Penambahan Deposit. Then proceed to Online Payment Gateway. and then FPX.

i've just filed a report. hope to receive an explanation from them.

iinm, depositing too.

that means we will miss the Jan dividend too

Can deposit using maybank2u. I did that last year when the sspn system was closed for the new year. deposited on 1st of January 2023 (iirc, the cutoff for dividend calculation was 5th of every month). the amount was reflected and dated 1st January 2023 when the system was back online around 11th January 2023.

I did the same this year. I think it'll work the same.

myptptn back online, but dont see any withdrawal function, need to visit the branch?

For me anything that beats the inflation is better. Anything less is trash

Anyone else having trouble registering eKYC on myPTPTN app? KNS, tax submission coming soon. Trying to get last year's statement...

https://www.thestar.com.my/news/nation/2023...kely-says-ptptn

highly unlikely 

Anyone can give the link to the online SSPN prime?

Thanks in advance

Called ptptn just now. Anggaran 10th Feb for closing account activity to be completed.

Hi, i cant login.

Akaun pengguna myPTPTN tidak wujud.
Sila cuba semula

reregister at myptptn

old login doesnt work/migrated to new myptptn la

deposits done all before 6th of Jan and Feb to beat the dividend cut off dates
but now sspni seems clever..
all recorded many days later so they can save on dividends.........

I have maxed out 8k every year (mostly 16k since both for myself and wife) since opening accounts when the kids were babies.

If you're asking whether the tax relief of 8k is worth it.... it's about RM2k less I have to pay to government at my tax bracket. And its not like every other tax relief where you actually have to spend and buy something, its literally putting aside savings for your kid's education. The dividend used to be decent too, now seems a bit worse, but lose 1% on there is not an issue when gaining 2k every year from tax relief plus additional 1% on full amount during ganjaran kesetiaan month.

Roughly calculating, definitely the dividend + ganjaran over the years is 20+k so far. Income tax benefit slightly more, maybe 25k between me and spouse. That's total roughly one third of the amount I had in the account as of 31st December 2023. Most of the ganjaran is from pumping a few hundred k just for those months la, but as you can see the income tax benefit is more worth (obviously, it's at 26% for me, compared to ganjaran 1%, but ganjaran is much much higher cap).

Another way of putting it, I saved X amount for my kids over the past 10 years, and due to income tax benefit and dividen and ganjaran I now have X+50% saved up. Bitcoin/AAPL/NVDA would have given more of course, but this is savings not investment.

Based on your example, you don't get 3%

What you get is 3/12 of 3% and you only get that on next year dividend

For the deposit during mid Dec last year, u get no dividen.