SSPN, Skim Simpanan Pendidikan Nasional
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 Apr 30 2025, 11:45 PM
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#41
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Senior Member
7,106 posts Joined: Jan 2003  
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QUOTE(Avangelice @ Apr 30 2025, 11:23 PM) Ya la tu. I can still claim. Wife cannot obv. Ya sadding. So now I'm pondering the shift.Means the tax relief is still on for sspn. Just that no longer for both couple  |
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May 7 2025, 04:24 PM
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#42
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(leanman @ May 4 2025, 08:14 PM) Have not tried withdrawing from SSPN account? Is it very difficult to withdraw from the ptptn counter as I don’t intend to open BI account. How long does it take to withdraw from counter? Went today. It's easy. Take a number, go to counter, just have a fill in a form with some basic details. And thats it.Lady mentioned it might take a few days to see the credit though, so its not instant. leanman liked this post
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May 9 2025, 11:42 AM
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#43
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(besiegetank @ May 7 2025, 08:48 PM) The withdrawal days seems like T+4. A bit long though. For smaller amount I think better go for BI And update, money is in. So it's like T+2 since I did it on Wed.I'm pleasantly surprised. |
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May 9 2025, 04:12 PM
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#44
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(jasontoh @ May 8 2025, 11:35 PM) Every few years also have? I don't even know what the 1% extra is based on, whether the current balance or the new balance. For this year, the 1% is based on new funds up to RM8k of deposit. So it's RM80 that you need to keep for entire year. That's why I went to take everything out except RM20 to keep the account active. Put in EPF better. |
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May 9 2025, 04:42 PM
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#45
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(MUM @ May 9 2025, 04:19 PM) I thought forummers mentioned the 8K is the max loyalty bonus you will get. That sounds much better.Which means you can put 800k to get 8k loyalty bonus. 800k X 1% = 8k Not max 8k you put in to get max 80 loyalty bonus But even at 4.05% + 1% = 5.05%, without the 8k tax relief I am still worse off. But for those who get the 8k tax relief, this is a gooding deal. |
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Jul 28 2025, 10:35 AM
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#46
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(gooroojee @ Jul 28 2025, 09:28 AM) PSA: SSPN deposit by 31 July for extra 1% ganjaran on the amount in SSPN, if no withdrawals made from Aug-Sept. 10% p.a.?clever people have worked out this is 10% p.a. returns. |
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Sep 26 2025, 10:49 AM
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#47
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Senior Member
7,106 posts Joined: Jan 2003
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QUOTE(kechung @ Sep 26 2025, 08:45 AM) I just noticed that SSPN maximum tax relief is RM8000 for one household wef 2025. Yes. So the parent will have to choose who gets the relief.Meaning if father deposited 8000 for child A & mother deposited 8000 for child B, the maximum to claim is only 8000 in this household. Anyone have more info on this. |
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